Chris Cumming

Recent Stories From this Author

CRA Could Cause Headaches for Banks Closing Branches
August 26, 2014 Many banks are aggressively closing branches to cut costs. Those banks must be mindful about branches in moderate- and...

Could Peer-to-Peer Borrowers Be a Boon for Underused Bank Branches?
August 25, 2014 A new study finds that P2P borrowers want the option to use branches. Could this be an opportunity for banks?

Lessons in Overhauling Branches from Webster Bank
August 18, 2014 The Connecticut company was an early adopter of branch modernization, starting an effort four years ago that has led to the...

CertusBank's Reforms Continue with Board Makeover
August 14, 2014 Nearly six months after some CertusBank investors demanded a total management overhaul, the Greenville, S.C., company elected...

Subprime Auto Worries Overblown: N.Y. Fed Economists
August 14, 2014 Subprime auto originations have nearly doubled in recent years, which has led to warnings of a bubble. But the fears are...

Boston Fed's Rosengren Calls for Overhaul of Broker-Dealer Regulation
August 13, 2014 Banks that own broker-dealers need to hold more capital to withstand runs and other shocks, said Eric Rosengren, the head of...

United Financial Salutes 50-Year Customer in Style
August 7, 2014 A loyal patron of the Connecticut bank celebrated her upcoming 95th birthday with some flowers courtesy of the CEO and a...

Georgia Bank's Trust-Preferred Deal with Regulators Sets Precedent
August 7, 2014 Heritage Bank in Jonesboro, Ga., became one of the first banks to retire trust-preferred securities held by the FDIC after a...

OCC Formalizes Rules for Selling Consumer Debt
August 4, 2014 The Office of the Comptroller of the Currency has issued new guidelines on the sale of consumer debt, a move that could help...

Bank of the Ozarks Bets on CRE in Its Biggest Deal Yet
August 1, 2014 Bank of the Ozarks' deal to buy Intervest Bancshares looks a bit odd on paper because the two are very different and operation...

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