= Subscriber content; or subscribe now to access all American Banker content.

Joe Adler

Deputy Washington Bureau Chief

Joe Adler is the Deputy Washington Bureau Chief for American Banker, and writes on a variety of topics about federal government policy related to banking. A Southern California native, he was formerly a city reporter at the Portsmouth (N.H.) Herald, and began his career as a sportswriter in Massachusetts.

Recent Stories From this Author

CFPB Hears Growing Calls to Draft Business Loan Data Rule
August 28, 2015 As the Consumer Financial Protection Bureau finishes regulations dealing with mortgage data reporting, a similar set of...

CFPB, N.Y. Regulator Sue Calif. Firms Over Pension Products
August 20, 2015 Two California companies allegedly sold pension advance loans that they claimed were not credit products but in fact charged...

CFPB Makes LendingClub Unit Repay $700K to Customers
August 19, 2015 The Consumer Financial Protection Bureau said Springstone Financial, acquired last year by Lending Club, misled borrowers into...

Banks Take Losses in MBS Case Appeals; Is Supreme Court Next?
August 14, 2015 Banks that sold faulty mortgage-backed securities right before the crisis have suffered a string of legal defeats over the...

OCC's New Lexicon: Neobanks, Bitcoin, Peer-to-Peer
August 10, 2015 The Office of the Comptroller of the Currency is trying to "supercharge" its process for reviewing financial innovations in an...

How the FDIC's Big-Bank Resolution Strategy Has Evolved
July 31, 2015 While the Federal Deposit Insurance Corp. has not deviated from a 2013 paper outlining a method for unwinding a giant firm,...

Agencies Update 'Living Will' Instructions for Nonbanks
July 28, 2015 Three nonbank giants designated for tougher federal supervision received added guidance Tuesday on what regulators expect to...

Dodd-Frank Anniversary Celebrated with More Fighting
July 21, 2015 Key proponents and critics of the 2010 financial reform law commemorated its anniversary by keeping the debate over its legacy...

Basel Leaves Door Open to Direct Bank Bailouts
July 16, 2015 Final guidelines for dealing with failing institutions from the international Basel Committee include direct capital...

Choke Point Lawyers Treated Lenders Properly: DOJ Probe
July 10, 2015 The Department of Justice's Office of Professional Responsibility said it found no support for allegations that federal...

Big Banks Share More Details About 'Living Wills'
July 6, 2015 Twelve of the largest financial firms provided more information than they did last year in the public versions of their plans...

Does Every Bank Need a Chief Risk Officer? Maybe Not
July 6, 2015 While hiring a chief risk officer is a given at the big banks, smaller institutions must weigh several factors and options in...

For Bank Chief Risk Officers, No Room for Error in Compliance
July 1, 2015 Cyber threats or fraud may present bigger direct risks to banks, but many chief risk officers spend enormous amounts of time...

How Crisis Transformed the Bank Chief Risk Officer
June 30, 2015 A role many people did not understand less than a decade ago has become integral to how banks navigate a new set of postcrisis...

Supreme Court Backs 'Disparate Impact' Theory in Texas Case
June 25, 2015 The Supreme Court on Thursday upheld the use of the contentious "disparate impact" legal theory in cases alleging fair lending...

Industry's Hopes of Killing 'Disparate Impact' End with Thud
June 25, 2015 Despite some silver lining, analysts say the Supreme Court decision upholding "disparate impact" in fair-lending disputes will...

Federal Bank-Diversity Standards Are Weak: House Dems, Activists
June 22, 2015 The Dodd-Frank Act called on regulators to develop ways to assess diversity practices in the financial sector, but the...

Five Pivotal D.C. Storylines to Watch for This Summer
June 8, 2015 Several weighty issues remain on the agenda for policymakers over the next few months, including everything from living wills...

CFPB's Strike Against 'Abusive' Conduct No Longer Academic
May 26, 2015 The Consumer Financial Protection Bureau's use of relatively new authority to punish actors for actions considered "abusive"...

Four Key Issues that Must Be Solved Before Next Big Failure
May 18, 2015 Crucial operational steps remain before the government could clean up the collapse of a massive firm without threats to the...