Joe Adler

Deputy Washington Bureau Chief

Joe Adler is the Deputy Washington Bureau Chief for American Banker, and writes on a variety of topics about federal government policy related to banking. A Southern California native, he was formerly a city reporter at the Portsmouth (N.H.) Herald, and began his career as a sportswriter in Massachusetts.

Recent Stories From this Author

Who's Bullish on Banks as Utilities? It's Not Who You Think
April 18, 2016 The idea of financial institutions resembling utilities has caught on with some industry observers for reasons other than...

Trump's Remittance Plan Would Pull Banks into Immigration Battle
April 5, 2016 Banking industry representatives immediately raised significant questions about Donald Trump's plan to block remittances to...

Decision on Principal Cuts Coming in 30 Days from FHFA's Watt
March 22, 2016 The agency may finally be reaching resolution on whether Fannie Mae and Freddie Mac will allow principal reductions, two years...

Fed Issues Rule to Implement Dividend Cut
February 18, 2016 The Federal Reserve Board released an interim rule Thursday implementing a congressionally mandated reduction in the Fed...

It's Geek to Me: Fintech's Jargon Problem
January 13, 2016 As fintech pitches itself as the future of consumer financial services to bankers, regulators, legislative staffers and...

FDIC Fund Has Rallied, But Get Ready to Keep Paying Premiums
November 19, 2015 The industry deserves credit for rebuilding the Deposit Insurance Fund after the crisis, but victory is far from achieved in...

Oil Prices, Leveraged Loans Spark Regulatory Fears
November 5, 2015 The regulators' annual Shared National Credits review found nearly 10% of large, syndicated credits demonstrated some form of...

As Policy Storm Approaches, Student Loan Servicers Need to Prep
October 20, 2015 The government's spotlight on servicing problems means companies should be taking steps now in the face of regulators' current...

Fierce Battle Ahead for CFPB Arbitration Plan
October 7, 2015 Banks say the Consumer Financial Protection Bureau plan to ban arbitration clauses for individual claims will aid trial...

CFPB Plan Would All But Ban Arbitration Clauses
October 6, 2015 The Consumer Financial Protection Bureau's impending proposal, to be reviewed by a small business advisory panel, would block...

Why the ABA Got Hacked and What It Means for Banks
October 2, 2015 Compared with other recent breaches, the theft of 6,400 user email addresses and passwords on the American Bankers...

Obama Administration Ramps Up Pressure on Student Lenders, Servicers
October 1, 2015 Recommended reforms released by the Department of Education for servicers and private student lenders are part of intensifying...

Feds Near Creation of Student Loan Servicing Regime
September 29, 2015 The government appears to be speeding toward establishing uniform standards for student loan servicers in light of reports of...

CFPB Hits Fifth Third Over Dealer Markup
September 28, 2015 Fifth Third Bank must pay a total of more than $21 million to settle separate claims by the federal government that the bank's...

Regulatory Concerns Strain Bank-Fintech Relationship
September 25, 2015 The collaboration between financial institutions and technology firms runs deep, but banks' recent criticism of lax regulatory...

New ABA Chief Seeks to End 'Bank-on-Bank Violence'
September 15, 2015 Sitting down with American Banker , incoming American Bankers Association CEO Rob Nichols discussed the need for industry...

Court Grants CFPB Injunction Against Debt-Relief Firms
September 15, 2015 The Consumer Financial Protection Bureau won a preliminary court injunction against several companies that the agency says ran...

Is New DOJ Policy to Target Execs a Sham?
September 10, 2015 The Justice Department's announcement that it would target individual executives at banks and other companies that are being...

OCC's Curry Backs Eased Lending Standards to Aid Cities
September 9, 2015 Comptroller of the Currency Thomas Curry said banks could consider loan-to-value ratios above 90% to help revitalize areas...

Regulatory Agenda Poised to Heat Up in Fall
September 8, 2015 With summer recess ending, banking agencies are about to embark on a busy policymaking schedule leading up to the end of the...