Reporter

Harry Terris is American Banker's data editor. He was previously deputy editor for consumer finance and mortgages at the newspaper, and lead writer for American Banker's Morning Scan. Before American Banker, Terris ran the bank M&A data and analytics department at SNL Financial. He grew up in Washington, D.C., graduated from the University of Virginia with a BA in economics, and lives in New York.

Grim Survival Rate for Banks Under Regulatory Orders
February 8, 2012 Failure has been the most common way out of enforcement actions in the current cycle, but outcomes may be improving.

Growing Interchange Income Boosts Card Businesses
February 3, 2012 The Durbin amendment has sapped debit card revenue, but swipe fees are contributing a growing share of earnings at large...

Enforcement Actions Ceasing and Desisting
February 1, 2012 Safety-and-soundness orders continued to abate late last year in another sign that the banking industry is regaining its...

Dividend Yields Return, Dividends Do Not
February 1, 2012 The underperformance of big bank stocks last year helped restore their yields to a rough parity with smaller peers, but actual...

Recovering Bad Card Debts Feeds Issuers’ Profits — For Now
January 31, 2012 New defaults have tailed off and the pool of bad accounts against which to collect is aging. Yet recoveries have held steady...

Former Tarp Banks Lag Peers in SBLF Lending
January 24, 2012 Data published this month provides support for criticism of the small business lending program as a backdoor exit from Tarp...

Uptick in Card Loan Losses in View
January 19, 2012 Even as releases of allowances for bad credit card loans continue to plump bottom lines, rising delinquency rates in the fall...

Business Loans Surged in 4Q, Total Loan Growth Eased
January 13, 2012 Growth in commercial and industrial loans accelerated to a torrid 18% annual rate in the fourth quarter, Fed estimates...

Credit Card Balances Rise As Payment Rates Slide
January 11, 2012 The re-emergence of a sharp seasonal dip in payment rates late last year was mirrored by a jump in credit card borrowing. The...

Online Banks' Deposits Grow at Quadruple Industry Pace
January 9, 2012 So-called direct banks have become a favored avenue out of the shadow financial system, and into the federal safety net, for...