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John Adams

Recent Stories from This Author

How Trump Could Stifle Fintech
November 9, 2016 Donald Trump's stunning upset in the presidential race on Tuesday is likely to embolden his followers to push for changes to...

Will Trump Really Hold Remittances Ransom?
November 9, 2016 To jawbone Mexico into paying for the wall, President-elect Trump has threatened to suspend remittances. Such a move would...

Zelle, Banks' Venmo Alternative, Prepares to Make Its Debut
October 24, 2016 The bank-led clearXchange is changing its brand to reasonate more with consumers.

USAA Takes a Deeper Dive into Virtual Assistance
September 28, 2016 USAA has expanded its voice-controlled digital assistant to PC users. The move is just another example of how banks are...

Same-Day ACH's First Phase Gives Banks a Platform, Not a Silver Bullet
September 23, 2016 Starting Friday, all U.S. banks should be able to receive same-day payments. But by itself, same-day speed may not be enough...

What's in a Name? ClearXchange Eyeing Catchier Moniker
August 24, 2016 ClearXchange has access to a majority of the market's online banking accounts as it takes on Venmo, but there's one thing it...

Square Adds Same-Day Bank Deposits for Merchants
July 28, 2016 Square will enable sellers to make daily bank deposits, adding another in a series of merchant-focused perks designed to...

Mastercard Wants to Avoid Visa-PayPal Drama
July 28, 2016 There may be bumps along the way, but PayPal, Mastercard and Visa all share the same goal, according to Mastercard CEO Ajay...

Visa and PayPal: A Marriage of Convenience
July 21, 2016 Visa and PayPal have been at war for as long as PayPal has existed, and their recent cease fire could allow both companies to...

U.S. Bank Stops Charging for Real-Time P-to-P Payments
July 6, 2016 U.S. Bank was unusual in making users pay for real time person-to-person payments on Early Warning's clearXchange, a practice...

Did Brexit Put London's Fintech Capital Status in Jeopardy?
June 24, 2016 The U.K.'s referendum vote to leave the European Union has thrown cold water on London's reputation as a friendly venue for...

Chase Revisits Its Approach to P-to-P
June 17, 2016 As JPMorgan Chase gears up for the launch of the merchant-friendly Chase Pay wallet, it's taking the opportunity to freshen...

CheckAlt Buys Klik to Beef Up Mobile Capture
June 16, 2016 Check image specialist CheckAlt has acquired receivables transaction management provider Klik Technologies, a deal CheckAlt...

Banks Turning to Visa to Develop Mobile Wallets
June 13, 2016 Visa's Digital Commerce App is allowing banks to develop their own mobile wallets. Many of its clients are larger community...

Discover Provides a Peek Behind the Credit Score
May 20, 2016 Discover's new consumer credit information product provides FICO scores and a summary of the data that determines that score.

Capital One Plays the Long Game on Card Rewards
April 26, 2016 Capital One's rewards and marketing may cause some short-term performance issues, but the institution's aggressive posture is...

U.S. Bank Alum Pamela Joseph Has Big Plans for TSYS
March 9, 2016 Retirement was good for Pamela Joseph, former head of U.S. Bank's Elavon business, but not enough to overcome the lure of a...

KeyCorp Aims to Make Business Payments More Mobile
February 29, 2016 In mobile banking technology, remote deposit capture is ancient history. But there's one area that history seems to have...

Fed Addresses the Faster Payments Identity Crisis
February 2, 2016 A Federal Reserve task force has issued criteria for its faster payments initiative, part of a long journey to build a...

Banks Keep Mobile-Wallet Options Open as Apple Pay Disappoints
January 20, 2016 Union Bank & Trust Co. in Nebraska was an early supporter of Apple Pay. With that platform sputtering, the bank is now looking...

Podcast
In this episode of Breaking Banks: American Banker's Innovator of the Year, John Hope Bryant of Operation Hope; Richard Brown and Charley Cooper of the blockchain consortium R3; and Ravi Srinivasan, who describes India's drastic move to stamp out cash.