= Subscriber content; or subscribe now to access all American Banker content.

John Adams

Recent Stories From this Author

Capital One Plays the Long Game on Card Rewards
April 26, 2016 Capital One's rewards and marketing may cause some short-term performance issues, but the institution's aggressive posture is...

U.S. Bank Alum Pamela Joseph Has Big Plans for TSYS
March 9, 2016 Retirement was good for Pamela Joseph, former head of U.S. Bank's Elavon business, but not enough to overcome the lure of a...

KeyCorp Aims to Make Business Payments More Mobile
February 29, 2016 In mobile banking technology, remote deposit capture is ancient history. But there's one area that history seems to have...

Fed Addresses the Faster Payments Identity Crisis
February 2, 2016 A Federal Reserve task force has issued criteria for its faster payments initiative, part of a long journey to build a...

Banks Keep Mobile-Wallet Options Open as Apple Pay Disappoints
January 20, 2016 Union Bank & Trust Co. in Nebraska was an early supporter of Apple Pay. With that platform sputtering, the bank is now looking...

Early Warning, ClearXchange Tackle the Security of Faster Payments
January 12, 2016 There is a lingering fear that enabling real-time transfers between consumer bank accounts will open a window for fraud that...

An 'Impossible' Task: Stopping Insiders from Robbing the Dead
December 29, 2015 If dead men tell no tales, that makes identity theft of deceased account holders all the harder for card issuers to combat,...

Global Payments' $4.3B Buy of Heartland Proves Small Biz Is a Big Deal
December 15, 2015 Global Payments and Heartland Payment Systems have a chance to create an international powerhouse focused on small to medium...

Market Pressures Fuse Diebold, Nixdorf as ATM Makers Adapt to Mobile
November 23, 2015 Diebold and Wincor Nixdorf which plan to merge under the name "Diebold Nixdorf" were already in the midst of major...

U.S. Bank Offers Small-Biz Expense Reporting Tool for Consumers
November 5, 2015 U.S. Bank is making a small-business online payment management system available to consumers.

Banks Keep the Reins By Merging ClearXchange, Early Warning
October 26, 2015 The bank owners of the clearXchange payments network and the Early Warning risk management service hope that by combining the...

Diebold Can Fill Gaps with Wincor Acquisition
October 19, 2015 In buying Germany's Wincor Nixdorf, Diebold would not only be eliminating a rival it would also gain new technology and...

Fitness Meets Finance in Intuit's Wearables Plan
August 14, 2015 Health and wellness apps may not much in common with small business payments and merchant services, but it was the...

MasterCard's Employee Hackathon Finds Fresh Ideas from Within
August 11, 2015 Many payment companies are hosting hackathons to attract developer talent from outside their own ranks; MasterCard found that...

First Data Files for IPO Eight Years After KKR Buyout
July 20, 2015 First Data is looking to sell shares of its stock to address its "indebtedness," the company announced Monday.

Card Thieves Breach Hersheypark with Malware
July 10, 2015 Hershey Entertainment and Resorts' payment systems were infiltrated earlier this year, potentially exposing cardholder data,...

Amex's New E-Wallet Kills a Sacred Cow of Digital Payments
July 9, 2015 The new Amex Express Checkout service bears a passing resemblance to rival products like Visa Checkout, MasterPass and PayPal....

Amex Makes Changes Following Its President's Death
June 24, 2015 To address the impact of American Express President Ed Gilligan's death in May, the card network has changed some executive...

Was Visa's Costco Pact Worth the Sacrifices? Scharf Defends the Deal
May 1, 2015 The Costco cobrand card was a huge win for Visa, but nevertheless the card network's chief executive, Charlie Scharf, found...

Apple Pay Adds Discover, Reaching All Major U.S. Networks
April 27, 2015 Discover, the only major U.S. card network that did not support Apple Pay at the mobile wallet's launch, has inked a deal with...