Brian Collins

Recent Stories From this Author

Lenders Face Stiffer Penalties with New Mortgage Disclosures
October 31, 2014 Lenders could face tougher enforcement and higher penalties if they make errors on the new mortgage disclosure forms that are...

Supreme Court to Hear Key Mortgage Case
October 30, 2014 The Supreme Court is slated to hear arguments Tuesday in a case that could determine when and how borrowers are allowed to...

Small Lenders Seek Better Options on GSE Loans
October 30, 2014 Small lenders are hoping a new representation and warranty framework by Fannie Mae and Freddie Mac will offer them...

CFPB Issues Final Points and Fees Error Resolution Rule
October 22, 2014 Mortgage lenders will have 210 days to fix errors in their calculations of points and fees and reimburse borrowers for any...

U.S. Bancorp's Davis Skeptical of FHFA Changes to Loosen Credit
October 22, 2014 Richard Davis says despite recently announced changes to reassure lenders about putbacks, he will stay on the sidelines due to...

New Refinancing Wave Could Hurt FHA Insurance Fund
October 21, 2014 The recent drop in interest rates has opened the door for lenders to refinance borrowers with high-cost Federal Housing...

FHFA to Change Buyback Rules for Fannie, Freddie
October 20, 2014 The Federal Housing Finance Agency is close to issuing refinements to the government-sponsored enterprises' representation and...

Fannie Giving Lenders Access to Appraisal Evaluation Tool
October 20, 2014 Lenders that use Collateral Underwriter may be eligible for Rep & Warrant relief on appraisal in the future.

GSEs to Unveil New Low Downpayment Loan Products
October 17, 2014 Changes to representation and warranty contract are also expected to be announced MBA annual convention.

Why an FHA Premium Reduction Isn't Likely (For Now)
October 16, 2014 The Obama administration is pushing to ease access to mortgage credit, particularly for first-time homebuyers, but it doesn't...

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