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Brian Collins

Recent Stories from This Author

The Doctor Is In at HUD: What Carson Pick Means for Lenders
December 5, 2016 While the designation of the retired neuroscientist Ben Carson to run the Department of Housing and Urban Development appears...

'We Have No Appraisers in My County': Lawmakers Fault Dodd-Frank Regs
November 22, 2016 Shortage of appraisers in rural areas and compensation issue force lawyers to re-consider restrictions on communications...

Troubled FHA Reverse Mortgage Program May Prevent More Premium Cuts
November 17, 2016 The Home Equity Mortgage Conversion program experienced a huge swing in its net worth during the fiscal 2016 year, plummeting...

Why FHA Lenders Might Have Less to Fear in a Trump Administration
November 16, 2016 As the Justice Department winds down its Mortgage Fraud Task Force and a new administration prepares to enter the White House,...

FHA Fund Jumps Again, Fueling Demands for Premium Cut
November 15, 2016 The Federal Housing Administration's insurance fund saw its fourth consecutive annual boost in its ratio of reserves to...

Agents Object to New FHA Condo-Occupancy Rule
November 11, 2016 Officials of the National Association of Realtors were ecstatic about the Federal Housing Administration's lower...

Agencies Prepare Crackdown on Serial VA Loan Refis
November 10, 2016 The heightened refinancing activity is seen as increasing Ginnie Mae prepayment speeds and reducing the value of mortgage...

Why Wall Street Is Falling in Love with GSE Credit-Risk Transfer Deals
November 4, 2016 Since the government-sponsored enterprises began experimenting with both front-end and back-end deals in which part of the...

HUD Flood Plan Provokes Battle Between Home Builders, Environmentalists
November 3, 2016 The agency released a plan last week that would stipulate that newly constructed homes financed by the Federal Housing...

Freddie Trying to Find the Balance in Credit-Risk Deals
November 1, 2016 Freddie Mac's credit risk transfers come with a hefty price tag, but are ultimately still worth it, according to Chief...

Industry Welcomes Treasury's Call to Focus on Home Affordability
October 28, 2016 The mortgage industry is welcoming the Obama administration's possibly final word on housing finance reform, hoping it will...

Pressure Building on FHA to Cut Premiums Again
October 27, 2016 A financial report due out soon could reignite a battle over whether the Federal Housing Administration should again reduce...

Small Lenders Worry GSE Moves Will Leave Them Behind
October 13, 2016 As Fannie Mae and Freddie Mac continue to experiment with upfront risk-sharing deals, some small mortgage lenders fear they...

A Simpler Path to Housing Finance Reform?
October 6, 2016 A former top regulator of Fannie Mae and Freddie Mac wants to abandon the development of the common securitization platform...

Will FHA's Auditors Have Good News in November?
September 30, 2016 Strong home sales are boosting originations of Federal Housing Administration loans and opening the door for first-time buyers...

FHA Opens Door for 'Spot Approvals' of Condo Loans
September 27, 2016 The Federal Housing Administration issued a proposal Tuesday that would make it easier for lenders to secure government...

Fannie Mae to Trigger 'Seismic Event' for Underwriting
September 23, 2016 Fannie Mae employees will be working this weekend to update the agency's automated underwriting machine to process trended...

Lenders Have Adjusted to New Mortgage Rules: CFPB
September 19, 2016 A top CFPB official said Monday that lenders have adjusted their business models and practices to comply with new rules, while...

Lenders Need to Help Borrowers with Limited English Skills, HUD Says
September 19, 2016 The Department of Housing and Urban Development is taking a harder look at how mortgage lenders treat borrowers with limited...

Federal Judge Dismisses Another GSE Shareholder Lawsuit
September 15, 2016 Kentucky district court judge rules that the courts cannot interfere with the GSE regulator's wind down of Fannie Mae and...

Podcast
In this episode of Breaking Banks: American Banker's Innovator of the Year, John Hope Bryant of Operation Hope; Richard Brown and Charley Cooper of the blockchain consortium R3; and Ravi Srinivasan, who describes India's drastic move to stamp out cash.