Brian Collins

Recent Stories From this Author

CFPB Issues Final Points and Fees Error Resolution Rule
October 22, 2014 Mortgage lenders will have 210 days to fix errors in their calculations of points and fees and reimburse borrowers for any...

U.S. Bancorp's Davis Skeptical of FHFA Changes to Loosen Credit
October 22, 2014 Richard Davis says despite recently announced changes to reassure lenders about putbacks, he will stay on the sidelines due to...

New Refinancing Wave Could Hurt FHA Insurance Fund
October 21, 2014 The recent drop in interest rates has opened the door for lenders to refinance borrowers with high-cost Federal Housing...

Fannie Giving Lenders Access to Appraisal Evaluation Tool
October 20, 2014 Lenders that use Collateral Underwriter may be eligible for Rep & Warrant relief on appraisal in the future.

FHFA to Change Buyback Rules for Fannie, Freddie
October 20, 2014 The Federal Housing Finance Agency is close to issuing refinements to the government-sponsored enterprises' representation and...

GSEs to Unveil New Low Downpayment Loan Products
October 17, 2014 Changes to representation and warranty contract are also expected to be announced MBA annual convention.

Why an FHA Premium Reduction Isn't Likely (For Now)
October 16, 2014 The Obama administration is pushing to ease access to mortgage credit, particularly for first-time homebuyers, but it doesn't...

'The Myth of Loosening Mortgage Credit'
October 16, 2014 A regulatory report released this summer helped fuel hopes that banks were finally beginning to loosen up on making mortgage...

Fed's Beige Book Shows Higher CRE Loan Demand
October 15, 2014 Demand for commercial real estate and business loans continued to rebound in many regions of the country over the past six...

S.F. Home Loan Bank President Plans to Retire Next Year
October 10, 2014 Dean Schultz, the long-time head of the Federal Home Loan Bank of San Francisco, is planning to retire next spring once his...

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