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Brian Collins

Recent Stories from This Author

Payment Reductions Should Continue After HAMP Expires: Regulators
July 25, 2016 Federal regulators warned mortgage servicers Monday that they will still expect them to offer loan modifications to distressed...

Small Banks and CUs Adjusted Well to CFPB Mortgage Rules: GAO
July 25, 2016 Despite fears that increased compliance costs from new Consumer Financial Protection Bureau rules could drive community...

FDIC Warns Bankers About High Concentrations of CRE Loans
July 22, 2016 Multifamily family construction is reaching the point where some markets can't absorb the new supply of units.

HUD to Investigate Down Payment Assistance Program Practices
July 21, 2016 HUD reverses course and decides to investigate findings by Inspector General that some DPA programs don't comply with FHA rules.

Private Flood Insurance Bill Has Fannie, Freddie on Edge
July 20, 2016 A private flood insurance bill passed by the House is making Fannie Mae and Freddie Mac uneasy because they fear it could lead...

High Refinancings and Loan Runoffs Raise Issues for FHA
July 19, 2016 Federal Housing Administration borrowers have been refinancing faster than expected, creating a drag on efforts to build up...

FHLB Jumbo Loan Limits Raised to $2.5M
July 18, 2016 The Mortgage Partnership Finance Direct program will now accept larger jumbo mortgages and a wider variety of products...

Senate Passes Bipartisan FHA Condo Reform Bill
July 15, 2016 The Senate approved a bill Thursday by unanimous consent that includes major reforms to the Federal Housing Administration...

Risk Retention Rattles Commercial Mortgage Market
July 15, 2016 Upcoming risk retention requirements may be the proverbial straw that breaks the back of the commercial mortgage-backed...

GOP Grills Castro on Changes to Nonperforming Loan Sales
July 13, 2016 Republican lawmakers put Department of Housing and Urban Development Secretary Julian Castro on the hot seat Wednesday,...

FHFA: Freddie on Track to Use Common Securities Platform
July 7, 2016 Freddie Mac is on track to issue mortgage-backed securities via a common securities platform by the end of this year,...

Small Lenders Fear Fannie, Freddie Credit Risk Transfer Plan
July 5, 2016 The Federal Housing Finance Agency has opened the door to experimenting with front-end credit risk transfer transactions, but...

FHFA Report Highlights Results of GSEs' Nonperforming Loan Sales
July 1, 2016 Fannie and Freddie regulator's first report on NPL sales shows more borrowers avoid foreclosures when their loans are sold to...

HUD Mandates New Requirements on Nonperforming Loan Buyers
June 30, 2016 NPL investors will have to consider principal reductions and offer more sustainable loan modifications.

FHFA Seeks Comments on Front-End Risk Transfer Deals for Fannie, Freddie
June 29, 2016 The Federal Housing Finance Agency is soliciting industry input on how to improve Fannie Mae and Freddie Mac's credit risk...

Two More FHLBs Sign Up for MPF Government Loan Program
June 28, 2016 The Federal Home Loan banks of Topeka and San Francisco have signed up to participate in a Mortgage Partnership Finance...

Big Banks Have Nearly Abandoned the FHA Market
June 27, 2016 Big banks have drastically reduced their share of the Federal Housing Administration market, a massive shift that has big...

Ginnie Mae Tops Freddie Mac as MBS Issuer
June 24, 2016 For the first time, Ginnie Mae has edged out Freddie Mac as the second largest securitization platform.

Fannie Postpones Launch of Trended Data Underwriting System
June 23, 2016 Fannie Mae has delayed the roll out of its new automated underwriting system that will require mortgage lenders to use trended...

Financial, Consumer Groups Push to Lower GSE Fees
June 22, 2016 Industry and consumer groups are calling on the Federal Housing Finance Agency to reduce the loan fees that homebuyers have to...

'Capital Doesn't Matter. Confidence Is What Matters'
Christopher Whalen, senior managing director and head of research at Kroll Bond Rating Agency, discusses the sorry state of European banks, the missteps by European Union regulators and the potential ramifications for financial institutions in the U.S.
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