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Brian Collins

Recent Stories from This Author

Fannie Mae to Trigger 'Seismic Event' for Underwriting
September 23, 2016 Fannie Mae employees will be working this weekend to update the agency's automated underwriting machine to process trended...

Lenders Have Adjusted to New Mortgage Rules: CFPB
September 19, 2016 A top CFPB official said Monday that lenders have adjusted their business models and practices to comply with new rules, while...

Lenders Need to Help Borrowers with Limited English Skills, HUD Says
September 19, 2016 The Department of Housing and Urban Development is taking a harder look at how mortgage lenders treat borrowers with limited...

Federal Judge Dismisses Another GSE Shareholder Lawsuit
September 15, 2016 Kentucky district court judge rules that the courts cannot interfere with the GSE regulator's wind down of Fannie Mae and...

Mortgage Origination Demand Hit Pre-Crisis High in 2Q
September 9, 2016 Home purchase lending hit its highest point since 2007 as low interest rates and growing consumer confidence continue to...

FHFA's New Refinancing Plan May Not Help Many
September 7, 2016 Though the Federal Housing Finance Agency has yet to provide full details about its new refinancing program to be launched...

Realtors Press HUD for Quicker Action on FHA Condo Rules
August 31, 2016 The National Association of Realtors is urging policymakers to implement reforms meant to qualify more condominium buyers for...

HARP to Form 'Bridge' to New Refi Option in '17, FHFA Says
August 25, 2016 The Federal Housing Finance Agency announced the extension of the Home Affordable Refinancing Program through September 2017...

Lenders Caught in Crossfire Between HUD and Its Watchdog
August 25, 2016 A long-running dispute between the Department of Housing and Urban Development and the agency's Office of Inspector General...

New Plan Would Let FHLBs Accept Expanded Collateral
August 24, 2016 The Federal Housing Finance Agency is seeking to make it easier for Federal Home Loan Banks to accept certain kinds of...

Captive Insurer Ban Takes Toll on Some Home Loan Banks
August 11, 2016 A Federal Housing Finance Agency rule that will force some members of the Federal Home Loan Bank System out next year is...

Hensarling Backs Watchdog's Concerns on Down Payment Assistance Programs
August 8, 2016 The Inspector General of the Department of Housing and Urban Development has found a new ally in his fight to reform the down...

The Secret Sauce to Some Home Loan Bank Earnings
August 4, 2016 Settlements related to court fights over private-label mortgage-backed securities are significantly boosting the bottom lines...

New Housing Law Offers Homeownership Opportunities for Welfare Recipients
August 2, 2016 President Barack Obama has signed a housing reform bill that will open the door for welfare recipients to use federal rent...

Higher Fee Income Helped Freddie Recover in 2Q
August 2, 2016 Benefiting from higher loan guarantee income and lower derivative losses, Freddie Mac said Tuesday it had made $993 million in...

Fannie Eases Requirements for HomeReady Program
July 26, 2016 Fannie Mae is making its housing counseling requirements more flexible so additional borrowers can qualify for its low-down...

Small Banks and CUs Adjusted Well to CFPB Mortgage Rules: GAO
July 25, 2016 Despite fears that increased compliance costs from new Consumer Financial Protection Bureau rules could drive community...

Payment Reductions Should Continue After HAMP Expires: Regulators
July 25, 2016 Federal regulators warned mortgage servicers Monday that they will still expect them to offer loan modifications to distressed...

FDIC Warns Bankers About High Concentrations of CRE Loans
July 22, 2016 Multifamily family construction is reaching the point where some markets can't absorb the new supply of units.

HUD to Investigate Down Payment Assistance Program Practices
July 21, 2016 HUD reverses course and decides to investigate findings by Inspector General that some DPA programs don't comply with FHA rules.

Will Tech Advances Hurt the Underbanked?
It's long been assumed that technology will help the financially underserved access the banking services they need. Christine Duhaime, founder of the Digital Financial Institute, a fintech think-tank, says this assumption is wrong.
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