Rachel Witkowski is a community banking reporter at American Banker. She focuses on banks under $20 billion in assets specializing in the Southeast and California. Prior to American Banker, Rachel worked at the Jacksonville Business Journal covering banks, insurance services and public companies in Northeast Florida. During her four years at the JBJ, Rachel was recognized by several trade associations for articles related to Florida’s financial industry downfall and the hurricane insurance crisis after 2006.

How CFPB's Remittance Rule Will Reshape Global Money Transfers
May 17, 2013 The CFPB's revised final rule on remittances made it easier on bankers, but it will still have a significant — and unclear —...

PHH Data Breach Exposes Employee Information
May 15, 2013 A temporary worker for PHH Corp. potentially gained access to employees' personal information, including Social Security...

Key to Saving the Student Loan Market? Hint: It's Not Banks
May 13, 2013 The Consumer Financial Protection Bureau's push to encourage private lenders to refinance student loan debt is raising...

Jon Stewart Rips Foreclosure Settlement
May 10, 2013 The $9.3 billion foreclosure settlement might not have provided a lot of monetary relief, but it provided plenty of comic...

Fed's Duke Raises Fears About New Mortgage Rules
May 9, 2013 Federal Reserve Board Gov. Elizabeth Duke expressed concerns Thursday that new mortgage rules released in January could hold...

CFPB Calls for Payment Reductions on Student Loans
May 8, 2013 The Consumer Financial Protection Bureau is pushing for private student lenders and the government to help lower payments for...

Unusual OCC Order Hits Bank for Discriminating Against White Males
May 7, 2013 A bank cited by regulators for lending policies allegedly favoring minorities and women over white males is proof for some of...

CFPB, Justice Seek Shutdown of Two Debt Settlement Firms
May 7, 2013 Regulators are trying to shut down Mission Settlement Agency in New York and Premier Consultant Group in New Jersey, alleging...

Cordray Calls for Financial Education in Schools
April 30, 2013 The Consumer Financial Protection Bureau is recommending that policymakers implement a nationwide financial education program...

CFPB Makes More Changes to Remittance Rule
April 30, 2013 The Consumer Financial Protection Bureau revised its final rule on international money transfers on Tuesday in an effort to...