David has 10 years of originations experience. In his tenure at FICO, David trained Collections and Recovery software and, as a certified Instructional Designer, created product documentation and coursework. David has also worked on Originations and C&R projects as a PS consultant. Currently, David specializes in small business lending and actively consults with customers about the use of the industry standard small business scoring tool, the SBSS score. Prior to joining FICO, David was a high school teacher and an award winning Debate coach.