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About BankThink

BankThink is a blog about ideas, trends, and other developments in financial services. The views expressed are those of the authors.

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Latest Posts

Women in Banking: Cox on Citi Fintech; Post-Brexit Fintech

The Real Promise of Real-Time Payments (It's Not the Fees)

Three Fintech Reforms the Government Must Champion

Morning Scan: Stress Tests Round Two; GE Capital No Longer a SIFI

Too Many Crypto Coin Crowd Sales Could Crowd Out True Innovators

Credit Scores Aren't Enough. It's Time for Financial Health Scores

Morning Scan: More Stress Ahead ... From the Fed and Brexit

Hensarling Bill Gives Credence to 'Capital Is King'

Mobile Authentication Guide Is a Weak Half-Measure

Morning Scan: Supreme Court Punts on Debt Collector Lawsuit

To Transform Banking Start with Employees

Why Leadership Trumps Performance Now

Five Ideas to Improve Dodd-Frank

The Real Problem with Arbitration? The Alternative

Morning Scan: Private Equity Deep Dive; Brexit Fallout Continues

FICO on Why Its Scores Are Still Relevant
Marketplace lenders have been declaring "FICO-free Zones" and playing down the need for the longstanding measure of creditworthiness. FICO CEO Will Lansing explains how the company's score is evolving and why he believes FICO remains the best (not necessarily the only) way to determine ability to repay a loan.