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About BankThink

BankThink is a blog about ideas, trends, and other developments in financial services. The views expressed are those of the authors.

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Latest Posts

Pokémon Go Is Payments' Future in All Its Glory

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Blockchain Can Bring the Unbanked into the Global Economy

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Morning Scan: CFPB Cracks Down on Debt Collectors

How Regulators Missed the Mark on Interest Rate Risk

Phantom Debts Plague Collections System

Morning Scan: Bank Stocks Rally; Grim 2Q for Deutsche, Santander

Don't Take Tech Giants' Payments Ambitions Lightly

You Don't Need to Buy a Startup to Innovate

Morning Scan: Fed to Hammer Goldman Over Leak Case

How the Durbin Amendment Has Failed Banks, Consumers

Morning Scan: Dems Go Postal; Banks Embrace Faster P2P Payments

Why Banking the Middle Class Is No Longer Profitable
Regulatory burdens (particularly the Durbin interchange cap), stubbornly low interest rates and a slow, expensive transition from branch to digital banking mean only the wealthy and the desperate are attractive customers, says Todd Baker of Broadmoor Consulting.