BANKTHINK

How the Qualified Mortgage Rule Harms Rural Borrowers

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Our small bank with 1 small branch has the misfotune of being in an MSA.
Our bank has made nothing but in portfolio balloon loans for many years.
Balloon loans are not a product for all. As Mr Taylor points out, they can be a viable alternative in rural areas where the property does not qualify for the secondary market.
I hope the CFPB will listen closer to the CEO of a state banking association, than a small town banker.Keep after them Mr. Taylor!!!
Posted by loanmaker | Thursday, January 24 2013 at 11:43AM ET
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