The Madrid banking giant has brought the modern, real-time core processing technology it uses in its Latin American subsidiaries to Alabama and is modifying it to handle U.S. regulations and products.

Consolidation isn't letting up. But Core sales have stabilized, and deals often include orders for ancillary products. Is this the new normal?

Fieldpoint Private Bank & Trust makes no bones about its enthusiasm for finding reliable ways to job out IT.

Integration tools that link online banking authentication to sign-on for other channels are finally starting to emerge as institutions risk losing competitive position in online banking.

New delivery channels can allow quick product deployment to help customers under unexpected duress. But mobile and web can also be hostage to the same adverse elements, so it helps to have extra contingencies.

Not the major enterprise software vendors, who see a golden opportunity in the tighter capital and reporting requirements coming out of Switzerland and are prepping new products to respond.

1st Advantage Credit Union is migrating from direct mail promotions to pop-up surveys incorporated into online banking, and members are responding favorably.

FirstMerit's own research made it starkly clear: it needed to deploy mobile banking, and it needed to act soon. The $14 billion-asset Ohio bank found what it needed in Mobile Money FastTrack.

A discontinued agreement between competing vendors forced this Silicon Valley bank to search for a new core system. But it's also finding new efficiencies and product opportunities.

First Tech Credit Union and Addison Avenue Federal Credit Union needed to prevent news about their merger negotiation from leaking out to competitors and the press through emails and instant messages.

A report on online and mobile banking security uncovered a surprising research finding: smartphone banking growth is stagnant.

Despite the financial crisis, noncash payments are growing 7.8% around the world.

In the sea of credit union iPad apps in the Apple App Store, most look and act almost identical, offering the same four or five features (check balances, funds transfer, pay bills, find an ATM or branch). The Mobile PC Branch for iPad app from Digital Federal Credit Union, offers a little more.

Five questions with Sam Erwin, CEO of Palmetto Bank.

The mobile payment mechanisms that win will be those that match true consumer demand, which will follow merchant adoption (or vice versa). In both cases, a standard format and ease of use will be key.