Sept. 1, 2010
Cover Story
The FutureNow List 2010
Authentication is the name of the game when it comes to bank security, and every advance in bank technology creates corresponding demand for security. The FutureNow List showcases the state of the art, and state of the industry, in 2010.
Mobile Payments
Joint Venture Aims to Break NFC Logjam
The outlines of the plan are barely sketches at this point, but analysts are evenly divided as to whether the Verizon/AT&T joint venture with Discover and Barclays will be a revolution in mobile NFC payments in the U.S., or fall flat in the face of too many competing interests and too little demand.
Shifting Gears
Disaster Recovery in the Cloud?
While many firms have balked at using cloud-based continuity because of concerns over added risk or lost control, early adopters say that with the right diligence, the clouds a beneficial contingency particularly if the provider is carefully vetted.
Regulation
The Fed Gets Involved with EMV
Federal Reserve officials are weighing in on what the industry ought to do about EMV and mobile payments.
Plugged IN
BlackHat's "JackPot" Of Bank Tech Scams
The hacked ATMs were just the beginning of what was interesting for bank technologists at Black Hat.
Fraud
Bonneville Bank Banks Signature Debit
Bank's customers in California, Florida and Georgia can't use signature debit; it's just too risky.
iPhone
Mastercard's 'Overwhelming' App
MasterCard's path to the hearts of nascent mobile payments customers are time sensitive opportunities to save money that simultaneously build comfort with using smart phones to make purchases based on actionable information.
Regulation
Ready or Not: The IT Challenges of Dodd-Frank
Following the new rules means creating a new kind of IT department, one which deploys and manages platforms for quicker response and enables the bank to prove its fiscal fitness.
PFM
U.S. Bank Brings Big Tools to Small Biz
U.S. Bank is in the midst of rolling out ScoreBoard, an online reporting tool that enables businesses to monitor their own spending and compare card sales data to other firms.
Going Green
No Rest for Summit's Retired Servers
Servers discarded in the wake of a virtualization project get a new job on the disaster recovery team.
Upgrades
A Core Upgrade For A Core Competency
United Central Bank outsources its core to Fiserv, making the most of its Small Business Administration clientele
Perspectives
Patrolling the Neighborhood
Wolters Kluwer Financial Services' Tom Leuchtner compares bank IT security to cops "broken windows" theory.
By The Numbers
Paperless Push Sends Customers to Billers
Turning customers on to online banking is a high-priority goal because of the loyalty it engenders, but recent developments in the paperless statement arena have consumers bypassing bank sites to go directly to billers, a trend that endangers banks' loyalty play.
