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Friday, June 15, 2012

7:30 AM - 8:30 AM

BREAKFAST BRIEFING: UTILIZING TRADITIONAL AND ALTERNATIVE DATA ASSETS TO ASSESS THIN-FILE / NO-HIT CONSUMERS

Paul DeSaulniers, Director, Vantage Score, EXPERIAN

Underserved. Unbanked. Thin File. No hit. This expanding market, comprised of 64 million consumers who spend billions of dollars annually is a hot topic of discussion due to the financial industry’s renewed focus on profitable growth. In order to underwrite this population and empower these consumers with better access and choices, lenders require a more comprehensive view of a consumer’s creditworthiness. Experian’s Extended ViewSM score is a new, advanced scoring solution powered by credit data, rental data and comprehensive public record attributes that drives exceptional predictive power for the risk assessment of these historically difficult to evaluate consumers.

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