Forward this Session

Forward this Session

DO WELL BY DOING GOOD: PARTNERSHIP OPPORTUNITIES FOR FOR-PROFITS AND NONPROFITS TO OFFER HIGH QUALITY SMALL-DOLLAR CREDIT (COMPASS PRINCIPLE: CREATE OPPORTUNITY)

We will explore solutions to some of the challenges of providing high quality small-dollar installment loans to underserved consumers through possible non-profit CDFI loan fund and for-profit retail financial institution partnerships. Such challenges include navigating state regulatory requirements, efficient product delivery, access to capital, default risk, and cost. Solutions may include opportunities to leverage non-profits as trusted relationship brokers with access to subsidies and for-profit efficiencies of scale. Credit Builders Alliance and Progresso Financiero will co-facilitate the discussion, drawing on existing primary and secondary small-dollar credit research and CFSI’s Compass Principles to frame the conversation.

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