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Sponsors & Exhibitors
Sponsors & Exhibitors
Premium Content Sponsor
Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.
|Bank of America
Bank of America is one of the world's largest financial institutions, serving individual consumers, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. We serve approximately 52 million consumer and small business relationships.
KeyBank provides deposit, lending, cash management and investment services to individuals and small businesses in 14 states and sophisticated corporate and investment banking products to middle market companies in select industries. Key is the first "top 50" U.S. bank with seven consecutive "outstanding" CRA ratings for investing in under-served communities.
U.S. Bancorp, with $355 billion in assets as of March 31, 2013, is the parent company of U.S. Bank, the 5th largest commercial bank in the United States. Celebrating its 150th anniversary this year, the company operates 3,080 banking offices in 25 states and 5,056 ATMs and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions.
Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more than 9,000 stores, 12,000 ATMs, and the Internet (wellsfargo.com), and has offices in more than 35 countries to support the banks customers who conduct business in the global economy.
|Core Innovation Capital
Core Innovation Capital invests in the most innovative companies serving underbanked consumers in America. They are passionate about financial services that meaningfully improve the lives of underserved people. They focus on early growth-stage for-profit companies whose management shares our vision that scalable, technology-driven solutions focused on delivering the highest value to underbanked people can create great businesses and strengthen the American middle class.
Acxiom is an enterprise data, analytics and software as a service company focused on strengthening connections between people, businesses and their partners. We enable better living for people and better results for the people who serve them.
|The Bray Law Firm
The Bray Law Firm, LLC is a boutique firm with a focus in consumer financial regulation in Spanish. We have over 17 years of experience in this unique area of the law. By aiding our clients in providing documentation to consumers in Spanish, we have consistently and actively represented the interests of the underbanked.
Chartwell Compliance serves bank and non-bank financial service providers seeking to survive and thrive in a harsh regulatory environment. Our multi-disciplinary experience allows us to help our clients design and implement compliance and risk management practices that ensure our clients products and services can be launched faster, and compliant.
Headquartered in Florida, Chetu is a global provider of high quality cost-effective Software Development, Augmentation and Information Technology Services. Chetu offers expertise aimed at helping customers in the Financial business enhance their offerings to compete successfully. Our Development Model distributes the components geographically, where it creates maximum value through cost-savings.
Chexar is the national leader for technology and solutions for converting paper checks into Good Funds defined as irreversible value. In addition to its branch, ATM and mobile solutions, Chexar is currently deploying Ingo The Good Funds Network, to enable any consumer to convert any type of check into Good Funds from mobile and other remote capture devices.
|Clarity For Consumers
Clarity for Consumers, Inc. provides Clarity Credit Reports and learning resources to assist consumers in becoming credit-aware. This includes educating consumers on their credit status, providing the ability to obtain a non-traditional credit report not available from traditional reporting agencies, and empowering them to take control of their credit.
Clarity Services provides powerful real-time fraud detection and credit risk management solu¬tions for the non-prime and thin/no file consumer segment. By leveraging unique data assets and scores, Clarity Services suite of FCRA compliant reports and scores empower providers with visibility into critical consumer information not available on traditional bureau reports.
|Consolidated Credit Counseling Services
As an industry leader, Consolidateds mission is to assist families in ending financial crisis, and solving money management problems through financial and housing education and counseling. Consolidated provides employers, financial institutions, and communities with free tools and resources that can enhance employees benefits, retention, morale and productivity, and keep people financially fit.
Dragnet Solutions provides real-time identity verification and document authentication solutions to financial institutions, supporting aggressive account creation and cross-selling activities while cutting operating costs, reducing fraud, and supporting compliance with KYC/CIP, the Red Flags Rule, and OFAC.
Experian is the leading global information services company, providing data and analytical tools to clients around the world. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
FactorTrust is a leading provider of underbanked consumer data, analytics and risk scoring solutions on those underserved by traditional banking channels. Since 2005, FactorTrust has compiled real-time loan performance data on underbanked consumers through lenders in the US, UK and Canada. By combining proprietary data with leading third-party data, FactorTrust helps lenders make intelligent credit lifecycle decisions.
|The Financial Clinic
The Financial Clinic is a nonprofit financial development organization committed to building working poor peoples financial security. The Clinic accomplishes this mission through a range of financial development services that addresses both individuals and families immediate challenges and helps them create trajectories for long-term goals.
The worlds largest provider of banking and payments technologies, FIS provides financial institution core processing, and card issuer and transaction processing services, including the NYCE Network to more than 14,000 financial institutions and businesses in more than 100 countries worldwide.
For more than 25 years Grafico has been a proven leader in helping retail-based, alternative financial services providers to improve their sales and profit margins through professional retail branding and marketing strategies. Grafico offers a single point of contact for branding, retail design and marketing support services specifically for this segment.
Utilizing advanced computer vision technology, Jumio is a next generation credentials management company offering payments and ID scanning & validation products for mobile and web transactions. Jumios products are widely used by leading retailers, marketplaces and financial institutions.
L2C, Inc. is a leading provider of advanced consumer identification, marketing and risk assessment solutions. L2Cs broad access to alternative credit data and advanced analytics enable lenders and service providers to responsibly serve more Underbanked consumers.
LexisNexis® is a leading global provider of content-enabled workflow solutions designed specifically for professionals in the legal, risk management, corporate, government, law enforcement, accounting, and academic markets. LexisNexis originally pioneered online information with its Lexis® and Nexis® services. A member of Reed Elsevier, LexisNexis serves customers in more than 100 countries with more than 15,000 employees worldwide.
|MB Payment Solutions
MB Payment Solutions (MBPS) is a well-capitalized, solid partner that can support a robust line of card products including: General Purpose Reloadable, Payroll, BIN Sponsorship, Incentive, Gift, Credit, and Specialty.
MicroBilt is the industry leader in business data for small and medium enterprises, and a top innovator in credit history, collections, bank account info, and data analytics. With its PRBC Consumer Report, MicroBilt is the leading provider of alternative credit data on over 100 million underserved consumers in the US.
Moven is a Healthier Way to Understand Your Money. Moven is a breakout new mobile direct retail banking concept that seamlessly brings life and money together for the mobile and social generation and helps them perform better at both. Based in New York City, Moven is currently in private beta release in the USA.
|National Student Clearing
The National Student Clearinghouse is the nations trusted source for academic verifications, handling more than 700 million verification requests annually. Financial services companies use our automated Verification Services to confirm student status at each stage of the customer lifecycle: underwriting, servicing, and retention. Our academic verifications help minimize risk, reduce fraud, and enable our clients to better serve their customers.
Neustar verifies the accuracy of customer supplied identity information in milliseconds. Our market proven, real-time data engine IANSM, sets the bar for data accuracy, currency and coverage including 80% of U.S. mobile and hard-to-find phone numbers linked to names, addresses and emails. Improve your verification and approval rates by leveraging our On-Demand Scoring and marketing analytics solutions to optimize messaging, increase customer acquisitions and improve underbanked prospect evaluations in real time.
|New Market Partners
New Market Partners, LLC is the only company in US with successful, proven implementations of bundled Alternative Financial Services for mainstream customers in large banks, community banks and credit unions. NMP offers the A2 Cash Banking Platform, a single sign-on web-based teller/branch platform for all AFS services including GPR prepaid cards, check cashing, money transfer, walk-in bill pay, and mobile.
Nexxo provides a turn-key, multi-channel solution for the delivery of alternative financial services. With ten years of kiosk based self service delivery of money transfers, check cashing, money orders, bill payment, prepaid card servicing and reloads, and mobile top-ups, Nexxos technology offering has expanded to include teller-facing and mobile applications.
PayNearMe is the cash transaction network that enables consumers to pay rent, repay loans, buy tickets, make online purchases and much more with cash. Consumers can conveniently make payments 24/7 in their own neighborhood in less than 60 seconds at one of the 8,600 participating 7-Eleven and ACE Cash Express stores across the United States.
Plastyc is a leading online and mobile financial services company, providing businesses, banks and consumers with smart, technology-forward personal finance products. Plastycs platform enables businesses and banks to offer customers full-featured checking account services on top of easy-to-deploy, low-cost prepaid card accounts.
Softgate Systems, through its Retail Payment Exchange technology, provides an open electronic exchange connecting product and service providers to a distribution network that serves the cash-preferred market place. The wide range of available products include walk-in bill payment, prepaid services, and international top-up and bill payment.
Think Finances technology and analytics platform powers online financial products that bridge the gap between payday loans and credit cards. These products have provided 3.5 billion dollars in credit to 1.5 million consumers. Think Finance is privately held and is backed by some of Silicon Valley's most respected venture capital firms including Sequoia Capital and Technology Crossover Ventures. The company was named No. 2 on Forbes Americas Most Promising Companies list for 2013.
At TSYS, we believe payments should revolve around people not the other way around. We call this belief "People-Centered PaymentsSM." Offering merchant payment-acceptance solutions as well as services in credit, debit, prepaid, mobile, chip, healthcare and more, we make it possible for those in the global marketplace to conduct safe and secure electronic transactions with trust and convenience.
Visa is a global payments technology company that enables consumers, businesses, financial institutions and governments to use electronic payments instead of cash and checks. Visa has built one of the worlds most advanced processing networks VisaNet.