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Welcome!

First, the bad news. From where we sit, in many ways retail banking in the U.S. seems stuck in the past. Aging systems and sprawling oversized branch networks weigh down progress, and mounting regulatory compliance and cybersecurity costs place new demands on banks’ budgets. Meanwhile, from Wal-Mart to Apple Pay, the threat of disruption by nimbler brands outside the industry looms.

Yet in banks all around the country there are CEO-led imperatives to modernize, to turn around the battleships and offer the level of service that today’s consumers and small businesses expect.

That's why we are excited to announce that Jan Estep, president and CEO of Nacha, will be one of the opening speakers at Retail Banking 2015. Jan's organization recently announced a plan to bring faster payments to the ACH network, and she’ll share what’s next on that front.  We'll also have Steven Streit, CEO of Green Dot, on hand to talk about his company's innovative GoBank checking account and distribution deal at Wal-Mart—a disruptive threat to retail banking if ever there was one.

Other forward-looking topics at the show will include finding new revenue strategies in places like wealth management and C&I lending; reaching the underbanked; improving customer experience; and transforming branches. And we'll be reprising our BankThink Live series of talks from industry thought leaders, which debuted to wide acclaim at last year's conference.

What will the bank of the future look like? A factory? A boutique? A public utility? One thing's for sure: It won't much resemble today's banks.

You’re invited to join us in Austin—just days before the headline-making SXSW conference--for this industry-defining event. Make your reservation now to join us in March, and stay tuned for more exciting keynote speaker announcements.

Sincerely,

Marc Hochstein
Editor in Chief, American Banker

Tom Brown
CEO, Second Curve Capital