Loan performance data show the entire case against GSE underwriting standards, and their role in the financial crisis, is based on social stereotyping, smoke and... Read More
Receiving Wide Coverage ... Deriving Pleasure: Too many price quotes will increase trading costs and reduce liquidity. That is the curious (if not spurious) story... Read More
The latest monthly reports from credit card issuers provide more evidence that loss rates will stay abnormally low longer than thought just a few months ago.
Executives from four community banks established during the last wave of de novo bank creation talk about their experiences in surviving the economic crisis and their plans for when the economy rebounds.
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Bank mergers and acquisitions will increase only slightly as capital levels and regulatory limits prompt buyers to choose targets carefully, says Nadine Mirchandani of Ernst & Young.
Happy third anniversary, Brian Moynihan. Investors and others are complimenting your work streamlining the troubled Bank of America and debating whether a new CEO is needed to kick-start growth.
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From exposes of questionable practices at megabanks to incursions onto bank turf by nontraditional players, these are American Banker's most popular stories of 2012.
California, by holding out for a $12 billion side deal with Chase, Wells and B of A, secured a far larger share of the settlement than fairness would seem to dictate.
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U.S. regulators are facing a series of difficult choices as they weigh how to finalize Basel III capital and liquidity rules next year, including how closely they adhere to an international agreement or whether they make changes for smaller institutions.
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As 2012 progressed, one thing became strikingly clear: the card networks do not want to be left behind as new digital payment methods threaten plastic.
Capital, cost-cuts and creativity. Those are three things banks, especially small ones, will need to ride out a period of low margins and stiff regulation until economic conditions improve, says BankUnited CEO John Kanas.
Start the New Year right, with new ways to think about widening your bank's customer base, lowering your legal costs, mentoring your executives, maximizing tech investments and more.
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The FDIC this year has filed more lawsuits against the officers and directors of failed banks than it did last year. That number is expected to grow again next year, and involve smaller institutions.
Banking was a tough business to thrive in over the past year. These ten executives stood out for savvy moves that enabled their companies to beat the odds.
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Political squabbles on Capitol Hill and the tight presidential race put key confirmations on the backburner in 2012, but confirmed regulatory leaders will speed up progress on many fronts next year.
2012 was not the kindest of years to Google's mobile wallet, starting as it did with a security breach and ending with speculation that the a plastic card will be added to the otherwise entirely digital wallet.
In an interview earlier this year, Rep. Barney Frank was surprisingly open, discussing what motivated him to get into politics, his personal life, and the cause of political gridlock in Congress.
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The latter half of 2012 saw several startups, tech companies and alternative financial services providers make headlines, a trend we at BankThink expect to pick up steam as regulation leaves traditional financial institutions less inclined to innovate.
Shoring up the Federal Housing Administration's finances in the short term is a top priority, but differences remain on whether the agency needs an overhaul or tweaks around the edges.
2012 brought plenty of news that bankers and sometimes their regulators would be happy to forget. Here's a rundown of a year in tarnished reputations and fines.
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A year ago we asked BankThink's regular contributors to make bold predictions about 2012. Here's a look back at their forecasts and the actual outcomes.
Every banker is under scrutiny, but last year we pegged 10 execs as potential news makers for 2012. Some made headlines; others seemed to get through the year without making much noise. Here's a recap.
Michael Tierney's challenge next year at Flagstar Bancorp is twofold: find ways to go on the offensive while continuing to resolve lingering issues at the Troy, Mich., company.
Technologists are obsessed with it. Banks have invested in it. And unlike most mobile pay products, customers are actually using it. With Square, the Twitter co-founder is on the leading edge again.
These banks have outperformed industry averages for years and continued to do so in 2012, avoiding the exceptional losses that often follow exceptional returns.
Throughout his three decades in Congress, Barney Frank reached across the aisle to tackle big problems, and crafted groundbreaking legislation with far-reaching effects for banks.
Eight acquisitions in two years have positioned CenterState as one of Florida's breakout banks. Meanwhile, Corbett's shrewd maneuver into correspondent banking as others were exiting the business has generated new revenue streams.
The Bethesda, Md., bank Paul founded in 1998 has reported increased profits in 15 straight quarters, and it's showing no signs of slowing down. Paul's relentless pavement pounding has yielded lasting and profitable relationships.
The Flint, Mich., company was on the ropes when Nash took it over in 2009, but by mid-2011 it was making money again. Investors liked what they saw, and were even happier in September when the company announced it would sell itself to FirstMerit.
Coverage of the most important women in banking and finance, including their first-person accounts of the importance of mentoring, shattering the glass ceiling and much more.
Annual rankings of the top technology providers to the financial services industry worldwide, as selected by the editors of American Banker and Bank Technology News.
Purveyors of analytics, responsive design and services for the underbanked. Those were among the areas of focus at the 10 most promising bank-tech companies for 2013, as selected by the editors of Bank Technology News.
Huntington's Stephen Steinour received our Banker of the Year award for 2012. Find out who we chose for honors in community banking, innovation and lifetime achievement.