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Wells Fargo Trumpets Soundness of Basic Banking

Jeff Horwitz | May 22
The San Francisco bank has found that, with a few clever tweaks, its retail-focused business model can create sustainable earnings in a lackluster economy, executives said Tuesday.
Risk Management
National/Global

CFE Credit Union Migrating to a More Open Core System

John Adams | May 21
CFE has embarked on a two-year core product that will enable developers to mix and match programs written in different languages.
Technology

American Express Adds Geolocation, Analytics to its iPhone App

John Adams | May 21
The card firm is using network and transaction data, along with social media intelligence, to produce scores that produce a spending graph and drive recommendations for merchants and loyalty offers.
Comments (1)
Technology

Bank of Ann Arbor Gets Customers to Mock Competitors on Facebook

John Adams | May 18
Bank of Ann Arbor has invited local residents to write billboards poking fun of larger out of town banks' alleged lack of local knowledge in a new ad campaign.
Technology

Isis Mobile Payments Build Momentum with New Merchants

Sean Sposito | May 15
The mobile payments venture Isis has already signed some major banking companies to its smartphone-based payment system. Its newly announced merchant roster likewise features big-name participants.
Comments (1)
Consumer Finance
Cards/Payments

Credit Scoring Models Become More Agile

John Adams | May 14
Banks want to use more data, particularly social media and other behavioral data, as part of risk and marketing. But that requires an upgrade of scoring systems, traditionally a time-consuming process with a large learning curve. Tech providers are competing with new systems that speed these development cycles and migrate more data crunching power to the user level.
Technology

Q&A: Why PNC Jumped into Augmented Reality

John Adams | May 11
Finding a branch through augmented reality isn't going to solve world peace, but does fill a customer need. Vice president of ebusiness and payments Tom Trebilcock explains how gaming and the "buzz" surrounding augmented reality can help position PNC as a tech-savvy bank in the eyes of consumers.
Technology

Going Cashless Isn't E-Z

Victoria Finkle | May 11
The head of Sovereign Bank's cards and payments division describes his recent experiment of going cashless for a day — and where he hit a jam. He spoke at the annual Card Forum and Expo.
Cards/Payments
Technology

Diebold to Provide Security for Tulsa-Based Bank's HQ

Sean Sposito | May 10
Diebold said it will provide and manage the security of Patriot Bank's new headquarters.
Risk Management
Community Banking

Barnes & Noble Pact Writes the Next Chapter in Amex's Prepaid Push

Sean Sposito | May 09
American Express' approach to prepaid has hardly been by-the-book, but its latest step is to partner with Barnes & Noble on a new reloadable card.
Consumer Finance
Cards/Payments

Why Chase's 'Liquid' Prepaid Card Flows Through Its Branches

Sean Sposito | May 09
JPMorgan Chase's new prepaid card, Liquid, is being marketed as an alternative to a bank account, but its underlying terms make clear that it's more of a complement to one.
Consumer Finance
Cards/Payments

MasterCard Plans PayPass Wallet Services

Jeffrey Green | May 08
MasterCard plans to launch PayPass Wallet Services later this year to enable bank and merchant customers to allow purchases in stores or online by paying with a tap of a smartphone, click of a computer mouse or touch of a tablet screen.
Comments (1)
Consumer Finance
Cards/Payments

Edo to Harness Payment Data to Spur Consumer Spending

Victoria Finkle | May 08
Can banks turn a single payment into a shopping spree? With mobile offers, edo Interactive says it's possible.
Cards/Payments
Mobile Banker

Security Tools Emerge to Protect ACH Transactions

John Adams | May 04
As volumes and types of payments increase — particularly mobile payments using the ACH rails — securing ACH transactions becomes more complex and prone to crimes such as account takeover. Fiserv, Fundtech, and partners Jack Henry and ACH Alert are weighing in with different forms of layered verification.
Technology

Yodlee Opens a Workshop to Boost Startups

John Adams | May 03
The firm's new incubator and accelerator program aids in the development and fast delivery of new ideas to the market.
Comments (1)
Technology

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May 23, 2012
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