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On a Federal Reserve proposal to take over foreign broker-deal supervision from the SEC:

"So the idea is to replace one incompetent regulator, the SEC, with another, the Fed."

Related article: Fed Looks to Seize Foreign Broker-Dealer Supervision from SEC

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On the OCC's defense of its $8.5 billion foreclosure settlement with 10 banks:

"From what I've seen in any type of negotiation, the one who said they 'drove a hard bargain' is usually the one who got taken for the proverbial ride."

Related article: OCC Defends Foreclosure Deal, Says It Drove 'Hard Bargain'

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On the lack of monetary penalties in the regulatory orders against JPM:

"While the regulatory agencies don't hesitate to pursue and sue hundreds of community bank directors and officers for their families' assets, the megabanks constantly violate regulations and outright break the law and they get this? What is wrong with this picture?"

Related article: Are Regulatory Orders Against JPMorgan Just a 'Slap on the Wrist'?

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On the critics of the CRA and other government interventions:

"Why do they want smaller government? … The same reason Al Capone wanted smaller government (so businessmen can commit crimes without fear of repercussions)."

Related article: Stop Telling Canards About CRA

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On the claim that regulators caused the demise of startup TandemMoney:

"Blaming those damn regulators is far easier than admitting an idea is flawed, isn't it?"

Related article: Death of Innovation? A Banking Startup's Swift Demise

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On the absence of women among the 13 Citi executives reporting to CEO Michael Corbat

"I would surmise the group, in addition to being all male, is also all white and all heterosexual. A 'traditional' boys club, if ever there was one."

Related article: Citigroup Boys' Club Highlights Industry Gender Gap

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On a petition's claim that DDoS attacks are protected under the First Amendment:

"If you're too lazy to physically … protest a place like the constitution says you can, then don't complain when you get sent to jail for breaking a federal law … I use online banking all the time to keep track of my accounts - how does stopping me from doing so help anyone?"

Related article: Claim: DDoS Attacks Should Be Protected as Free Speech

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On a petition's claim that DDoS attacks are protected under the First Amendment:

"DDoS is no different than a mob of 'Occupiers' crowding a bank's physical retail lobby, an unlawful assembly."

Related article: Claim: DDoS Attacks Should Be Protected as Free Speech

(Image: Bloomberg News)

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On Movenbank founder Brett King's innovative ideas:

"I hope that Mr. King has reviewed and obtained some approval from regulatory agencies. If not, I can envision some ambitious regulator criticizing the process. … Anything new and not understood by each examiner seems to get challenged."

Related article: The Future of Banking Is All About Context: Brett King

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On whether the Community Reinvestment Act caused banks to make risky loans:

"How does a 35-year-old law just all of a sudden crash the global housing market?"

Related article: Stop Telling Canards About CRA

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On whether the Community Reinvestment Act caused banks to make risky loans:

"It is extremely difficult to prove the damage done by the CRA statistically during the subprime crisis, just as it is extremely difficult to show any benefit."

Related article: Stop Telling Canards About CRA

(Image: Thinkstock)

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On the CFPB's new Qualified Mortgage rule:

"The underbanked (credit issues, nontraditional income) can kiss owning a home good-bye, no lender will go above 43% [debt-to-income]. You can't quantify the risk."

Related article: CFPB's Mortgage Rule Better Than Expected, Banks Say

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