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On banks facing regulatory action for improper debt collection practices:

"It´s about time these bloodsuckers get truly regulated. Their refusal to accept common sense repayments after they buy the debt for pennies on the dollar and their robo-calls to every phone number someone has is beyond harassment."

Related Article: Banks Face Official Backlash Against Card Debt Collection Practices

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On some banks being 'Too Big to Jail':

"Even worse than 'Too Big to Jail' is 'Too Big to Prosecute.'"

Related Article: Are Some Banks 'Too Big To Jail'?

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On Frontline's investigation into why Wall Street wasn't prosecuted for the financial crisis:

"Unfortunately, irresponsibility is not a crime in the business world. You must prove … intent."

Related Article: 'Frontline' Learns Firsthand Why Wall Street Is 'Untouchable'

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On why Wall Street has not faced criminal prosecution for the financial crisis:

"The decision makers at the DOJ are cautious to the point of cowardice."

Related Article: 'Frontline' Learns Firsthand Why Wall Street Is 'Untouchable'

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On whether criminal prosecutors could have come down on Wall Street for the financial crisis:

"The mortgages sold were rated and sold as 'AAA-Grade A' meat and … the loans turned out to be low grade dog food."

Related Article: 'Frontline' Learns Firsthand Why Wall Street Is 'Untouchable'

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On a call to end 'Too Big to Fail' by making it the shareholders' problem:

"Banks would never be the shareholders' problem. They have been and will be depositors' problems."

Related Article: End 'Too Big to Fail' by Making It Shareholders' Problem

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On how to end 'Too Big to Fail':

"If the goal is to replace hyper-regulation with market discipline, then the method is simple: End deposit insurance."

Related Article: End 'Too Big to Fail' by Making It Shareholders' Problem

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On the notion that market discipline can replace regulation:

"Clap if you still believe in 'market discipline' - don't let Tinker Bell die." (Via Twitter)

Related Article: End 'Too Big to Fail' by Making It Shareholders' Problem

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On dismissals of 'market discipline' as a fairytale:

"Tinker Bell needs help! Market discipline can only exist when banks provide uniform disclosures of on and off balance sheet risks." (Via Twitter)

Related Article: End 'Too Big to Fail' by Making It Shareholders' Problem

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On the Consumer Financial Protection Bureau's QRM rule:

"A loan with only 5% down payment is only ultra-safe in political-speak. Securities issued under such regs may be riskier than those the QRM rule was supposed to prevent."

Related Article: CFPB Mortgage Rule Signals Relief for Securitizers

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On the Innovator's Dilemma:

"It will be the banker who designs and implements services around ethically managing money to produce trusted commitments … who will prosper long-term."

Related Article:

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On the Innovator's Dilemma at big banks:

"Helping customers achieve their financial goals is antithetical to the megabank model. They make money by taking the customer's money in fees and sleazy practices … What they need is a business model not dependent on misdirection and outright fraud."

Related Article: Banks Face the Innovator's Dilemma

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On the OCC's defense of its $8.5 billion foreclosure settlement with 10 banks:

"The OCC's idea of a hard bargain is nothing more than the cat scratching litter over its waste."

Related Article: OCC Defends Foreclosure Deal, Says It Drove 'Hard Bargain'

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