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Market Rates Insight recently evaluated deposit pricing in the nation's five largest metropolitan markets. Here is a quick look at how competitive banks are for liquidity in the most populous U.S. cities. (Image: Thinkstock)
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Los Angeles

Banks in Los Angeles pay the highest deposit rates among the nation's biggest cities, with an average annual percentage yield of 0.44% in January. Banks there also pay the highest CD rates. (Image: Fotolia)
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New York

Banks in New York pay the highest rates for checking accounts, at 0.15%. Overall rates are the second highest among big cities, at 0.5%. (Image: Fotolia)
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Philadelphia

Want to find the best rates for savings (0.18%) and money market (0.15%) accounts? Philadelphia, which had an average deposit rate of 0.44% in January, is a great place to start. (Image: Fotolia)
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San Francisco

Banks in San Francisco are relatively cost conscious with deposits, paying an average of 0.43%. One exception: long-term CDs, where the average rate was 0.86%. (Image: Fotolia)
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Chicago

Chicago is the least-competitive deposit market among the biggest U.S. cities. Banks pay an average rate of 0.32% on deposit accounts. (Image: Fotolia)
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