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The most notable quotes from American Banker stories of the previous week. Readers are encouraged to add their own observations in the Comments fields at the bottom of each slide.

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On two recent bank bankruptcy sales in which private creditors got repaid but the Treasury did not:

"If Treasury isn't willing to actually stand up for itself, then they're going to keep getting hosed."

- Brett Jefferson, chief investment officer for Hildene Capital Management

Related Article: Treasury's Grip on Public Purse Proves Loose in Tarp Bankruptcies

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On banking's public-image problem:

"The industry took a black eye during the financial crisis. Will little kids still be interested in playing banker?"

- Bryan Jordan, CEO of First Horizon National Corp (FHN)

Related Article: Community Banks Are Falling Behind in Succession Planning
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On the value of Generations Bank's program to help for low-income residents purchase used cars:

"I can stay later at work or arrive early without having to wait for a bus, to take my child to a doctor's appointment, to just go to Walmart and do all my shopping instead of a bag at a time here and a bag at a time there."

- Renee Hance, Upstate New York resident

Related Article: Upstate N.Y. Bank Starts Program to Help Locals Afford Cars

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On what motivates midsize banks to be buy other institutions when they would be better served selling:

"The bigger the bank, the bigger the ego."

- Justin Barr, president of BankDATAWORKS.com

Related Article: Provident New York Wants Big Deal, But Will It Find One?

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On the risk that the Consumer Financial Protection Bureau's new complaints database could be manipulated:

"It may provide a risk to banks, but that's life. It's been mandated by Dodd-Frank, and that's the business we're in - to take risk."

- Richard Hunt, chief executive of the Consumer Bankers Association

Related Article: Will CFPB Complaint Database Help or Humiliate Banks?
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On a proposal to bank merchants from charging consumers surcharges to cover interchange fees paid to card companies:

"This is simply a way to hide the fact that Visa (NYSE:V) and MasterCard (MA) charge exorbitantly high prices."

- David Vite, president of the Illinois Retail Merchants Association

Related Article: 18 States Considering Bans on Credit Card Surcharges

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On why First Financial Service's (FFKY) customers benefit from its variable overdraft fees:

"They just assume we cover their checks, so they don't have to worry about it."

- Greg Schreacke, president of First Financial Service in Kentucky

Related Article: Small Banks Developing Ways to Compete Against Payday Lenders
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On the Enterprise Bancorp shareholder who is taking a payout of $39 million in problem assets as part of the company's sale:

"It sounds as if they are willing to put their money where their mouth is."

- David Tobin, a principal at Mission Capital Advisors

Related Article: Florida Deal Artfully Sidesteps Challenge of Valuing Bad Assets

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On homeowner advocacy groups' efforts to reform the mortgage-interest deduction:

"The reason that we're going at the mortgage interest deduction now in a way that's much more focused is that it's on the table."

- Sheila Crowley, chief executive of the National Low Income Housing Coalition

Related Article: Divisions Start to Show in Homeownership Lobby
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On pulling CIB Marine Bancshares (CIBH) back from the brink:

"We've managed to turn the company around substantially. We're continuing to work on our company and make improvements. We've come a long way, obviously."

- Charles Ponicki, CEO of CIB Marine Bancshares in Wisconsin

Related Article: Unlikely Survivor CIB Marine Charts Course for Recovery

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