TRW offers service to small issuers.

TRW Information Services has introduced a service to help smaller card issuers screen potential customers.

The Orange, Calif., division of the company is promoting TRW Easy Prescreen to banks and credit unions that cannot afford customized screening and computer modeling systems,

The clients can submit lists of credit card prospects to TRW to be screened according to any of seven preset criteria.

Richard Quintana. the product manager, said the screens range from one that rejects all but candidates with pristine credit records, to one that will pass an applicant even with a bankruptcy judgment or lien filed within the past two years.

This basic service could cost as little as $1,000, he said.

TRW Easy Prescreen also enables the card issuer to use generic predictive models to assess the likelihood of bankuptcy or delinquency, or the likelihood that a consumer will respond to a given offer.

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