WASHINGTON -- Fifty-nine national banks out of 475 were awarded "outstanding" Community Reinvestment Act compliance ratings last month by the Office Of the Comptroller of the Currency.
The list, which covers the period from Feb. I to July 31, assigned one of four compliance categories to each bank: "outstanding," "satisfactory," "needs to improve," and "substantial noncompliance."
Just over three quarters of the 475 banks evaluated were rated "satisfactory," 59 won "outstanding" ratings, and the Comptroller's office said 53 "need to improve."
Of the 475, one institution, National Bank of Commerce in Berkely, Ill., was given the lowest rating, substantial noncompliance."
The following 59 banks received "outstanding" ratings:
ARKANSAS
* Metropolitan National Bank, Little Rock
CALIFORNIA
* National Bank of Southern California, Newport Beach
COLORADO
* Norwest Bank Denver * First Interstate Bank of Golden
DISTRICT OF COLUMBIA
* Crestar Bank
FLORIDA
* Sunbank South Florida, Fort Lauderdale * Barnett Bank of Martin County, Stuart
IDAHO
* First Security Bank of Idaho, Boise
ILLINOIS
* First Midwest Bank Illinois, Joliet * First National Bank in Paxton First Bankers Trust Co., Quincy
INDIANA
* INB National Bank, Indianapolis
IOWA
* Peoples National Bank, Avoca
KANSAS
* Sunflower Bank, Salina
KENTUCKY
* Liberty National Bank and Trust of Louisville * First National Bank and Trust of Woodford County, Versailles
MASSACHUSETTS
* National Bank of Boston
MICHIGAN
* First of America Bank Mid Michigan, Bay City * First of America Bank Southeast Michigan, Detroit * NBD Bank, Detroit
MINNESOTA
* Community First National Bank of Windom
MISSOURI
* Mercantile Bank of St. Louis
MONTANA
* First National Bank of Eureka
NEBRASKA
* First National Bank and Trust Co., Columbus * Firstier Bank Lincoln * Firstier Bank Omaha
NEW YORK
* Glens Falls National Bank and Trust Co. * Wilber National Bank, Oneonta * National Bank of Delaware County; Walton * Champlain National Bank, Willsboro
NORTH CAROLINA
* Wachovia Bank of North Carolina, Winston-Salem
NORTH DAKOTA
* Community National Bank of Grand Forks
OHIO
* Star Bank, Cincinnati * First Central National Bank, St. Paris
OKLAHOMA
* First National Bank, Chelsea * Security National Bank, Enid * Western National Bank of Tulsa
PENNSYLVANIA
* Adams County National Bank, Gettysburg * Moxham National Bank, Johnstown * Grange National Bank of Laceyville * First National Bank of Mifflintown
TENNESSEE
* First Tennessee Bank, Memphis
TEXAS
* Liberty National Bank, Austin * Park National Bank, Bellaire * First National Bank in Edinburg * Fort Hood National Bank * First National Bank, Hico * South Texas National Bank of Laredo * Lubbock National Bank * First National Bank of Olney * Groos Bank, San Antonio * First National Bank of Sterling City * American National Bank of Terrell
UTAH
* First Security Bank of Utah, Salt Lake City * Zions First National Bank, Salt Lake City
VERMONT
* Community National Bank, Derby
WASHINGTON
* Seattle First National Bank
WISCONSIN
* National Exchange Bank and Trust of Fond du Lac * First National Bank of Platteville