WASHINGTON -- An Illinois and a Kentucky bank were the only two of 94 institutions examined this summer by the Office of the Comptroller of the Currency to score less than satisfactory on their Community Reinvestment Act exams.
First National Bank of Lincolnwood, Lincolnwood, Ill. and First American National Bank of Bowling Green, Ky. both scored "needs to improve."
The OCC released the figures earlier this month. They cover all national banks whose CRA ratings became public from Aug. 15 to Sept. 14, 1994. Of the 92 other banks rated, 29 scored "outstanding" and the rest got "satisfactory."
The listing included six Nationsbank affiliates; five got "outstanding" grades and one a "satisfactory." It also included the New York and New Jersey operations of National Westminister Bank; both were rated "outstanding."
