The Largest Banks in the World by Country (Part 1 of 5)

+++ Banks are listed in asset-size order within country; data are for yearend 1994, or latest fiscal yearend (dollar amounts in millions) Set 1 of 3 Asset Total Rank Name Assets

Argentina

Banco de la Nacion Argentina, Buenos Aires 12,668

Banco de la Provincia de Buenos Aires 7,460

Australia

85 National Australia Bank, Ltd, Melbourne 81,290

98 Australia & New Zealand Banking Group, Ltd., Melbourne 65,821

101 Commonwealth Bank of Australia, Sydney 64,533

106 Westpac Banking Corp., Sydney 60,415

State Bank of New South Wales, Sydney 14,019

Austria

96 Creditanstalt-Bankverein, Vienna 68,669

108 Bank Austria, AG, Vienna 59,696

195 GiroCredit Bank A.G. der Sparkassen, Vienna 29,851

248 Oesterreichische Postsparkasse, Vienna 22,483

262 Bank fuer Arbeit und Wirtschaft, Vienna 20,421

270 Raiffeisen Zentralbank Oesterreich AG, Vienna 19,117

271 Erste Oesterreichische Spar-Casse, Vienna 18,714

Raiffeisenlandesbank Oberosterrreich, Linz 11,656

Bahrain

264 Gulf International Bank, Manama 20,072

267 Arab Banking Corp., Manama 19,517

Belgium

53 Generale Bank, Brussels 126,852

65 Credit Communal de Belgique, SA, Brussels 99,912

82 Kredietbank N.V., Brussels 83,552

84 Banque Bruxelles Lambert, Brussels 81,313

100 ASLK-CGER Bank, Brussels 65,081

175 Bacob Bank, Brussels 33,297

178 CERA, Leuven 32,386

291 Societe Nationale de Credit a l'Industrie, Brussels 17,215

AN-HYP N.V., Antwerp 9,511

Ippa Bank, N.V., Brussels 8,647

Brazil

79 Banco do Brasil, Brasilia 85,317

223 Banco do Estado de Sao Paulo 24,306

230 Banco Bradesco, SA, Osasco 23,628

295 Banco Itau, Sao Paulo 16,580

Uniao de Bancos Brasileiros, Sao Paulo 12,980

Banco Nacional, Belo Horizonte 11,073

Canada

55 Royal Bank of Canada, Montreal 123,320

63 Canadian Imperial Bank of Commerce, Toronto 106,249

66 Bank of Montreal 99,577

72 Bank of Nova Scotia, Toronto 94,690

94 Toronto Dominion Bank 70,168

180 National Bank of Canada, Montreal 32,161

Laurentian Bank of Canada, Montreal 7,736

Denmark

115 Danske Bank, Copenhagen 55,457

160 Unidanmark, Copenhagen 36,374

Sparekassen Bikuben, Copenhagen 14,070

Jyske Bank, Silkeborg 7,972

Egypt

National Bank of Egypt, Cairo 12,333

Banque Misr, Cairo 11,669

Finland

172 Kansallis-Osake-Pankki, Helsinki 33,722

181 Union Bank of Finland, Ltd., Helsinki 32,014

227 Postipankki, Helsinki 23,986

Osuuspankkien Keskuspankki Oy, Helsinki 13,727

Skopbank, Helsinki 4,228

France

15 Credit Agricole Mutuel, Paris 328,054

16 Credit Lyonnais, Paris 327,806

21 Societe Generale, Paris 277,923

24 Banque Nationale de Paris 271,561

29 Compagnie Financiere de Paribas, Paris 242,146

69 Compagnie Financiere de CIC et de L'Union Europeenne, Paris 97,810

77 Groupe des Banques Populaires, Paris 86,627

89 Banque Indosuez, Paris 76,310

105 Credit Commercial de France, Paris 61,534

Banque Worms, Paris 10,998

Sovac, Paris 8,221

Germany

11 Deutsche Bank, AG, Frankfurt 367,883

25 Dresdner Bank, Frankfurt 258,079

30 Westdeutsche Landesbank Girozentrale, Duesseldorf 237,292

33 Commerzbank, Frankfurt 220,478

35 Bayerische Vereinsbank, Munich 204,214

38 Bayerische Hypotheken-und Wechsel-Bank, Munich 177,354

41 Bayerische Landesbank Girozentrale, Munich 171,640

45 Bankgesellschaft Berlin, AG, Berlin 158,769

46 Deutsche Genossenschaftsbank, Frankfurt 158,065

56 Norddeutsche Landesbank Girozentrale, Hannover 118,386

62 Sudwestdeutsche Landesbank, Stuttgart 107,492

83 Landesbank Hessen Thuringen-Girozentrale, Frankfurt 83,324

87 Deutsche Pfandbriefanstalt -und Hypothekenbank, Wiesbaden 77,426

111 Deutsche Girozentrale-Deutsche Kommunalbank, Frankfurt 58,746

124 Landesbank Schleswig-Holstein Girozentrale, Kiel 51,034

128 Hamburgische Landesbank-Girozentrale, Hamburg 49,147

149 Deutsche Siedlungs und Landesrentenbank, Bonn 39,098

157 Landesbank Rheinland-Pfalz Girozentrale, Mainz 37,793

159 BHF-Bank, AG, Frankfurt 37,126

192 Westdeutsche Genossenschafts-Zentralbank, Duesseldorf 30,098

210 Sudwestdeutsche Genossenschafts-Zentralbank, Frankfurt 26,931

224 Hamburger Sparkasse, Hamburg 24,265

256 Landesgirokasse, Stuttgart 21,455

288 Genossenschaftliche Zentralbank, AG, Stuttgart 17,518 Set 2 of 3

Key Capital Ratios Asset Total Equity Equity/ Risk Based Rank Name Deposits Capital Assets Tier 1 Total

Argentina

Banco de la Nac 8,899 278 2.2 N.A. N.A.

Banco de la Pro 4,280 1,074 14.39 N.A. N.A.

Australia 85 National Austra 65,295 7,290 8.97 8.4 11.4 98 Australia & New 33,041 4,037 6.13 6.8 11.3 101 Commonwealth Ba 51,454 4,851 7.52 10.29 11.43 106 Westpac Banking 44,221 5,397 8.93 8.9 13.8

State Bank of N 11,630 1,146 8.18 N.A. N.A.

Austria 96 Creditanstalt-B 62,755 2,801 4.08 6.7 10.3 108 Bank Austria, A 43,979 2,583 4.33 7.71 11.48 195 GiroCredit Bank 23,448 1,533 5.14 7.33 12.08 248 Oesterreichisch 20,418 823 3.66 N.A. 25.93 262 Bank fuer Arbei 18,245 827 4.05 8.74 12.96 270 Raiffeisen Zent 16,920 932 4.88 10.01 12.48 271 Erste Oesterrei 15,200(e) 648 3.46 7.60* 11.40*

Raiffeisenlande 10,804 743 6.37 8.48 14.43

Bahrain 264 Gulf Internatio 18,174 1,559 7.77 10.5 11.7 267 Arab Banking Co 16,351 1,422 7.29 11.6 11.8

Belgium 53 Generale Bank, 114,832 3,187 2.51 6.45 11.13 65 Credit Communal 93,016 1,883 1.88 9.64 12.71 82 Kredietbank N.V 62,243 2,675 3.2 N.A. 12.4 84 Banque Bruxelle 73,523 2,251 2.77 N.A. 10.72 100 ASLK-CGER Bank, 59,524 1,526 2.34 7.74 11.94 175 Bacob Bank, Bru 31,160 888 2.67 7.99 12.13 178 CERA, Leuven 29,641 1,818 5.61 13.3 13.3 291 Societe Nationa 16,017 436 2.53 6.5 9.91

AN-HYP N.V., An 8,664 448 4.72 N.A. 11.92

Ippa Bank, N.V. 8,017 162 1.87 N.A. N.A.

Brazil 79 Banco do Brasil 40,339 6,760 7.92 N.A. N.A. 223 Banco do Estado 17,038 1,421 5.84 7.76 9.08 230 Banco Bradesco, 11,792 4,309 18.24 28.18 28.18 295 Banco Itau, Sao 9,540 3,022 18.23 24.4 24.4

Uniao de Bancos 5,778 1,109 8.54 12.28 13.53

Banco Nacional, 8,000(e) 874 7.89 N.A. N.A.

Canada 55 Royal Bank of C 100,367 6,279 5.09 6.4 9.6 63 Canadian Imperi 85,326 6,233 5.87 7.1 9.9 66 Bank of Montrea 72,600 4,832 4.85 7.2 9.51 72 Bank of Nova Sc 73,719 4,612 4.87 6.22 9.61 94 Toronto Dominio 59,462 4,019 5.73 7.2 10.6 180 National Bank o 27,232 1,712 5.32 6.9 11.1

Laurentian Bank 7,077 301 3.88 6.6 9.7

Denmark 115 Danske Bank, Co 42,915 3,331 6.01 9.32 11.38 160 Unidanmark, Cop 32,051 2,221 6.1 9.7 13.7

Sparekassen Bik 11,850 623 4.43 6.61 12.26

Jyske Bank, Sil 5,913 465 5.84 8.7 11.8

Egypt

National Bank o 10,067 481 3.9 6.90* 8.20*

Banque Misr, Ca 10,153 348 2.98 N.A. N.A.

Finland 172 Kansallis-Osake 21,269 1,526 4.52 6.3 10.9 181 Union Bank of F 18,332 1,581 4.94 6.5 10.7 227 Postipankki, He 13,829 873 3.64 6.9 10.7

Osuuspankkien K 5,033 716 5.22 11.5 21.6

Skopbank, Helsi 1,270 203 4.8 5.00* 10.10*

France 15 Credit Agricole 243,869 17,670 5.39 7.6 10.2 16 Credit Lyonnais 235,145 11,537 3.52 4.4 8.3 21 Societe General 138,919 9,312 3.35 5.7 9.34 24 Banque National 134,229 9,006 3.32 5.7 9.8 29 Compagnie Finan 180,700(e) 3.35 8.6 9.7 69 Compagnie Finan 51,559 2,672 2.73 5.16 8.5 77 Groupe des Banq 64,340 4,113 4.75 7.82 10.95 89 Banque Indosuez 61,343 1,950 2.56 5.65 10.01 105 Credit Commerci 40,573 2,627 4.27 9.1 13.2

Banque Worms, P 5,078 506 4.6 6.9 12.21

Sovac, Paris 93 1,102 13.41 17.08 18.28

Germany 11 Deutsche Bank, 324,430 12,756 3.47 5.6 10.4 25 Dresdner Bank, 177,246 8,605 3.33 6.2 10.2 30 Westdeutsche La 142,498 7,879 3.32 4.5 8.5 33 Commerzbank, Fr 202,870 6,674 3.03 5.3 9.2 35 Bayerische Vere 192,153 5,311 2.6 4.7 9.2 38 Bayerische Hypo 163,969 5,299 2.99 5.2 9.1 41 Bayerische Land 162,486 4,150 2.42 4.93 9.21 45 Bankgesellschaf 147,714 5,204 3.28 9.4 11.7 46 Deutsche Genoss 144,306 4,341 2.75 4.70* 8.20* 56 Norddeutsche La 112,034 3,150 2.66 N.A. N.A. 62 Sudwestdeutsche 58,160 1,475 1.37 4.54 8.59 83 Landesbank Hess 80,059 1,606 1.93 4.9 9.3 87 Deutsche Pfandb 67,070 1,292 1.67 6.3 11.5 111 Deutsche Giroze 57,147 1,206 2.05 N.A. N.A. 124 Landesbank Schl 47,048 1,676 3.28 N.A. N.A. 128 Hamburgische La 46,067 1,259 2.56 N.A. N.A. 149 Deutsche Siedlu 37,256 565 1.52 N.A. N.A. 157 Landesbank Rhei 35,823 769 2.03 4.4 8.9 159 BHF-Bank, AG, F 33,934 2,388 6.43 7 11 192 Westdeutsche Ge 28,309 1,247 4.14 7.7 12.5 210 Sudwestdeutsche 25,540 1,099 4.08 N.A. N.A. 224 Hamburger Spark 22,060 1,410 5.81 N.A. N.A. 256 Landesgirokasse 19,087 968 4.51 6.7 11.5 288 Genossenschaftl 16,709 613 3.5 N.A. N.A. Set 3 of 3 Asset Rank Name Branches Employees

Argentina

Banco de la Nac 541 14,669

Banco de la Pro 305 12,589

Australia 85 National Austra 2,373 49,163 98 Australia & New 2,026 39,642 101 Commonwealth Ba 1,592 35,406 106 Westpac Banking 1,462 31,396

State Bank of N 634 2,350

Austria 96 Creditanstalt-B 206 7,385* 108 Bank Austria, A 324 9,120 195 GiroCredit Bank 53 1,764 248 Oesterreichisch 2,300 1,932 262 Bank fuer Arbei 148 2,394 270 Raiffeisen Zent 2 805 271 Erste Oesterrei 220* 3,200*

Raiffeisenlande 450 3,000

Bahrain 264 Gulf Internatio 3 383 267 Arab Banking Co 17 4,781

Belgium 53 Generale Bank, 1,112 11,985 65 Credit Communal 970 3,606 82 Kredietbank N.V 797 11,749 84 Banque Bruxelle 900 13,893 100 ASLK-CGER Bank, 1,169 8,298 175 Bacob Bank, Bru 626 3,802 178 CERA, Leuven 964 4,536 291 Societe Nationa 5 967

AN-HYP N.V., An 60* 1,121*

Ippa Bank, N.V. 35 1,072

Brazil 79 Banco do Brasil 4,951 1,808 223 Banco do Estado 2,714 34,843 230 Banco Bradesco, 1,847 60,742 295 Banco Itau, Sao 1,010 37,119

Uniao de Bancos 451 16,879

Banco Nacional, 341* 17,566*

Canada 55 Royal Bank of C 1,693 49,208 63 Canadian Imperi 1,428 40,807 66 Bank of Montrea 1,248 34,769 72 Bank of Nova Sc 1,454 33,098 94 Toronto Dominio 966 25,705 180 National Bank o 647 10,746

Laurentian Bank 249 3,250

Denmark 115 Danske Bank, Co 450 12,033 160 Unidanmark, Cop 425 11,100

Sparekassen Bik 296 4,874

Jyske Bank, Sil 131 2,732

Egypt

National Bank o 313 9,422

Banque Misr, Ca 400 13,000

Finland 172 Kansallis-Osake 415 9,470 181 Union Bank of F 365 9,158 227 Postipankki, He 84 6,300

Osuuspankkien K 3 1,370

Skopbank, Helsi 1* 598*

France 15 Credit Agricole 8,342 72,022 16 Credit Lyonnais 4,491 68,291 21 Societe General 1,990 44,964 24 Banque National 2,511 54,469 29 Compagnie Finan N.A. 25,690 69 Compagnie Finan 3 22,200 77 Groupe des Banq 1,837 26,340 89 Banque Indosuez 58 11,928 105 Credit Commerci 505 10,876

Banque Worms, P 25 2,201

Sovac, Paris 115 2,000

Germany 11 Deutsche Bank, 2,483 73,450 25 Dresdner Bank, 1,583 44,884 30 Westdeutsche La 11 7,040 33 Commerzbank, Fr 1,027 28,706 35 Bayerische Vere 788 22,029 38 Bayerische Hypo 649 19,064 41 Bayerische Land 15 5,449 45 Bankgesellschaf 453 16,282 46 Deutsche Genoss 39* 10,554 56 Norddeutsche La 134 6,400 62 Sudwestdeutsche 34 2,431 83 Landesbank Hess 5 3,055 87 Deutsche Pfandb 33 1,553 111 Deutsche Giroze N.A. 438 124 Landesbank Schl 8 1,798 128 Hamburgische La 9 1,618 149 Deutsche Siedlu 9 779 157 Landesbank Rhei 3 1,775 159 BHF-Bank, AG, F 17 3,231 192 Westdeutsche Ge 4 1,082 210 Sudwestdeutsche 5 761 224 Hamburger Spark 216 6,176 256 Landesgirokasse 236 3,751 288 Genossenschaftl 0 566 === Data Source: American Banker survey. All foreign banks tracked by American Banker have been listed. Equity Capital includes the value of common and perpetual preferred stock, surplus, undivided profits, and capital reserves. Minority interest is excluded. Key capital ratios: equity capital as a percentage of end of period total assets less contra accounts: and the two risk-adjusted capital ratios: tier 1 capital as a percentage of risk- adjusted assets and total capital as a percentage of risk-adjusted assets. (e)- An American Banker estimate. (*)- Data are as of yearend 1993. Compiled by American Banker, 1995.

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