Bank Short Interest Highlights: Month Ending September 15, 1995

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Most Shares Sold Short

Institution Position

1 U.S. Bancorp 8,140,743

2 Olympic Financial 3,547,296

3 Charter One Financial 2,929,672

4 RCSB Financial 2,315,004

5 Sovereign Bancorp 2,190,564

6 Boatmen's Bancshares 1,948,720

7 Roosevelt Financial Group 1,930,492

8 First Commerce Corp. 1,710,894

9 Huntington Bancshares 1,579,004

10 Meridian Bancorp 1,554,592

Most Days to Cover

Institution Days

1 Charter One Financial 24.4

2 U.S. Bancorp 17.4

3 First Commerce Corp. 12.8

4 Huntington Bancshares Inc. 12.3

5 Sovereign Bancorp 10.7

6 RCSB Financial Inc. 9.9

7 Olympic Financial Ltd. 9.1

8 First Tennessee National Corp. 8.7

9 Fourth Financial Corp. 6.9

10 ADVANTA Corp. Class A 6.2

Largest Unit Increases

Institution Unit Chng

1 U.S. Bancorp 1,068,233

2 Charter One Financial 369,091

3 Midlantic Corp. 332,447

4 First Security Corp. 310,228

5 Roosevelt Financial Group 246,069

6 Washington Mutual Inc. 242,372

7 RCSB Financial Inc. 216,678

8 Northern Trust Corp. 158,212

9 Long Island Bancorp 154,370

10 Compass Bancshares Inc. 117,073

Largest Unit Decreases

Institution Unit Chng

1 Huntington Bancshares -244,119

2 People's Bank -180,998

3 ADVANTA Corp. Class A -155,634

4 West One Bancorp -154,106

5 Citfed Bancorp -144,109

6 Union Acceptance Corp. -94,043

7 Money Store Inc. -73,278

8 Bank South Corp. -67,138

9 Magna Group Inc. (MO) -64,368

10 Imperial Bancorp -60,237

Largest Percent Increases

Institution Pct Chng

1 Great American Bancorp 3,430.60

2 Aegis Consumer Funding Group 2,582.90

3 Provident Bancorp 2,380.70

4 SGV Bancorp 1,787.50

5 Premier Bancorp 985.4

6 Provident Bankshares Corp. 741

7 Associated Banc Corp. 603.4

8 Lafayette American Bank 582

9 Conestoga Bancorp 520.6

10 AMCORE Financial Inc. 492.8

Largest Percent Decreases

Institution Pct Chng

1 Union Acceptance Corp. -98.9

2 Palfed Inc. -91.4

3 Eagle Finance Corp. -90.4

4 American Pacific Bank -84.6

5 Monterey Bay Bancorp -79.6

6 Citfed Bancorp -75.8

7 West One Bancorp -52.9

8 Money Store Inc. -52.8

9 Magna Group Inc. (MO) -49.5

10 Central Fidelity Banks Inc. -48.5 ===

* Number of days to cover short interest, assuming average daily trading volume holds constant and that all volume is used in settlement of short positions. Rankings limited to issues with open short positions of at least 10,000 shares at current or prior settlement dates, and an average daily trading volume of at least 25,000 shares. S - Figures adjusted for stock split or dividend. R - Prior figures revised. Source: National Association of Securities Dealers Inc. Compiled by American Banker.