Clarification: 10/13/95 issue, Michigan Thrift Faces

An Oct. 13 article, "Michigan Thrift Faces Proxy Challenge from Sale- Bent Shareholder" (page 6), might have been construed to suggest that the shareholder in question was acting in behalf of his employer. Everen Securities Inc. said it is not involved with Peter T. Kross' challenge to the SJS Bancorp board.

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