One-Year Leaders

Based on total returns through September 30,1995; returns and annualized Equity Funds GROWTH UST Master Equity Fund Manager: David Tillson Sponsor: U.S. Trust Corp. Return: 19.60% Rank: 54 of 231 GROWTH AND INCOME Vista Growth and Income Fund Manager: David Klassen Sponsor: Chase Manhattan Corp. Return: 20.65% (A shares) Rank: 12 of 186 SMALL COMPANY GROWTH Parkstone Small Cap Fund Manager: Roger H. Stamper Sponsor: First of America Bank Corp. Return: 28.56% Rank: 11 of 79 INTERNATIONAL Glenmede International Fund Manager: Andrew B. Williams Sponsor: Glenmede Corp. Return: 13.63% Rank: 11 of 55 Mixed Funds BALANCED Evergreen Foundation Fund Manager: Stephen Lieber Sponsor: First Union Corp. Return: 20.72% Rank: 1 of 60 FLEXIBLE Overland Express Asset Allocation Fund Manager: Computer model Sponsor: Wells Fargo & Co. Return: 14.22% Rank: 14 of 42 Taxable Fixed-Income Funds CORPORATE DEBT Rated A Dreyfus A Bonds Plus Fund Manager: Garitt Kono Sponsor: Mellon Bank Corp. Return: 10.95% Rank: 7 of 47 INTERMEDIATE INVESTMENT-GRADE DEBT Portico Bond IMMDEX Fund Managers: Ellen Stanek and

Teresa Westman Sponsor: Firstar Corp. Return: 10.11% Rank: 5 of 37 SHORT INVESTMENT-GRADE DEBT Evergreen Fixed Income Fund Manager: Thomas L. Ellis Sponsor: First Union Corp. Return: 7.98% Rank: 6 of 32 CORPORATE DEBT RATED BBB Pacific Horizon Corporate Bond Fund Manager: Steven Vielhaber Sponsor: BankAmerica Corp. Return: 11.06% Rank: 9 of 25 GENERAL U.S. GOVERNMENT SECURITIES Overland Express U.S. Government

Income Fund Manager: Michael J. Niedermayer Sponsor: Wells Fargo & Co. Return: 9.93% Rank: 9 of 73 SHORT U.S. GOVERNMENT SECURITIES Dreyfus Short-Intermediate

Government Fund Manager: Gerald E. Thunelius Sponsor: Mellon Bank Corp. Return: 7.93% Rank: 5 of 38 INTERMEDIATE U.S. GOVERNMENT SECURITIES Paragon Intermediate-Term Bond Fund Manager: Keith Mooney Sponor: Premier Bancorp Return: 8.86% Rank: 4 of 25 Tax-Exempt Fixed Income GENERAL MUNICIPAL DEBT UST Master TXE Long-Term Fund Manager: Kennth J. McAlley Sponsor: U.S. Trust Corp. Return: 10.37% Rank: 2 of 98 INTERMEDIATE MUNICIPAL DEBT Dreyfus Premier Limited-Term

Municipal Fund Manager: Laurie Carroll Sponsor: Mellon Bank Corp. Return: 8.16% Rank: 4 of 32 Rankings courtesy of Lipper Analytical Services, Summit, N.J.