Regulatory Roundup: Comments Closed

DIVIDENDS: Proposal to allow healthy thrifts to pay dividends or buy back stock without notifying their regulator. Published by the Office of Thrift Supervision on Dec. 5. Comments were due Feb. 3.

PREMIUM RATES: Proposal seeks ideas for changing the deposit insurance assessment base. Options include keeping the current base, adding in other liabilities, and converting the base to assets. Published by the FDIC on Oct. 5. Comments were due Feb. 2.

EFT: Proposal to finalize an interim rule allowing bank ATMs to print receipts without a customer's complete account number. Purpose is to make it more difficult for thieves to use account numbers to defraud financial institutions. Published by the Fed on Dec. 2. Comments were due Feb. 1.

INVESTMENT ADVICE: Proposal to let a bank holding company's affiliate buy for customers mutual funds that the same institution operates. Published by the Fed on Dec. 30. Comments were due Jan. 30.

REGULATORY RELIEF: Proposal to speed up and streamline national banks' corporate activities applications. Published by the Comptroller of the Currency on Nov. 29. Comments were due Jan. 30.

FEE CUT: Interim final rule to cut in half fees for examining national banks' trust assets starting Jan. 1, 1995. Published by the OCC on Nov. 18. Comments were due Jan. 17.

CAPITAL CHANGE: Proposal to amend risk-based capital rules to deny a lower risk weighting to Organization for Economic Cooperation and Development countries that have rescheduled external sovereign debt within the last five years. Published by the Fed and the OCC on Oct. 14. Comments were due Dec. 13.

TYING: Proposal to allow institutions to reduce or waive fees for customers who maintain a minimum balance in a bank product, such as a checking account, and nonbank products, such as brokerage accounts. Currently, customers cannot combine bank and nonbank accounts to get discounts. Published by the Fed Oct. 26. Comments were due Dec. 9.

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