SOUTHWEST
Dermott State Bank, Dermott, Ark., said Cathy Lay, senior vice
Ms. Lay joined the bank in 1990.
Debbie Foyil has been promoted to vice president and cashier.
Ms. Foyil had been an assistant vice president and security officer.
Carmen Harris, accounting officer, has been promoted to vice president.
Terrell Outlaw recently joined the bank as loan administration officer.