Banks with the Greatest Commercial Real Estate Exposure

+++ Based on noncurrent commercial real estate loans (CREAL) as a percentage of total equity capital on Dec. 31, 1995 for banks with assets of $500 million or more (dollar amounts in thousands)

part 1 of 2

Noncurrent as a %

Rank Equity CREAL

Dec-95 12/31/95 12/31/95

1 Merchants Bank, Burlington, Vt. 37 6.58

2 General Bank, Los Angeles 36.43 15.27

3 Boatmen's First National Bank, Kansas City, 20.94 10.81

4 Farmers & Merchants Bank, Long Beach, Calif 19.42 22.35

5 Mid-State Bank, Arroyo Grande, Calif. 18.07 9.66

6 Bank of Stockton, Calif. 18.06 10.84

7 Chino Valley Bank, Ontario, Calif. 16.8 4.15

8 Banco Bilbao Vizcaya Puerto Rico, Mayaquez 16.34 5.91

9 SunTrust Bank Mid-Florida NA, Winter Haven 16.07 7.67

10 SunTrust Bank South Georgia NA, Albany 14.97 6.43

11 Union Safe Deposit Bank, Stockton, Calif. 13.93 7.16

12 Bankers Trust (Delaware), Wilmington 13.24 24.42

13 Tokai Bank of California, Los Angeles (f) 13.01 1.98

14 Barnett Bank of Lee County NA, Fort Myers, 12.2 4.54

15 Bank of Tokyo Trust Co, New York (f) 11.99 29.24

16 Mid America Bank & Trust Co., Louisville, K 11.73 5.65

17 Metrobank, Los Angeles 11.63 2.68

18 State Bank of Long Island, New Hyde Park, N 11.56 4.23

19 United Jersey Bank, Hackensack, N.J. 11.35 6.47

20 Bank One, Wisconsin, NA, Racine 10.97 6.32

21 Jefferson Bank, Haverford, Pa. 10.53 2.51

22 Washington Trust Co, Westerly, R.I. 10.49 4.04

23 Manufacturers Bank, Los Angeles (f) 10.2 5.78

24 Barnett Bank of Naples, Fla. 10.12 4.89

25 Ocean Bank, Miami 10.1 1.97

26 First National Bank, Portsmouth, N.H. 9.66 3.07

27 Harleysville National Bank & Trust Co., Har 9.61 5.33

28 USTrust, Boston 9.6 3.58

29 City National Bank, Beverly Hills 9.49 5.47

30 Banco Central Hispano-Puerto Rico, Hato Rey 9.35 4.09

31 Barnett Bank of Polk County, Lakeland, Fla. 9.27 4.97

32 Farmers First Bank, Lititz, Pa. 8.96 4.81

33 Republic Bank, St. Petersburg, Fla. 8.93 1.86

34 Firstar Bank Illinois, Chicago 8.89 4.71

35 Bank Midwest NA, Kansas City, Mo. 8.86 1.2

36 Boatmen's Bank of Southern Missouri, Spring 8.65 2.7

37 F&M Bank of Central California, Lodi 8.56 6.12

38 Bank One, Chicago, NA, Evanston, Ill. 8.49 3.91

39 SunTrust Bank East Central Florida, Daytona 8.32 6.41

40 Midlantic National Bank, Newark, N.J. 8.24 5.27

41 Mercantile Bank, Springfield, Mo. 8.21 2.63

42 Cathay Bank, Los Angeles 8.18 2.21

43 Barnett Bank of Southwest Florida, Sarasota 8.17 4.23

44 Wells Fargo Bank NA, San Francisco 8.09 3.54

45 F&M Bank-Winchester, Va. 7.92 3.48

46 Bank of Mid-Jersey, Bordentown, N.J. 7.84 2.61

47 Bank Leumi Trust Co. of New York (f) 7.69 9.14

48 SunTrust Bank Savannah NA, Ga. 7.59 2.81

49 California Commerce Bank, Los Angeles 7.59 11.04

50 Sumitomo Bank of California, San Francisco 7.35 1.63

part 2 of 2

Rank CREAL

Dec-95 12/31/95

1 Merchants Bank, Burlington, Vt. 235,464

2 General Bank, Los Angeles 258,969

3 Boatmen's First National Bank, Kansas City, 631,606

4 Farmers & Merchants Bank, Long Beach, Calif 297,215

5 Mid-State Bank, Arroyo Grande, Calif. 115,095

6 Bank of Stockton, Calif. 147,805

7 Chino Valley Bank, Ontario, Calif. 298,911

8 Banco Bilbao Vizcaya Puerto Rico, Mayaquez 189,798

9 SunTrust Bank Mid-Florida NA, Winter Haven 162,758

10 SunTrust Bank South Georgia NA, Albany 115,145

11 Union Safe Deposit Bank, Stockton, Calif. 118,515

12 Bankers Trust (Delaware), Wilmington 163,744

13 Tokai Bank of California, Los Angeles (f) 1,019,76

14 Barnett Bank of Lee County NA, Fort Myers, 216,938

15 Bank of Tokyo Trust Co, New York (f) 261,248

16 Mid America Bank & Trust Co., Louisville, K 235,010

17 Metrobank, Los Angeles 346,163

18 State Bank of Long Island, New Hyde Park, N 110,938

19 United Jersey Bank, Hackensack, N.J. 1,835,63

20 Bank One, Wisconsin, NA, Racine 134,268

21 Jefferson Bank, Haverford, Pa. 267,616

22 Washington Trust Co, Westerly, R.I. 135,132

23 Manufacturers Bank, Los Angeles (f) 227,520

24 Barnett Bank of Naples, Fla. 137,550

25 Ocean Bank, Miami 500,481

26 First National Bank, Portsmouth, N.H. 131,745

27 Harleysville National Bank & Trust Co., Har 108,476

28 USTrust, Boston 390,623

29 City National Bank, Beverly Hills 590,747

30 Banco Central Hispano-Puerto Rico, Hato Rey 585,954

31 Barnett Bank of Polk County, Lakeland, Fla. 131,156

32 Farmers First Bank, Lititz, Pa. 180,147

33 Republic Bank, St. Petersburg, Fla. 244,356

34 Firstar Bank Illinois, Chicago 533,371

35 Bank Midwest NA, Kansas City, Mo. 610,066

36 Boatmen's Bank of Southern Missouri, Spring 322,934

37 F&M Bank of Central California, Lodi 95,545

38 Bank One, Chicago, NA, Evanston, Ill. 387,177

39 SunTrust Bank East Central Florida, Daytona 125,827

40 Midlantic National Bank, Newark, N.J. 2,027,05

41 Mercantile Bank, Springfield, Mo. 168,682

42 Cathay Bank, Los Angeles 347,507

43 Barnett Bank of Southwest Florida, Sarasota 281,766

44 Wells Fargo Bank NA, San Francisco 9,669,34

45 F&M Bank-Winchester, Va. 162,009

46 Bank of Mid-Jersey, Bordentown, N.J. 173,973

47 Bank Leumi Trust Co. of New York (f) 137,970

48 SunTrust Bank Savannah NA, Ga. 98,787

49 California Commerce Bank, Los Angeles 59,327

50 Sumitomo Bank of California, San Francisco 2,057,42 ===

For reprint and licensing requests for this article, click here.
MORE FROM AMERICAN BANKER