After 13 years of working to rescue troubled banks in the Southwest and
*Build capital.
*Maintain the integrity of the credit process.
*Implement a strong credit review department and policy early on to
*Continuously manage risk.
*Immediately determine the value of nonperforming assets and liquidate
*Respond immediately to inefficiencies as soon as they are spotted.
*Ensure that bank directors are involved and fully aware of the bank's
"It's being ever alert and insisting upon good information systems and