+++
Part 1 of 2
Shares Sold Unit Chng
Short as of from
Institution 2/15/96 1/15/95
ADVANTA Corp. Class A 486,961 -65,719
ADVANTA Corp. Class B 123,294 20,978
Advantage Bancorp 50,455 -11,743
Aegis Consumer Funding Group 54,741 12,405
ALBANK Financial Corp. 42,773 19,294
American Federal Bank 13,996 11,955
Arrow Financial Corp. 19,575 5,277
Associated Banc Corp. 45,612 -3,368
Astoria Financial Corp. 2,452 -40,240
B.M.J. Financial Corp. 18,501 18,250
BancorpSouth Inc. 30,214 -12,821
BankAtlantic Bancorp (S,R) 22,407 174
Bankers Corp. 102,334 -29,818
Bankers First Corp. 11,107 -2,623
Banknorth Group Inc. 5,807 -9,648
BanPonce Corp. 34,544 11,404
BayBanks Inc. 414,757 -56,580
Bell Bancorp 40,393 -3,715
Boatmen's Bancshares Inc. 2,858,889 -176,130
Boston Bancorp 12,645 -2,962
Brooklyn Bancorp 277,800 -2,074
California Bancshares 14,148 -50,707
Carolina First Corp. 76,211 -89,187
CCB Financial Corp. 16,308 -4,149
Center Financial Corp. 119,803 5,670
Central Fidelity Banks Inc. 64,463 13,370
Charter Bank 18,522 18,106
Charter One Financial 526,202 57,745
Chittenden Corp. 22,025 21,739
Citfed Bancorp 30,271 1,980
CNB Bancshares Inc. 131,950 -4,618
Cole Taylor Financial Group 13,283 -16,642
Collective Bancorp 48,393 34,179
Columbia Banking System Inc. 13,147 5,208
Commerce Bancorp 15,984 11,096
Commerce Bancshares Inc. 49,868 -19,559
Commonwealth Savings Bank 74,438 34,241
Community Bankshares Inc. 63,271 26,225
Community First Bankshares 82,494 3,013
Compass Bancshares Inc. 99,412 32,129
Consumer Portfolio Services 123,196 20,355
Credit Acceptance Corp. 1,467,739 743,341
CTL Credit Inc. 67,017 66,868
Cullen/Frost Bankers Inc. 19,027 -48,537
D&N Financial Corp. 89,235 16,824
Dauphin Deposit Corp. 69,561 -1,802
Deposit Guaranty Corp. 30,396 15,179
Eagle Bancshares 16,531 509
Eagle Finance Corp. 251,577 122,778
EZCORP 173,196 60,586
FFO Financial Group Inc. 10,435 -6,200
FFY Financial Corp. 13,765 -321
Fifth Third Bancorp (S,R) 1,168,694 34,166
First American Corp. 123,664 -44,625
First Bell Bancorp 32,427 909
First City Financial Corp. 13,302 -916
First Commerce Corp. 963,228 -11,952
First Commercial Bancorp (CA) 14,010 9,230
First Commercial Corp. (AR) (R) 253,835 -9,025
First Fed Bancshares Eau Claire 35,115 -531
First Federal Savings (CO) 84,805 -303,996
First Financial Corp. (WI) 39,699 -2,352
First Hawaiian Inc. 28,440 3,242
First Indiana Corp. 45,480 18,025
First Merchants Acceptance 263,692 250,722
First Michigan Bank Corp. 169,613 33,733
First Midwest Bancorp 57,210 18,331
First National Bancorp 150,153 19,880
First Palm Beach Bancorp 18,877 -140,290
First Savings Bank (WA) 71,381 -12,544
First Security Corp. 325,497 -5,198
First Tennessee National Corp. 1,304,268 -116,710
FirstMerit Corp. 35,566 24,691
Flushing Financial Corp. 2,646 -21,017
FNB Corp. (PA) 171,115 -4,940
Framingham Savings Bank 21,002 -18,471
Great Financial Corp. 263,387 -30,296
Greater New York Savings Bank 38,449 18,477
GreenPoint Financial Corp. 468,384 8,937
Harbor Federal Savings Bank 42,145 5,791
Haven Bancorp 49,194 536
HF Bancorp 2,902 -52,456
Highland Federal Bank 2,000 -70,232
Home Financial Corp. 618,273 225,077
Hubco Inc. 237,122 125,995
Huntington Bancshares Inc. 1,035,702 -295,815
IBS Financial Corp. 173,996 -7,148
Imperial Bancorp (S,R) 153,438 -5,931
Imperial Credit Industries (S,R) 53,061 23,881
Imperial Thrift and Loan Assoc. 8,244 -12,666
Irwin Financial Corp. 12,085 -10,256
ISB Financial Corp. 19,896 8,173
JSB Financial Inc. 18,153 -408
Keystone Financial Inc. 41,567 2,635
Klamath First Bancorp 30,836 24,786
Lafayette American Bank 20,984 20,454
Lawrence Savings Bank 12,976 4,764
Leader Financial Corp. 56,407 -5,686
Life Bancorp 138,901 -42,615
Long Island Bancorp 274,453 61,697
MAF Bancorp 285,269 178,719
Magna Group Inc. (MO) 123,725 -16,192
Mark Twain Bancshares Inc. 90,605 25,452
Marshall & Ilsley Corp. 227,635 -59,958
Medford Savings Bank 16,578 14,528
Mercantile Bankshares Corp. 356,303 146,894
Meridian Bancorp 1,288,507 -285,970
Mid Am Inc. 150,506 53,957
MLF Bancorp 9,158 -19,744
Money Store Inc. 2,392,392 370,032
Monterey Bay Bancorp 14,945 12,445
MSB Bancorp (NY) 3,176 -46,948
National Commerce Bancorp. 67,814 1,716
Northern Trust Corp. 566,618 -266,425
Norwalk Savings Society 16,399 -13,320
NS Bancorp 93,116 10,874
Old Kent Financial Corp. 54,548 16,450
Old National Bancorp (S,R) 379,754 -19,894
Olympic Financial Ltd. 4,994,293 -518,620
ONBancorp 134,202 3,885
One Valley Bancorp (WV) 107,977 106,418
Pennfed Financial Services Inc. 1,976 -24,950
People's Bank 332,481 78,877
Peoples Heritage Financial Group 907,129 89,158
Portsmouth Bank Shares 16,685 -1,480
Poughkeepsie Savings Bank 7,497 -19,977
Provident Bancorp 72,747 17,421
Quaker City Bancorp 19,351 -7,291
RCSB Financial Inc. 2,078,311 -50,617
Redfed Bancorp 25,000 24,941
Regional Acceptance 762,742 14,179
Regions Financial Corp. 869,713 -51,740
Reliance Bancorp 71,098 -49,449
Republic Bancorp (MI) 50,087 1,250
Republic Security Financial 34,804 481
Resource Bancshares Mortgage 80,800 13,160
Riggs National Corp. 62,688 9,293
River Forest Bancorp 12,948 7,825
Roosevelt Financial Group 1,960,455 -41,711
S&T Bancorp 81,039 1,713
SIS Bank 51,866 -58,022
Somerset Savings Bank 12,700 3,954
SouthTrust Corp. 1,249,990 427,289
Sovereign Bancorp (S,R) 1,853,456 103,587
St. Francis Capital Corp. 1,731 -11,824
Standard Financial Inc. 12,149 -4,453
Summit Bancorp. (NJ) 182,373 -21,524
TFC Enterprises 38,495 -1,710
TR Financial Corp. 64,992 9,113
Trans Financial Inc. 72,824 3,271
Trenton Savings Bank 23,875 -6,414
Trust Co. of New Jersey 249,712 -89,568
Trustco Bank Corp (NY) 110,278 43,061
Trustmark Corp. 10,250 -4,920
U.S. Bancorp 2,561,803 -588,854
Union Bank (CA) 6,980 -5,735
United Carolina Bancshares (S,R) 21,206 16,337
UST Corp. 46,127 -4,872
Victoria Bankshares Inc. 5,175 -15,148
Washington Federal Inc. (S,R) 107,460 23,111
Washington Mutual Inc. 2,088,164 463,423
Webster Financial Corp. 303,372 1,208
Westamerica Bancorp. 39,798 13,872
WFS Bancorp 34,567 -454
Whitney Holding Corp. 6,706 -24,451
Wilmington Trust Corp. 44,964 8,662
Winthrop Resources Corp. 95,308 32,298
World Acceptance Corp. 7,090 -22,851
WSFS Financial Corp. 1,235 -25,690
Zions Bancorp. 250,238 -55,133
Bank-Related Totals 47.75M 347,792
NASDAQ Market Totals 955.43M 58,010,715
Part 2 of 2
Pct Chng Average Days
from Daily to
Institution 1/15/95 Volume *Cover*
ADVANTA Corp. C -11.90% 263,812 1.8
ADVANTA Corp. C 20.5 217,688 0.6
Advantage Banco -18.9 17,188 2.9
Aegis Consumer 29.3 41,896 1.3
ALBANK Financia 82.2 27,931 1.5
American Federa 585.70% 16,340 0.9
Arrow Financial 36.9 7,596 2.6
Associated Banc -6.9 31,965 1.4
Astoria Financi -94.3 134,252-
B.M.J. Financia 7,270.90 12,169 1.5
BancorpSouth In -29.80% 11,623 2.6
BankAtlantic Ba- 23,171 1
Bankers Corp. -22.6 21,400 4.8
Bankers First C -19.1 31,411 0.4
Banknorth Group -62.4 19,007 0.3
BanPonce Corp. 49.30% 25,094 1.4
BayBanks Inc. -12 182,820 2.3
Bell Bancorp -8.4 34,220 1.2
Boatmen's Bancs -5.8 546,865 5.2
Boston Bancorp -19 27,612 0.5
Brooklyn Bancor- 38,551 7.2
California Banc -78.2 38,481 0.4
Carolina First -53.9 111,408 0.7
CCB Financial C -20.3 26,384 0.6
Center Financia 5 119,483 1
Central Fidelit 26.20% 70,215 0.9
Charter Bank 4,352.40 42,352 0.4
Charter One Fin 12.3 303,212 1.7
Chittenden Corp 7,601.00 16,926 1.3
Citfed Bancorp 7 18,396 1.6
CNB Bancshares -3.40% 9,597 13.7
Cole Taylor Fin -55.6 27,012 0.5
Collective Banc 240.5 85,222 0.6
Columbia Bankin 65.6 10,932 1.2
Commerce Bancor 227 40,152 0.4
Commerce Bancsh -28.20% 25,136 2
Commonwealth Sa 85.2 10,505 7.1
Community Banks 70.8 7,760 8.2
Community First 3.8 18,755 4.4
Compass Bancsha 47.8 47,256 2.1
Consumer Portfo 19.80% 24,788 5
Credit Acceptan 102.6 227,211 6.5
CTL Credit Inc. 44,877.90 62,175 1.1
Cullen/Frost Ba -71.8 39,387 0.5
D&N Financial C 23.2 55,304 1.6
Dauphin Deposit -2.50% 26,596 2.6
Deposit Guarant 99.8 16,904 1.8
Eagle Bancshare 3.2 23,889 0.7
Eagle Finance C 95.3 32,504 7.7
EZCORP 53.8 65,635 2.6
FFO Financial G -37.30% 9,352 1.1
FFY Financial C -2.3 15,372 0.9
Fifth Third Ban 3 187,984 6.2
First American -26.5 143,907 0.9
First Bell Banc 2.9 28,668 1.1
First City Fina -6.40% 17,499 0.8
First Commerce -1.2 85,316 11.3
First Commercia 193.1 19,970 0.7
First Commercia -3.4 12,308 20.6
First Fed Bancs -1.5 10,864 3.2
First Federal S -78.20% 220,597 0.4
First Financial -5.6 41,967 0.9
First Hawaiian 12.9 28,122 1
First Indiana C 65.7 8,938 5.1
First Merchants 1,933.10 91,366 2.9
First Michigan 24.80% 12,854 13.2
First Midwest B 47.1 15,110 3.8
First National 15.3 15,337 9.8
First Palm Beac -88.1 45,420 0.4
First Savings B -14.9 64,778 1.1
First Security -1.60% 222,188 1.5
First Tennessee -8.2 125,046 10.4
FirstMerit Corp 227 32,025 1.1
Flushing Financ -88.8 79,260-
FNB Corp. (PA) -2.8 17,193 10
Framingham Savi -46.80% 17,270 1.2
Great Financial -10.3 32,274 8.2
Greater New Yor 92.5 66,462 0.6
GreenPoint Fina 1.9 693,362 0.7
Harbor Federal 15.9 12,178 3.5
Haven Bancorp 1.10% 41,605 1.2
HF Bancorp -94.8 61,075-
Highland Federa -97.2 14,492 0.1
Home Financial 57.2 208,288 3
Hubco Inc. 113.4 75,601 3.1
Huntington Banc -22.20% 218,660 4.7
IBS Financial C -3.9 62,196 2.8
Imperial Bancor -3.70% 49,594 3.1
Imperial Credit 81.8 96,468 0.6
Imperial Thrift -60.6 62,336 0.1
Irwin Financial -45.9 9,052 1.3
ISB Financial C 69.7 48,385 0.4
JSB Financial I -2.20% 27,760 0.7
Keystone Financ 6.8 43,881 0.9
Klamath First B 409.7 74,033 0.4
Lafayette Ameri 3,859.20 167,510 0.1
Lawrence Saving 58 72,245 0.2
Leader Financia -9.20% 47,478 1.2
Life Bancorp -23.5 59,583 2.3
Long Island Ban 29 367,394 0.7
MAF Bancorp 167.7 25,074 11.4
Magna Group Inc -11.6 43,336 2.9
Mark Twain Banc 39.10% 35,240 2.6
Marshall & Ilsl -20.8 164,857 1.4
Medford Savings 708.7 43,908 0.4
Mercantile Bank 70.1 80,973 4.4
Meridian Bancor -18.2 262,609 4.9
Mid Am Inc. 55.90% 14,015 10.7
MLF Bancorp -68.3 30,407 0.3
Money Store Inc 18.3 548,023 4.4
Monterey Bay Ba 497.8 21,587 0.7
MSB Bancorp (NY -93.7 13,124 0.2
National Commer 2.60% 35,217 1.9
Northern Trust -32 174,341 3.3
Norwalk Savings -44.8 16,931 1
NS Bancorp 13.2 33,580 2.8
Old Kent Financ 43.2 134,753 0.4
Old National Ba -5.00% 12,257 31
Olympic Financi -9.4 27,385 182.4
ONBancorp 3 53,950 2.5
One Valley Banc 6,826.00 64,575 1.7
Pennfed Financi -92.7 65,030-
People's Bank 31.10% 87,238 3.8
Peoples Heritag 10.9 146,133 6.2
Portsmouth Bank -8.1 9,607 1.7
Poughkeepsie Sa -72.7 61,538 0.1
Provident Banco 31.5 38,221 1.9
Quaker City Ban -27.40% 23,371 0.8
RCSB Financial -2.4 109,246 19
Redfed Bancorp 42,272.90 12,255 2
Regional Accept 1.9 11,982 63.7
Regions Financi -5.6 98,266 8.9
Reliance Bancor -41.00% 63,532 1.1
Republic Bancor 2.6 46,397 1.1
Republic Securi 1.4 34,631 1
Resource Bancsh 19.5 20,877 3.9
Riggs National 17.4 91,545 0.7
River Forest Ba 152.70% 19,789 0.7
Roosevelt Finan -2.1 288,504 6.8
S&T Bancorp 2.2 11,001 7.4
SIS Bank -52.8 32,805 1.6
Somerset Saving 45.2 52,864 0.2
SouthTrust Corp 51.90% 140,610 8.9
Sovereign Banco 5.9 173,880 10.7
St. Francis Cap -87.2 21,857-
Standard Financ -26.8 126,596-
Summit Bancorp. -10.6 131,885 1.4
TFC Enterprises -4.30% 133,807 0.3
TR Financial Co 16.3 106,108 0.6
Trans Financial 4.7 47,812 1.5
Trenton Savings -21.2 17,140 1.4
Trust Co. of Ne -26.4 33,044 7.6
Trustco Bank Co 64.10% 15,555 7.1
Trustmark Corp. -32.4 12,785 0.8
U.S. Bancorp -18.7 699,490 3.7
Union Bank (CA) -45.1 45,336 0.2
United Carolina 335.5 34,951 0.6
UST Corp. -9.60% 66,073 0.7
Victoria Banksh -74.5 29,438 0.2
Washington Fede 27.4 92,134 1.2
Washington Mutu 28.5 368,380 5.7
Webster Financi- 32,310 9.4
Westamerica Ban 53.5 43,349 0.9
WFS Bancorp -1.30% 9,189 3.8
Whitney Holding -78.5 21,106 0.3
Wilmington Trus 23.9 48,438 0.9
Winthrop Resour 51.3 12,959 7.4
World Acceptanc -76.3 61,873 0.1
WSFS Financial -95.40% 17,055 -
Zions Bancorp. -18.1 75,294 3.3
Bank-Related To 0.70% 17.03M 2.8
NASDAQ Market T 6.50% 415.75M 2.3
Table limited to issues shorted at least 12,500 shares at either current
Compiled by American Banker.