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part 1 of 2
Rank Rank Originating Debit
1995 1994 institution payments
1 1 Chase Manhattan Bank NA, New York 175,382,001
2 2 Norwest Bank Minnesota NA, Minneapolis 65,434,766
3 5 Wachovia Bank of Georgia NA, Atlanta 25,480,526
4 3 Bank One, Springfield, Ill. 77,951,770
5 4 Bank of America NT&SA, San Francisco 21,406,296
6 6 Northern Trust Co., Chicago 26,603,654
7 7 First Union National Bank, Charlotte, N.C 26,950,356
8 9 Mellon Bank NA, Pittsburgh 13,246,207
9 8 Citibank (Delaware), New Castle 23,300,973
10 10 Chemical Bank, New York 15,928,244
11 13 PNC Bank NA, Pittsburgh 11,058,168
12 12 Wells Fargo Bank NA, San Francisco 12,597,002
13 11 First National Bank of Chicago 16,262,321
14 14 KeyCorp/Society National Bank, Cleveland 22,622,248
15 16 Shawmut Bank Connecticut NA, Hartford 6,282,628
16 22 NationsBank of Texas NA, Dallas 9,860,462
17 15 Harris Trust & Savings Bank, Chicago 15,408,303
18 21 Texas Commerce Bank NA, Houston 10,428,453
19 18 First Bank NA, Minneapolis 9,011,289
20 20 First National Bank of Boston 7,140,495
21 25 1st Interstate Bank of California, Los An 3,609,150
22 41 NationsBank NA, Charlotte, N.C. 8,842,074
23 28 NBD Bank NA, Detroit* 4,172,643
24 19 Bank of America Illinois, Chicago 7,496,640
25 24 First National Bank of Omaha 12,516,385
26 42 Seattle-First National Bank 8,833,224
27 23 CoreStates Financial Corp., Philadelphia NA
28 30 UMB Bank NA, Kansas City, Mo. 13,093,888
29 27 Wachovia Bank of N.C. NA, Winston-Salem 8,933,879
30 79 U.S. National Bank od Oregon, Portland 8,503,085
31 17 Bank One Columbus NA, Ohio 3,745,046
32 31 Trust Company Bank, Atlanta 9,954,267
33 32 Firstar Bank Milwaukee NA 7,312,204
34 26 Norwest Bank Colorado NA, Denver 7,380,377
35 29 Fleet Financial Group Inc., Boston NA
36 37 National City Bank, Cleveland 7,748,410
37 36 NationsBank NA (South), Atlanta 4,728,885
38 35 1st National Bank of Maryland, Baltimore 6,103,000
39 38 First American National Bank, Nashville 11,439,548
40 33 Norwest Bank Iowa NA, Des Moines 9,115,855
41 40 Citibank NA, New York 3,253,352
42 63 Bank One Texas NA, Dallas 5,665,225
43 39 AmSouth Bank of Alabam, Birmingham 7,930,310
44 34 Boatmen s National Bank, St. Louis 5,367,509
45 46 Michigan National Bank, Farmington Hills* 6,389,558
46 56 Compass Bank, Birmingham, Ala. 8,899,621
47 50 M&I Marshall & Ilsley Bank, Milwaukee 3,116,209
48 44 State Street Bank & Trust Co., Boston 6,319,873
49 45 First Interstate Bank of Arizona, Phoenix 1,627,000
50 61 Comerica Bank, Detroit* 2,573,932
51 Fifth Third Bank, Cincinnati 2,939,396
52 43 Boatmen s 1st National Bank, Kansas City, 8,813,238
53 52 Bank of New York 2,634,718
54 53 First Tennessee Bank NA, Memphis 1,775,904
55 51 First Security Bank of Utah NA, Salt Lake 4,072,746
56 57 Firstier Bank NA, Lincoln, Neb. 5,890,614
57 55 Bank South NA, Atlanta 4,542,312
58 60 UJB Financial Corp., Hackensack, N.J. 1,453,536
59 49 First Premier Bank NA, Sioux Falls, S.D. 1,875,467
60 75 Chemical Bank (Delaware), Wilmington 674,997
61 70 Commerce Bank NA, Kansas City, Mo. 3,942,385
62 47 Bank One Arizona NA, Phoenix 2,581,354
63 62 First Fidelity Bank NA, Elkton, Md. 780,460
64 86 1st Interstate Bank of Oregon NA, Portlan 986,000
65 71 Huntington National Bank, Columbus, Ohio 1,994,267
66 68 Crestar Bank, Richmond 1,566,393
67 59 Boatmen s 1st National Bank, Oklahoma Cit NA
68 58 Morgan Guaranty Trust Co., New York 1,332,507
69 67 Deposit Guaranty National, Jackson, Miss. 5,358,743
70 66 BayBank Boston NA 871,538
71 95 First of America Bank, Kalamazoo, Mich.* 1,704,392
72 87 Bank One, Louisville, Ky. 2,478,601
73 1st Financial Bank FSB, Stevens Point, Wi 5,774,701
74 69 USAA Federal Savings Bank, San Antonio 5,181,528
75 65 Bank of Hawaii, Honolulu 3,140,322
76 73 SunTrust Bank Central Florida NA, Orlando 1,876,667
77 Key Bank of Washington, Seattle NA
79 85 SouthTrust Bank of Alabama NA, Birmingham 2,600,960
80 78 Norwest Bank Nebraska NA, Omaha 4,311,416
81 Associated Banc-Corp, Green Bay, Wis. NA
82 101 Bank One Milwaukee NA NA
83 72 Bankers Trust Co., New York 790,035
84 82 Natwest Bank NA, Jersey City 1,319,462
85 81 Boatmen s Bank of Kansas, Wichita 1,632,546
86 83 Mercantile Bank of St. Louis NA 1,896,432
87 99 Old Kent Bank & Trust Co., Grand Rapids, 1,156,786
88 92 Wachovia Bank of S.C. NA, Columbia 1,539,095
89 80 Star Bank NA, Cincinnati 1,535,045
90 89 Marine Midland Bank, Buffalo 380,313
91 96 Signet Bank/Virginia, Richmond 1,520,940
92 84 Bank of America Arizona, Phoenix 1,122,763
93 104 LaSalle National Corp., Chicago 1,759,363
94 93 AAL Member Credit Union, Appleton, Wis. 2,977,110
95 90 First Interstate Bank of Texas NA, Housto 481,000
96 120 First Hawaiian Bank, Honolulu 2,000,237
97 102 Meridian Bank, Reading, Pa. NA
98 98 Boatmen s National Bank of Ark., Little R 743,953
99 121 Bank of Oklahoma NA, Tulsa 1,968,408
115Hiberni 1,701,463
part 2 of 2
Rank Rank Originating Credit Total Annual
1995 1994 institution payments payments change
1 1 Chase Manhattan Ban 52,680,882 228,062,883 22%
2 2 Norwest Bank Minnes 82,294,093 147,728,859 27
3 5 Wachovia Bank of Ge 59,284,425 84,764,951 31
4 3 Bank One, Springfie 6,686,334 84,638,104 23
5 4 Bank of America NT& 42,190,891 63,597,187 -6
6 6 Northern Trust Co., 36,167,563 62,771,217 32
7 7 First Union Nationa 35,464,779 62,415,135 41
8 9 Mellon Bank NA, Pit 30,748,289 43,994,496 13
9 8 Citibank (Delaware) 17,577,927 40,878,900 2
10 10 Chemical Bank, New 22,911,369 38,839,613 12
11 13 PNC Bank NA, Pittsb 27,734,159 38,792,327 42
12 12 Wells Fargo Bank NA 25,231,834 37,828,836 30
13 11 First National Bank 18,360,407 34,521,728 14
14 14 KeyCorp/Society Nat 9,939,589 32,561,837 23
15 16 Shawmut Bank Connec 21,134,074 27,416,702 28
16 22 NationsBank of Texa 16,942,387 26,802,849 47
17 15 Harris Trust & Savi 11,244,806 26,653,109 14
18 21 Texas Commerce Bank 15,905,997 26,334,450 36
19 18 First Bank NA, Minn 16,411,446 25,422,735 21
20 20 First National Bank 17,140,462 24,280,957 24
21 25 1st Interstate Bank 20,451,850 24,061,000 46
22 41 NationsBank NA, Cha 14,424,884 23,266,958 **
23 28 NBD Bank NA, Detroi 18,292,668 22,465,311 21
24 19 Bank of America Ill 14,561,784 22,058,424 21
25 24 First National Bank 9,525,549 22,041,934 24
26 42 Seattle-First Natio 12,528,866 21,362,090 107
27 23 CoreStates Financia NA 20,335,687 13
28 30 UMB Bank NA, Kansas 6,237,793 19,331,681 33
29 27 Wachovia Bank of N. 10,049,372 18,983,251 25
30 79 U.S. National Bank 10,392,660 18,895,746 **
31 17 Bank One Columbus N 13,948,206 17,693,252 -16
32 31 Trust Company Bank, 6,018,224 15,972,491 11
33 32 Firstar Bank Milwau 8,511,781 15,823,985 11
34 26 Norwest Bank Colora 7,822,154 15,202,531 0
35 29 Fleet Financial Gro NA 15,093,074 1
36 37 National City Bank, 7,171,470 14,919,880 25
37 36 NationsBank NA (Sou 10,066,567 14,795,452 7
38 35 1st National Bank o 8,338,000 14,441,000 13
39 38 First American Nati 2,697,374 14,136,922 23
40 33 Norwest Bank Iowa N 4,908,537 14,024,392 1
41 40 Citibank NA, New Yo 10,310,095 13,563,447 22
42 63 Bank One Texas NA, 7,881,681 13,546,906 127
43 39 AmSouth Bank of Ala 5,467,264 13,397,574 16
44 34 Boatmen s National 8,000,173 13,367,682 4
45 46 Michigan National B 6,813,632 13,203,190 20
46 56 Compass Bank, Birmi 2,834,777 11,734,398 63
47 50 M&I Marshall & Ilsl 8,529,314 11,645,523 37
48 44 State Street Bank & 5,267,789 11,587,662 27
49 45 First Interstate Ba 9,217,000 10,844,000 **
50 61 Comerica Bank, Detr 7,685,303 10,259,235 34
51 Fifth Third Bank, C 7,223,784 10,163,180 5
52 43 Boatmen s 1st Natio 1,958,660 10,141,898 6
53 52 Bank of New York 7,036,298 9,671,016 25
54 53 First Tennessee Ban 6,761,883 8,537,787 11%
55 51 First Security Bank 3,853,513 7,926,259 -5
56 57 Firstier Bank NA, L 1,991,646 7,882,260 11
57 55 Bank South NA, Atla 3,015,288 7,557,600 0
58 60 UJB Financial Corp. 6,024,716 7,478,252 14
59 49 First Premier Bank 5,189,393 7,064,860 -18
60 75 Chemical Bank (Dela 6,074,794 6,749,791 48
61 70 Commerce Bank NA, K 2,801,768 6,744,153 36
62 47 Bank One Arizona NA 4,149,658 6,731,012 -24
63 62 First Fidelity Bank 5,887,519 6,667,979 10
64 86 1st Interstate Bank 5,585,000 6,571,000 **
65 71 Huntington National 4,474,306 6,468,573 32
66 68 Crestar Bank, Richm 4,776,244 6,343,237 16
67 59 Boatmen s 1st Natio NA 6,339,444 -33
68 58 Morgan Guaranty Tru 4,933,867 6,266,374 -11
69 67 Deposit Guaranty Na 836,073 6,194,816 11
70 66 BayBank Boston NA 5,306,227 6,177,765 9
71 95 First of America Ba 4,327,184 6,031,576 50
72 87 Bank One, Louisvill 2,300,308 5,778,909 70
73 1st Financial Bank NA 5,774,701
74 69 USAA Federal Saving 480,375 5,661,903 12
75 65 Bank of Hawaii, Hon 2,472,350 5,612,672 -1
76 73 SunTrust Bank Centr 3,644,979 5,521,646 15
77 Key Bank of Washing NA 5,357,440
79 85 SouthTrust Bank of 2,691,054 5,292,014 46
80 78 Norwest Bank Nebras 745,527 5,056,943 18
81 Associated Banc-Cor NA 4,900,000 **
82 101 Bank One Milwaukee NA 4,800,000 48
83 72 Bankers Trust Co., 4,000,843 4,790,878 0
84 82 Natwest Bank NA, Je 3,122,159 4,441,621 21
85 81 Boatmen s Bank of K 2,806,205 4,438,751 19
86 83 Mercantile Bank of 2,287,133 4,183,565 14
87 99 Old Kent Bank & Tru 2,822,809 3,979,595 42
88 92 Wachovia Bank of S. 2,363,551 3,902,646 23
89 80 Star Bank NA, Cinci 2,203,691 3,738,736 -6
90 89 Marine Midland Bank 3,259,021 3,639,334 12
91 96 Signet Bank/Virgini 2,071,615 3,592,555 23
92 84 Bank of America Ari 2,398,044 3,520,807 -4
93 104 LaSalle National Co 1,553,605 3,312,968 39
94 93 AAL Member Credit U 284,025 3,261,135 5
95 90 First Interstate Ba 2,724,000 3,205,000 -1
96 120 First Hawaiian Bank 1,070,590 3,070,827 90
97 102 Meridian Bank, Read NA 3,042,320 23
98 98 Boatmen s National 2,279,027 3,022,980 7
99 121 Bank of Oklahoma NA 949,549 2,917,957 61