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part 1 of 3
TOTAL RETURN THROUGH MARCH 31, 1996 (%)
Rank Fund Name Bank
1 Seven Seas Yield Plus Fund State Street Bank & Trust Co.
2 Pacifica Asset Preservation InstlFirst Interstate Bancorp
3 Benchmark Short Duration A Northern Trust Company (The)
4 One Group-Government ARM Fid Banc One Corporation
5 First American-Limited Term C First Bank, N.A.
6 Pillar Fd-Short Investment A United Jersey Bank
7 Norwest Advantage-Stable Income Norwest Bank Minnesota N.A.
8 Vista Short Term Bond Fund Chase Manhattan, N.A.
9 Armada Enhanced Income Inst National City Bank
10 Dreyfus Inst Sh-Term Treas A Mellon Bank, N.A.
11 Monitor Mortgage Secs Tr Huntington Bancshares
12 Portico Fds-Short Term Bond Inst Firstar Trust Company
13 Conestoga Short-Term Income InstlMeridian Bancorp, Inc.
14 Overland Express Variable Gov A Wells Fargo Bank, N.A.
15 Dreyfus Short-Term Income Fund Mellon Bank, N.A.
16 Portico Fds-Short Term Bond Ret Firstar Trust Company
17 Biltmore S/T Fixed Income Fund Wachovia
18 STI Classic Ltd-Trm Fed Mtg Tr SunTrust Banks, Inc.
19 Marshall Short-Term Income Marshall & Ilsley Bank
20 Nations Sh-Term Inc Tr A NationsBank Corporation
21 Woodward Short Bond Ret NBD Bank
22 Dreyfus GNMA Fund Mellon Bank, N.A.
23 DG Investor Series-Ltd Trm Govt Deposit Guaranty Bank
24 BayFunds Short Term Yield Inst Bay Banks, Inc.
25 Performance Fds-Short Govt Inst Trustmark National Bank
26 ValueStar Short-Interm Bd Inv First American Trust Company,
27 Stepstone Lmt Maturity Inst Union Bank
28 Parkstone Govt Income Inst First of America
29 Victory Portf-Lmtd Term Income KeyCorp
30 Kent Fds-Short Term Bond Inst Old Kent Bank & Trust
31 CoreFund Interm Term Bond A CoreStates Bank
32 Benchmark Short Interm Bond A Northern Trust Company (The)
33 Compass Capital-Short Govt Bd SvcPNC Bank Corp
34 One Group-Ltd Volatility Fid Banc One Corporation
35 Dreyfus 100% UST Sh-Term Fund Mellon Bank, N.A.
36 Parkstone Govt Income A First of America
37 Sierra Tr Sh-Term High Quality A Great Western Financial
38 Dreyfus Sh-Interm Govt Mellon Bank, N.A.
39 FMB Intrm Govt Income Inst First Michigan Bank
40 Benchmark US Govt Securities A Northern Trust Company (The)
41 STI Classic Sh-Term Bond Tr SunTrust Banks, Inc.
42 Parkstone Limited Mat Inst First of America
43 Monitor Short-Interm Income Tr Huntington Bancshares
44 AmSouth-Limited Maturity Fund AmSouth Bank N.A
45 First American-Intermed Term C First Bank, N.A.
46 First Priority Ltd Mat Govt First Alabama Bank
47 Woodward Intermediate Bond NBD Bank
48 Inventor GNMA Sec A Integra Trust Company
49 Galaxy Short Term Bond Ret Fleet Financial Group
50 First American-Interm Govt Bd C First Bank N.A.
part 2 of 3
TOTAL RETURN THROUGH MARCH 31, 1996 (%)
Rank Fund Name Investment Objective Fund AssFirst Latest
12/31/95Quarter 1 Year
1 Seven Seas YieldCorporate Bond 1380.6 1.29 6.18
2 Pacifica Asset PCorporate Bond 29 1.26
3 Benchmark Short Corporate Bond 40.1 1.25 5.82
4 One Group-GovernGov't Mortgage-Backed 40.5 1.07 5.84
5 First American-LCorporate Bond 114.1 1.06 6.97
6 Pillar Fd-Short Corporate Bond 30.5 1.05 5.51
7 Norwest AdvantagGovernment Securities 50.8 0.97 6.75
8 Vista Short TermCorporate Bond 36.5 0.89 6.68
9 Armada Enhanced Corporate Bond 65.2 0.81 6.55
10 Dreyfus Inst Sh-Government Securities 188.4 0.62 7.73
11 Monitor MortgageGov't Mortgage-Backed 52.7 0.48 20.31
12 Portico Fds-ShorCorporate Bond 95.6 0.45 7.86
13 Conestoga Short-Corporate Bond 37.4 0.45
14 Overland ExpressGov't Mortgage-Backed 653.8 0.43 5.44
15 Dreyfus Short-TeCorporate Bond 199.1 0.4 9.07
16 Portico Fds-ShorCorporate Bond 47.9 0.4 7.59
17 Biltmore S/T FixCorporate Bond 124.4 0.39 6.74
18 STI Classic Ltd-Gov't Mortgage-Backed 49.6 0.33 8.14
19 Marshall Short-TGovernment Securities 87.3 0.33 6.76
20 Nations Sh-Term Corporate Bond 171 0.28 8.1
21 Woodward Short BCorporate Bond 163 0.28 7.22
22 Dreyfus GNMA FunGov't Mortgage-Backed1,445.10 0.28 10.64
23 DG Investor SeriGovernment Securities 92.1 0.27 6.83
24 BayFunds Short TCorporate Bond 40.2 0.27 5.99
25 Performance Fds-Government Securities 106 0.19 6.95
26 ValueStar Short-Corporate Bond 104.6 0.13 7.71
27 Stepstone Lmt MaGovernment Securities 34.6 0.06 6.09
28 Parkstone Govt IGov't Mortgage-Backed 22.4 0.06 9.83
29 Victory Portf-LmCorporate Bond 171 0 7.4
30 Kent Fds-Short TCorporate Bond 310.8 -0.01 7.12
31 CoreFund Interm Corporate Bond 56 -0.06 7.94
32 Benchmark Short Corporate Bond 157.5 -0.06 8.4
33 Compass Capital-Government Securities 49.7 -0.07 7.56
34 One Group-Ltd VoCorporate Bond 420 -0.09 7.88
35 Dreyfus 100% USTGovernment Securities 187.8 -0.1 7.53
36 Parkstone Govt IGov't Mortgage-Backed 53 -0.11 9.45
37 Sierra Tr Sh-TerCorporate Bond 33.6 -0.13 7.75
38 Dreyfus Sh-InterGovernment Securities 574.3 -0.17 8.51
39 FMB Intrm Govt IGovernment Securities 114.9 -0.2 8.3
40 Benchmark US GovGovernment Securities 59.5 -0.21 7.8
41 STI Classic Sh-TCorporate Bond 75.5 -0.23 8
42 Parkstone LimiteCorporate Bond 139.7 -0.23 7.6
43 Monitor Short-InCorporate Bond 133.9 -0.27 8.59
44 AmSouth-Limited Corporate Bond 63.1 -0.31 8.1
45 First American-ICorporate Bond 92.7 -0.39 9.31
46 First Priority LGovernment Securities 62.9 -0.42 7.21
47 Woodward IntermeCorporate Bond 403.4 -0.42 12.33
48 Inventor GNMA SeGovernment Securities 59.5 -0.42 9.99
49 Galaxy Short TerCorporate Bond 39.6 -0.45 7.76
50 First American-IGovernment Securities 108.9-.0.50 8.68
78.2 -1.44 8.94 4.78
277.4 -0.69 9.87 5.22
-2.34 10.93 6.03
part 3 of 3
TOTAL RETURN THROUGH MARCH 31, 1996 (%)
Rank Fund Name Latest Latest Latest
3 years*5 years*10 years*
1 Seven Seas Yield 4.82
2 Pacifica Asset Preservation Instl
3 Benchmark Short Duration A
4 One Group-Govern 4.3
5 First American-Limited Term C
6 Pillar Fd-Short 4.15
7 Norwest Advantage-Stable Income
8 Vista Short Term 4.72 5.61
9 Armada Enhanced Income Inst
10 Dreyfus Inst Sh-Term Treas A
11 Monitor Mortgage 1.84
12 Portico Fds-Shor 5.18 7.13
13 Conestoga Short-Term Income Instl
14 Overland Express 2.39 3.8
15 Dreyfus Short-Te 5.53
16 Portico Fds-Shor 5.07 7.06
17 Biltmore S/T Fixed Income Fund
18 STI Classic Ltd-Trm Fed Mtg Tr
19 Marshall Short-T 4.39
20 Nations Sh-Term 5.03
21 Woodward Short Bond Ret
22 Dreyfus GNMA Fun 5.28 7.36 7.55
23 DG Investor Seri 4.33
24 BayFunds Short Term Yield Inst
25 Performance Fds- 4.19
26 ValueStar Short-Interm Bd Inv
27 Stepstone Lmt Maturity Inst
28 Parkstone Govt I 5.8
29 Victory Portf-Lm 4.35 5.97
30 Kent Fds-Short T 4.53
31 CoreFund Interm 4.51
32 Benchmark Short 5.36
33 Compass Capital- 5.37
34 One Group-Ltd Vo 4.9 6.98
35 Dreyfus 100% UST 4.71 7.15
36 Parkstone Govt I 5.58
37 Sierra Tr Sh-Term High Quality A
38 Dreyfus Sh-Inter 4.98 7.37
39 FMB Intrm Govt I 4.76
40 Benchmark US Govt Securities A
41 STI Classic Sh-T 4.87
42 Parkstone Limite 4.51 6.53
43 Monitor Short-In 4.9 7.01
44 AmSouth-Limited 4.76 6.42
45 First American-Intermed Term C
46 First Priority Ltd Mat Govt
47 Woodward Interme 5.25
48 Inventor GNMA Sec A
49 Galaxy Short Ter 4.48
50 First American-Interm Govt Bd C
7.44 7.82
8.64 7.98
8.7 8.5