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part 1 of 2
Retail Deposit Retail
Rank Rank $ Amt. 12/95
1 2 Bank of America NT&SA, San Francisco $48,703
2 7 Wells Fargo Bank, NA, San Francisco 25,633
3 6 NationsBank, NA (Carolinas), Charlotte,N.C. 22,860
4 3 Chemical Bank, New York 21,383
5 9 First Union National Bank of Florida, Jacksonv 20,604
6 14 First Fidelity Bank, NA, Elkton, Md. 19,326
7 12 NationsBank of Georgia, NA, Atlanta 18,257
8 1 Citibank, NA, New York 17,797
9 16 PNC Bank, NA, Pittsburgh 16,980
10 17 NationsBank of Texas, NA, Dallas 14,371
11 13 Mellon Bank, NA, Pittsburgh 13,599
12 4 Chase Manhattan Bank, NA, New York 12,840
13 18 First Interstate Bank of California, Los Angel 11,887
14 19 NatWest Bank, NA, Jersey City, N.J. 11,251
15 28 Bank One, Texas, NA, Dallas 10,559
16 21 NBD Bank, NA, Detroit 10,549
17 22 Comerica Bank, Detroit 9,963
18 23 CoreStates Bank, NA, Philadelphia 9,599
19 15 First National Bank, Boston 9,530
20 29 Society National Bank, Cleveland 9,334
21 24 Marine Midland Bank, Buffalo, N.Y. 9,068
22 26 Texas Commerce Bank, NA, Houston 8,950
23 42 Integra Bank, Pittsburgh 8,729
24 8 Bank of New York 7,938
25 35 First of America Bank-Michigan NA, Kalamazoo 7,869
26 31 Seattle-First National Bank 7,868
27 38 Midlantic Bank, NA, Newark, N.J. 7,806
28 40 Bank One, Arizona, NA, Phoenix 7,734
29 39 Key Bank of New York, Albany 7,732
30 37 United Jersey Bank, Hackensack, N.J. 7,613
31 33 Branch Banking & Trust Co., Winston-Salem, N.C 7,544
32 10 First National Bank, Chicago 7,341
33 46 Meridian Bank, Reading, Pa. 7,091
34 32 Wachovia Bank of N.C., NA, Winston-Salem 7,051
35 44 BayBank, NA, Burlington, Mass. 6,904
36 47 Crestar Bank, Richmond 6,675
37 34 Fleet Bank of New York, Albany 6,439
38 56 Central Fidelity National Bank, Richmond 6,413
39 27 First Union National Bank of N.C., Charlotte 6,141
40 36 Shawmut Bank Connecticut, NA, Hartford 6,066
41 55 Huntington National Bank, Columbus, Ohio 6,013
42 54 United States National Bank, Portland, Ore. 5,798
43 70 First Union National Bank of Virginia, Roanoke 5,739
44 67 SouthTrust Bank of Alabama, NA, Birmingham 5,685
45 30 Union Bank, San Francisco 5,605
46 48 Banco Popular de Puerto Rico, San Juan 5,532
47 66 Bank of America Arizona, Phoenix 5,454
48 52 Fleet Bank of Massachusetts, NA, Boston 5,432
49 78 Bank of America Texas, NA, Irving 5,400
50 72 First Interstate Bank of Arizona NA, Phoenix 5,385
51 59 First Union National Bank of Georgia, Atlanta 5,313
52 65 Michigan National Bank, Farmington Hills $5,191
53 57 NBD Bank, NA, Indianapolis 5,190
54 43 Shawmut Bank, NA, Boston 5,179
55 41 First Bank NA, Minneapolis 5,158
56 76 Star Bank, NA, Cincinnati 5,135
57 53 Norwest Bank Minnesota, NA, Minneapolis 5,008
58 63 Old Kent Bank, Grand Rapids, Mich. 4,969
59 45 Wachovia Bank of Georgia, NA, Atlanta 4,850
60 61 Manufacturers & Traders Trust Co., Buffalo, N. 4,823
61 60 First Alabama Bank, Birmingham 4,816
62 74 First American National Bank, Nashville, Tenn. 4,810
63 83 First-Citizens Bank & Trust Co., Raleigh, N.C. 4,804
64 62 First Tennessee Bank, NA, Memphis 4,696
65 69 Signet Bank/Virginia, Richmond 4,621
66 64 Boatmen s National Bank, St. Louis 4,512
67 50 MBNA America Bank, NA, Newark, Del. 4,490
68 73 AmSouth Bank of Alabama, Birmingham 4,370
69 80 Key Bank of Washington, Tacoma 4,234
70 100 AmSouth Bank of Florida, Pensacola 4,222
71 91 CoreStates New Jersey National Bank, Penningto 4,062
72 81 Hibernia National Bank, New Orleans 4,031
73 88 First of America Bank-Illinois, NA,Bannockburn 3,955
74 97 First Interstate Bank of Oregon, NA, Portland 3,838
75 85 Norwest Bank Colorado, NA, Denver 3,834
76 90 Fleet Bank, NA, Hartford, Conn. 3,807
77 96 Wachovia Bank of South Carolina, NA, Columbia 3,784
78 98 Colorado National Bank, Denver 3,782
79 82 National City Bank, Cleveland 3,685
80 99 Bank South, NA, Atlanta 3,673
81 94 U.S. Bank of Washington, NA, Seattle 3,671
82 101 NBD Bank, Wheaton, Ill. 3,651
83 79 First National Bank of Maryland, Baltimore 3,500
84 108 Premier Bank, NA, Baton Rouge, La. 3,327
85 105 Summit Bank, Chatham, N.J. 3,318
86 89 First Interstate Bank of Texas, NA, Houston 3,232
87 103 National City Bank, Columbus, Ohio 3,190
88 126 Magna Bank, NA, Brentwood, Mo. 3,165
89 112 Central Carolina Bank & Trust Co., Durham, N.C 3,113
90 116 Bank IV Kansas, NA, Wichita 3,072
91 129 Barnett Bank of Broward Cty., NA, Ft. Lauderda 2,997
92 87 European American Bank, New York 2,995
93 115 Valley National Bank, Passaic, N.J. 2,963
94 113 Centura Bank, Rocky Mount, N.C. 2,957
95 111 NationsBank of Tennessee, NA, Nashville 2,952
96 128 First Interstate Bank of Washington, NA, Seatt 2,935
97 109 National City Bank, Indiana, Indianapolis 2,916
98 123 Dauphin Deposit Bank & Trust Co., Harrisburg, 2,894
99 71 SunTrust Bank, Atlanta 2,829
100 114 First Security Bank of Utah, NA, Salt Lake Cit 2,796
Totals for the top 100 in retail deposits $737,351
Total for all FDIC-insured commercial banks $1,697,314
part 2 of 2
Retail Deposit % Chg Retail/
Rank Rank # Acct. 6/95 94-95. Total
1 2 Bank of America NT&SA, #10,923,214 -5.09 40.86
2 7 Wells Fargo Bank, NA, 6,470,496 3.2 65.69
3 6 NationsBank, NA (Carol 5,421,407 -3.69 50.25
4 3 Chemical Bank, New Yor 3,244,831 0.43 25.09
5 9 First Union National B 3,722,626 14.57 69.14
6 14 First Fidelity Bank, N 2,989,052 -2.43 74.77
7 12 NationsBank of Georgia 3,094,572 -5.54 68.73
8 1 Citibank, NA, New York 3,600,789 3.13 11.34
9 16 PNC Bank, NA, Pittsbur 3,102,492 15.37 66.6
10 17 NationsBank of Texas, 3,270,093 8.06 59.32
11 13 Mellon Bank, NA, Pitts 2,207,091 -1.01 52.34
12 4 Chase Manhattan Bank, 2,173,699 -12.33 18.31
13 18 First Interstate Bank 2,347,503 -0.85 53.04
14 19 NatWest Bank, NA, Jers 1,901,994 3.82 53.78
15 28 Bank One, Texas, NA, D 1,621,624 2.09 67.43
16 21 NBD Bank, NA, Detroit 1,997,318 7.06 54.49
17 22 Comerica Bank, Detroit 1,840,305 -1.99 57.18
18 23 CoreStates Bank, NA, P 1,577,075 20.38 57.33
19 15 First National Bank, B 1,106,559 -0.1 37.34
20 29 Society National Bank, 1,708,590 -4.44 62.65
21 24 Marine Midland Bank, B 1,523,950 7.1 54.55
22 26 Texas Commerce Bank, N 1,286,323 -0.81 55.06
23 42 Integra Bank, Pittsbur 1,522,693 2.47 83.82
24 8 Bank of New York 1,186,933 0.81 25.79
25 35 First of America Bank- 1,570,840 0.27 69.5
26 31 Seattle-First National 2,939,233 -1.97 63.2
27 38 Midlantic Bank, NA, Ne 1,245,700 0.68 70.33
28 40 Bank One, Arizona, NA, 1,584,572 0.4 71.42
29 39 Key Bank of New York, 2,232,609 -11.74 70.45
30 37 United Jersey Bank, Ha 1,379,407 10.11 68.08
31 33 Branch Banking & Trust 1,037,944 -0.44 65.35
32 10 First National Bank, C 2,090,190 1.53 24.79
33 46 Meridian Bank, Reading 1,505,524 -2.58 74.61
34 32 Wachovia Bank of N.C., 1,178,653 10.8 57.06
35 44 BayBank, NA, Burlingto 2,007,568 0.2 72.06
36 47 Crestar Bank, Richmond 1,379,122 1.6 70.73
37 34 Fleet Bank of New York 1,376,945 -1.78 56.56
38 56 Central Fidelity Natio 1,011,018 10.24 80.3
39 27 First Union National B 1,530,595 -3.3 38.93
40 36 Shawmut Bank Connectic 891,090 5.18 54.02
41 55 Huntington National Ba 1,069,223 6.19 73.42
42 54 United States National 1,072,176 11.33 69.11
43 70 First Union National B 1,104,295 18 79.49
44 67 SouthTrust Bank of Ala 877,068 27.15 76.97
45 30 Union Bank, San Franci 1,096,668 1.8 37.67
46 48 Banco Popular de Puert 1,924,917 4.31 59.08
47 66 Bank of America Arizon 1,057,079 0.81 72.55
48 52 Fleet Bank of Massachu 1,134,738 29.56 62.73
49 78 Bank of America Texas, 1,046,311 -22.58 85.39
50 72 First Interstate Bank 1,578,809 2.46 75.06
51 59 First Union National B 1,017,193 -1.32 67.53
52 65 Michigan National Bank #805,977 4.49 68.92
53 57 NBD Bank, NA, Indianap 589,551 -0.53 65.84
54 43 Shawmut Bank, NA, Bost 945,415 -1.07 53.03
55 41 First Bank NA, Minneap 1,352,047 7.71 47.92
56 76 Star Bank, NA, Cincinn 532,702 8.94 76.41
57 53 Norwest Bank Minnesota 1,114,593 1.22 59.08
58 63 Old Kent Bank, Grand R 938,952 6.36 63.57
59 45 Wachovia Bank of Georg 716,241 19.06 50.76
60 61 Manufacturers & Trader 802,522 1.08 61.5
61 60 First Alabama Bank, Bi 845,416 1.45 61.34
62 74 First American Nationa 675,305 23.15 69.38
63 83 First-Citizens Bank & 871,348 10.42 79.19
64 62 First Tennessee Bank, 854,478 6.04 60.06
65 69 Signet Bank/Virginia, 1,796,138 -6.14 63.69
66 64 Boatmen s National Ban 665,990 6.97 58.04
67 50 MBNA America Bank, NA, 237,618 34.76 50.86
68 73 AmSouth Bank of Alabam 771,099 2.32 62.03
69 80 Key Bank of Washington 1,274,323 5.3 68.12
70 100 AmSouth Bank of Florid 575,319 -1.24 80.74
71 91 CoreStates New Jersey 634,262 -5.22 73.54
72 81 Hibernia National Bank 538,571 -1.19 65.52
73 88 First of America Bank- 759,011 -18.61 67.68
74 97 First Interstate Bank 815,114 -3.24 72.67
75 85 Norwest Bank Colorado, 751,181 7.8 63.65
76 90 Fleet Bank, NA, Hartfo 700,959 -0.6 65.7
77 96 Wachovia Bank of South 748,342 18.08 70.75
78 98 Colorado National Bank 954,234 -4.39 71.87
79 82 National City Bank, Cl 562,650 14.29 60.19
80 99 Bank South, NA, Atlant 973,722 8.01 69.96
81 94 U.S. Bank of Washingto 694,717 13.63 67.49
82 101 NBD Bank, Wheaton, Ill 748,060 55.17 71.49
83 79 First National Bank of 770,378 1.51 55.9
84 108 Premier Bank, NA, Bato 537,953 5.09 73.81
85 105 Summit Bank, Chatham, 382,319 -6.65 70.65
86 89 First Interstate Bank 1,068,523 -7.99 55.46
87 103 National City Bank, Co 575,530 -3.72 67.52
88 126 Magna Bank, NA, Brentw 521,284 8.02 81.4
89 112 Central Carolina Bank 327,473 3.39 73.83
90 116 Bank IV Kansas, NA, Wi 481,663 2.1 75.02
91 129 Barnett Bank of Browar 399,863 -10.46 79.83
92 87 European American Bank 572,382 29.32 49.99
93 115 Valley National Bank, 431,340 1.55 72.01
94 113 Centura Bank, Rocky Mo 431,530 12.88 71.18
95 111 NationsBank of Tenness 485,480 3.32 68.08
96 128 First Interstate Bank 653,354 28.47 76.65
97 109 National City Bank, In 461,587 14.61 66.47
98 123 Dauphin Deposit Bank & 564,579 8.96 73.2
99 71 SunTrust Bank, Atlanta 411,295 2.03 39.36
100 114 First Security Bank of 592,672 6.77 67.57
Totals for the top 100 142,695,778 2.32 49.53
Total for all FDIC-ins 300,287,545 4.6556.06
Data Sources: American Banker survey and Federal regulatory report of
Compiled by American Banker, 1996.