The 5 Largest Quarterly Gains and Losses in Market Capitalization

+++ Based on percentage change in market capitalization from Sept. 29, 1995 to Dec. 29, 1995 among the top 100 (dollar amounts in millions)

Gain Market Capitalization

Rank 12/29/95 9/29/95

1 First Chicago NBD Corp. 12,589.10 6,076.90

2 First Interstate Bancorp, Los Angeles 10,336.70 7,629.50

3 Zions Bancorp., Salt Lake City 1,166.70 890.5

4 BayBanks, Inc., Boston 1,928.50 1,488.90

5 Fifth Third Bancorp, Cincinnati 4,901.10 3,838.90

loss

1 MBNA Corp., Newark, Del. 5,475.90 6,162.80

2 Signet Banking Corp., Richmond 1,402.80 1,557.40

3 UMB Financial Corp., Kansas City, Mo. 727.9 797.8

4 Keystone Financial, Inc., Harrisburg, Pa. 707.5 754.7

5 One Valley Bancorp of West Virginia, Inc., Cha 535.4 565.4

part 2 of 2

Gain Percents MCap.

Rank Gain Rank

1 First Chicago NBD Corp. 107.16 7

2 First Interstate Bancorp, Los Angeles 35.48 10

3 Zions Bancorp., Salt Lake City 31.02 69

4 BayBanks, Inc., Boston 29.53 52

5 Fifth Third Bancorp, Cincinnati 27.67 28

Loss

1 MBNA Corp., Newark, Del. 11.14 23

2 Signet Banking Corp., Richmond 9.93 61

3 UMB Financial Corp., Kansas City, Mo. 8.76 87

4 Keystone Financial, Inc., Harrisburg, Pa. 6.25 88

5 One Valley Bancorp of West Virginia, Inc., Cha 5.3 98 ===