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part 1 of 3
Name of Top Parent Co.
Advanta Corp., Horsham, Pa.
American Express Co., New York
Armed Forces Benefit Services Inc., Alexandria, Va. (c)
(Armed Forces Benefit Services Inc., Alexandria, Va. (d)
AT&T Corp., New York
Automatic Data Processing, Roseland, N.J.
Beneficial Corp., Wilmington, Del.
Capital One Financial Corp., Falls Church, Va.
Dayton Hudson Corp., Minneapolis (g)
Morgan Stanley, Dean Witter, Discover & Co., New York
Dillard Department Stores Inc., Little Rock, Ark.
Federated Department Stores, Cincinnati
Fidelity Investments, Boston
Fingerhut Companies Inc., Minnetonka, Minn. (l)
First USA Inc., Dallas
General Electric Co., Stamford, Conn.
Household International Inc., Prospect Heights, Ill.
John Hancock Mutual Life Insurance Co., Boston, Ma.
Leucadia National Corp., New York (q)
Merrill Lynch & Co., New York
Providian Financial Corp., San Francisco, Ca.
Prudential Insurance Co. of America, Newark, N.J.
Sears, Roebuck and Co., Chicago
Spiegel Inc., Downers Grove, Ill. (t)
The Limited Inc., Columbus, Ohio
Travelers Group, Inc., New York
USAA, San Antonio, Tex.
Welsh, Carson, Anderson & Stowe, New York (e)
Whirlpool Corp., Benton Harbor, Mich.
part 2 of 3
Credit Card Loans on the
Date of
Name of Bank 3/31/97 3/31/96
Advanta National Bank, Wilmington, Del. $1,377,759 $1,753,725
Advanta National Bank USA, Claymont, Del. 424,701 766,477
Advanta Financial Corp., Murray, Utah (a) N/A 31,971
American Express Centurion Bank, Midvale, Uta 10,293,929 8,685,750
American Express Deposit Corp., Midvale, Utah N/A 181,555
AFBA Industrial Bank, Colorado Springs 134,420 152,372
AT&T Universal Card Services, Jacksonville, F 6,300,000 10,000,000
Columbus Bank & Trust Co., Ga. 221,262 177,072
AT&T Universal Financial Corp., Salt Lake Cit 55,301 62,811
Universal Card Bank, Columbus, Ga. 24,997 24,997
ADP Savings Assn., Allentown, Pa. 5,500 2,915
Beneficial National Bank USA, Wilmington, Del 3,606,034 2,664,744
Beneficial National Bank, Wilmington, Del. 16,802 49,437
Beneficial Savings Bank FSB, Orlando 56,241 336
Capital One Bank, Glen Allen, Va. 3,123,541 2,594,530
Capital One FSB, Falls Church, Va. 530,595 Not in
Retailers National Bank, Sioux Falls, S.D. 100,253 85,933
Greenwood Trust Co., New Castle, Del. (h) 10,558,119 6,736,843
SRC Corp., New Castle, Del. and other special 9,277,877 8,089,081
Mountainwest Financial, Sandy, Utah (a) (j) 674,142 1,500,238
Hurley State Bank, Sioux Falls, S.D. 1,455,288 1,477,035
Bank of New Castle, Del. 1,074 1,303
Dillard National Bank, Phoenix, Ariz. 1,098,183 1,076,246
FDS National Bank, Mason, Ohio (k) N/A 57,583
Fidelity Trust Co., Salt Lake City, Utah (a) 465,362 190,725
Metris Companies Inc., St. Louis Park, Minn. 291,043 138,000
First USA Bank, Wilmington, Del. 4,922,758 3,443,074
Monogram Credit Card Bank, Roswell, Ga. (o) 1,691,794 3,664,551
G.E. Capital Consumer Card Co., Mason, Ohio ( 3,148,665 2,987,181
Household Bank (Nevada) NA, Las Vegas 4,871,948 4,676,697
Household Bank, SB, NA, Las Vegas, Nev. 739,915 785,909
Household Bank, FSB, Newport Beach, Calif. (p 1,397,528 541,577
Household Bank (Illinois) NA, Wood Dale 4,606 4,988
First Signature Bank & Trust Co., Portsmouth, 4,866 5,937
American Investment Bank, Salt Lake City, Uta 17,368 7,024
Merrill Lynch National Financial, Salt Lake C 6,091 6,989
First Deposit National Bank, Tilton, N.H. 1,726,670 1,620,902
Providian National Bank, Concord, N.H. 500,149 1,000,921
Prudential Bank & Trust Co., Atlanta 602,904 357,266
Prudential Savings Bank FSB, Cartersville, Ga N/A 22,058
Sears National Bank, Phoenix, Ariz. (s) 104,878 0
First Consumers National Bank, Beaverton, Ore 132,644 113,370
World Financial Network National Bank, Whiteh 142,559 123,168
Travelers Bank USA, Newark, Del. (formerly Pr 752,301 417,295
Travelers Bank, Newark, Del. (formerly Primer 371,192 401,010
USAA Federal Savings Bank, San Antonio, Tex. 3,435,329 3,357,202
USAA Credit Card Bank, Las Vegas, Nev. 24,192 Not in
World Financial Network National Bank, Whiteh 142,559 123,168
Whirlpool Financial National Bank, New Castle 87,453 76,451
part 3 of 3
Date of
Name of Bank % Chg. Acq./Start
Advanta National Bank, Wilmington, Del. -21.44% 1995
Advanta National Bank USA, Claymont, Del. -44.59% 1927
Advanta Financial Corp., Murray, Utah (a) - 1991
American Express Centurion Bank, Midvale, Uta 18.52% 1985
American Express Deposit Corp., Midvale, Utah- 1987
AFBA Industrial Bank, Colorado Springs -11.78% 1990
AT&T Universal Card Services, Jacksonville, F -37.00% 1990
Columbus Bank & Trust Co., Ga. 24.96% 1995
AT&T Universal Financial Corp., Salt Lake Cit -11.96% 1992
Universal Card Bank, Columbus, Ga. 0.00% 1995
ADP Savings Assn., Allentown, Pa. 88.68% 1995
Beneficial National Bank USA, Wilmington, Del 35.32% 1991
Beneficial National Bank, Wilmington, Del. -66.01% 1952
Beneficial Savings Bank FSB, Orlando N/A 1985
Capital One Bank, Glen Allen, Va. 20.39% 1994
Capital One FSB, Falls Church, Va. - 1996
Retailers National Bank, Sioux Falls, S.D. 16.66% 1994
Greenwood Trust Co., New Castle, Del. (h) 56.72% 1911
SRC Corp., New Castle, Del. and other special 14.70%
Mountainwest Financial, Sandy, Utah (a) (j) -55.06% 1991
Hurley State Bank, Sioux Falls, S.D. -1.47% 1986
Bank of New Castle, Del. -17.57% 1990
Dillard National Bank, Phoenix, Ariz. 2.04% 1991
FDS National Bank, Mason, Ohio (k) - 1994
Fidelity Trust Co., Salt Lake City, Utah (a) 144.00% 1990
Metris Companies Inc., St. Louis Park, Minn. 110.90% 1995
First USA Bank, Wilmington, Del. 42.98% 1985
Monogram Credit Card Bank, Roswell, Ga. (o) -53.83% 1988
G.E. Capital Consumer Card Co., Mason, Ohio ( 5.41% 1988
Household Bank (Nevada) NA, Las Vegas 4.17% 1993
Household Bank, SB, NA, Las Vegas, Nev. -5.85% 1993
Household Bank, FSB, Newport Beach, Calif. (p 158.05% 1976
Household Bank (Illinois) NA, Wood Dale -7.66% 1991
First Signature Bank & Trust Co., Portsmouth, -18.04% 1985
American Investment Bank, Salt Lake City, Uta 147.27% 1984
Merrill Lynch National Financial, Salt Lake C 273.32% 1987
First Deposit National Bank, Tilton, N.H. 6.53% 1853
Providian National Bank, Concord, N.H. -50.03% 1990
Prudential Bank & Trust Co., Atlanta 68.75% 1945
Prudential Savings Bank FSB, Cartersville, Ga- 1989
Sears National Bank, Phoenix, Ariz. (s) N/M 1994
First Consumers National Bank, Beaverton, Ore 17.00% 1988
World Financial Network National Bank, Whiteh 15.74% 1989
Travelers Bank USA, Newark, Del. (formerly Pr 80.28% 1989
Travelers Bank, Newark, Del. (formerly Primer -7.44% 1988
USAA Federal Savings Bank, San Antonio, Tex. 2.33% 1983
USAA Credit Card Bank, Las Vegas, Nev. - 1996
World Financial Network National Bank, Whiteh 15.74% 1989
Whirlpool Financial National Bank, New Castle 14.39%1994
Credit card loans on the books are all outstanding extensions of credit