Top 100 U.S. Commercial Banks in Total Deposits

+++ In order of total deposits as of June 30, 1997, compared with June 30, 1996, and December 31, 1996 Compiled annually since 1921 by the American Banker (dollar amounts in thousands)

part 1 of 3

Rank

06/97

1 Citibank NA, New York

2 Bank of America NT&SA, San Francisco

3 Chase Manhattan Bank NA, New York

4 NationsBank NA, Charlotte, N.C.

5 Wells Fargo Bank NA, San Francisco

6 First Union National Bank of North Carolina, Charlotte

7 Morgan Guaranty Trust Co., New York

8 Bank of New York

9 Keybank NA, Cleveland

10 Bankers Trust Co., New York

11 BankBoston NA

12 PNC Bank NA, Pittsburgh

13 Fleet National Bank, Springfield, Mass.

14 First National Bank, Chicago

15 CoreStates Bank NA, Philadelphia

16 Republic National Bank of New York

17 Barnett Bank NA, Jacksonville, Fla.

18 NationsBank of Texas NA, Dallas

19 Wachovia Bank of North Carolina NA, Winston-Salem

20 Mellon Bank NA, Pittsburgh

21 United States National Bank of Oregon, Portland

22 State Street Bank & Trust Co., Boston

23 First Bank NA, Minneapolis

24 Union Bank of California, San Francisco

25 Marine Midland Bank, Buffalo, N.Y.

26 First Union National Bank, Avondale, Pa.

27 Fleet Bank NA, Jersey City, N.J.

28 Southtrust Bank NA, Birmingham, Ala.

29 Texas Commerce Bank NA, Houston

30 NBD Bank, Detroit

31 Comerica Bank, Detroit

32 Bank One, Texas NA, Dallas

33 Summit Bank, Princeton, N.J.

34 Bank One NA, Columbus, Ohio

35 Crestar Bank, Richmond

36 Huntington National Bank, Columbus, Ohio

37 Northern Trust Co., Chicago

38 Branch Banking & Trust Co., Winston-Salem, N.C.

39 AmSouth Bank, Birmingham, Ala.

40 Norwest Bank Minnesota NA, Minneapolis

41 MBNA America Bank NA, Wilmington, Del.

42 Bank One, Arizona NA, Phoenix

43 First of America Bank NA, Grand Rapids, Mich.

44 Harris Trust & Savings Bank, Chicago

45 Manufacturers & Traders Trust Co., Buffalo, N.Y.

46 National City Bank of Pittsburgh

47 LaSalle National Bank, Chicago

48 Banco Popular de Puerto Rico, San Juan

49 Regions Bank, Birmingham

50 Fleet Bank of New York, Albany

51 Old Kent Bank, Grand Rapids, Mich.

52 Suntrust Bank, Atlanta

53 Star Bank NA, Cincinnati

54 First Tennessee Bank NA, Memphis

55 Chase Manhattan Bank USA NA, Wilmington, Del.

56 Signet Bank, Richmond

57 Central Fidelity National Bank, Richmond

58 First Security Bank of Utah NA, Salt Lake City

59 Hibernia National Bank, New Orleans

60 NBD Bank NA, Indianapolis

61 European American Bank, New York

62 Bank of Hawaii, Honolulu

63 First American National Bank, Nashville, Tenn.

64 Norwest Bank Colorado NA, Denver

65 First National Bank of Maryland, Baltimore

66 First-Citizens Bank & Trust Co., Raleigh, N.C.

67 Greenwood Trust Co., New Castle, Del.

68 Michigan National Bank, Farmington Hills

69 Mercantile Bank NA, S.t Louis

70 First Union National Bank of Virginia, Roanoke

71 National City Bank, Cleveland

72 Bank One Wisconsin, Milwaukee

73 American National Bank & Trust Co., Chicago

74 Sanwa Bank California, San Francisco

75 Bank of America Illinois, Chicago

76 Bank One NA, Indianapolis

77 Wells Fargo Bank NA, Houston

78 National City Bank, Louisville, Ky.

79 Central Carolina Bank & Trust Co., Durham, N.C.

80 Centura Bank, Rocky Mount, N.C.

81 Fifth Third Bank, Cincinnati

82 First Hawaiian Bank, Honolulu

83 First of America Bank-Illinois NA, Bannockburn

84 National City Bank, Columbus

85 Bank One NA, Louisville

86 Firstar Bank Milwaukee, NA

87 Valley National Bank, Passaic, N.J.

88 Boston Safe Deposit & Trust Co.

89 Provident Bank, Cincinnati

90 Sumitomo Bank of California, San Francisco

91 Bank of America NA, Irving, Tex.

92 First National Bank of Commerce, New Orleans

93 Bank of The West, San Francisco

94 North Fork Bank, Mattituck, N.Y.

95 Magna Bank NA, Brentwood, Mo.

96 Deposit Guaranty National Bank, Jackson, Miss.

97 Compass Bank, Houston

98 Compass Bank, Birmingham, Ala.

99 Commerce Bank NA, Kansas City, Mo.

100 First Union Bank of Connecticut, Stamford

Totals for the top 100 banks ($ billion)

Totals for the top 300 banks ($ billion)*

Totals for all commercial banks **

Top 100 banks' industry share

Top 300 banks' industry share*

Total number of commercial banks **

part 2 of 3

Rank Total Deposits Rank

06/97 6/30/97 6/30/96 Jun-96

1 Citibank NA, New York $178,693,000 $178,693,00 1

2 Bank of America NT&SA, San 164,703,000 122,559,000 2

3 Chase Manhattan Bank NA, N 161,441,000 78,494,000 3

4 NationsBank NA, Charlotte, 88,973,361 45,232,227 6

5 Wells Fargo Bank NA, San F 69,317,765 70,810,008 4

6 First Union National Bank 58,596,353 16,779,288 25

7 Morgan Guaranty Trust Co., 57,893,343 49,316,430 5

8 Bank of New York 43,209,866 30,750,735 8

9 Keybank NA, Cleveland 43,109,068 17,639,112 23

10 Bankers Trust Co., New Yor 40,199,000 28,688,000 12

11 BankBoston NA 37,688,083 28,015,389 14

12 PNC Bank NA, Pittsburgh 36,217,541 24,414,243 17

13 Fleet National Bank, Sprin 35,636,319 35,856,243 7

14 First National Bank, Chica 35,608,444 29,555,927 10

15 CoreStates Bank NA, Philad 34,970,726 24,841,493 16

16 Republic National Bank of 33,410,729 29,998,598 9

17 Barnett Bank NA, Jacksonvi 33,301,127 29,174,630 11

18 NationsBank of Texas NA, D 30,326,430 26,241,305 15

19 Wachovia Bank of North Car 29,843,212 12,461,657 29

20 Mellon Bank NA, Pittsburgh 27,243,920 28,642,045 13

21 United States National Ban 25,406,552 9,007,000 42

22 State Street Bank & Trust 24,893,812 19,581,948 20

23 First Bank NA, Minneapolis 24,707,094 11,205,384 32

24 Union Bank of California, 24,329,144 21,821,109 19

25 Marine Midland Bank, Buffa 24,163,198 18,274,094 22

26 First Union National Bank, 21,649,035 24,365,944 18

27 Fleet Bank NA, Jersey City 19,856,329 19,358,166 21

28 Southtrust Bank NA, Birmin 18,941,889 7,542,303 54

29 Texas Commerce Bank NA, Ho 17,497,885 15,662,111 28

30 NBD Bank, Detroit 17,122,302 16,817,210 24

31 Comerica Bank, Detroit 17,089,168 16,303,911 26

32 Bank One, Texas NA, Dallas 16,864,035 15,795,331 27

33 Summit Bank, Princeton, N. 16,648,345 11,450,584 31

34 Bank One NA, Columbus, Ohi 16,161,071 5,420,465 73

35 Crestar Bank, Richmond 15,957,594 1,207,729 N/M

36 Huntington National Bank, 14,636,531 8,280,987 45

37 Northern Trust Co., Chicag 13,563,534 11,104,953 33

38 Branch Banking & Trust Co. 12,673,754 11,980,495 30

39 AmSouth Bank, Birmingham, 12,615,221 56,296 N/M

40 Norwest Bank Minnesota NA, 12,325,596 10,078,756 38

41 MBNA America Bank NA, Wilm 12,161,264 9,351,882 40

42 Bank One, Arizona NA, Phoe 12,064,808 10,706,429 35

43 First of America Bank NA, 11,162,861 11,023,833 34

44 Harris Trust & Savings Ban 10,982,033 9,370,251 39

45 Manufacturers & Traders Tr 10,830,207 8,095,357 47

46 National City Bank of Pitt 10,387,897 10,357,797 36

47 LaSalle National Bank, Chi 10,063,625 7,924,627 50

48 Banco Popular de Puerto Ri 9,753,000 10,094,000 37

49 Regions Bank, Birmingham 9,437,031 8,608,796 43

50 Fleet Bank of New York, Al 8,729,203 9,326,669 41

51 Old Kent Bank, Grand Rapid $8,717,478 $8,354,847 44

52 Suntrust Bank, Atlanta 8,608,469 7,951,789 49

53 Star Bank NA, Cincinnati 8,396,182 7,570,021 53

54 First Tennessee Bank NA, M 8,381,952 8,189,232 46

55 Chase Manhattan Bank USA N 8,248,444 5,191,596 75

56 Signet Bank, Richmond 8,244,320 7,588,906 52

57 Central Fidelity National 8,079,788 7,964,380 48

58 First Security Bank of Uta 7,859,903 6,902,769 60

59 Hibernia National Bank, Ne 7,799,665 6,340,621 65

60 NBD Bank NA, Indianapolis 7,750,006 7,647,465 51

61 European American Bank, Ne 7,660,741 6,498,002 62

62 Bank of Hawaii, Honolulu 7,603,583 7,244,068 55

63 First American National Ba 7,306,849 6,965,056 59

64 Norwest Bank Colorado NA, 7,222,923 6,439,011 63

65 First National Bank of Mar 7,144,272 5,846,873 69

66 First-Citizens Bank & Trus 7,015,686 6,529,539 61

67 Greenwood Trust Co., New C 6,928,217 5,503,917 72

68 Michigan National Bank, Fa 6,893,798 7,231,360 56

69 Mercantile Bank NA, S.t Lo 6,865,724 199,008 N/M

70 First Union National Bank 6,846,202 7,026,834 58

71 National City Bank, Clevel 6,415,229 6,181,860 66

72 Bank One Wisconsin, Milwau 6,413,332 163,010 N/M

73 American National Bank & T 6,383,229 5,201,345 74

74 Sanwa Bank California, San 6,367,849 5,880,635 68

75 Bank of America Illinois, 6,308,000 7,037,000 57

76 Bank One NA, Indianapolis 6,290,801 4,416,194 78

77 Wells Fargo Bank NA, Houst 5,056,102 5,602,961 70

78 National City Bank, Louisv 5,018,867 4,631,866 76

79 Central Carolina Bank & Tr 4,921,392 4,228,514 84

80 Centura Bank, Rocky Mount, 4,838,031 4,283,725 83

81 Fifth Third Bank, Cincinna 4,829,828 6,368,215 64

82 First Hawaiian Bank, Honol 4,817,625 4,413,743 79

83 First of America Bank-Illi 4,803,117 5,529,303 71

84 National City Bank, Columb 4,771,099 4,510,374 77

85 Bank One NA, Louisville 4,746,857 3,820,800 98

86 Firstar Bank Milwaukee, NA 4,617,383 4,396,697 80

87 Valley National Bank, Pass 4,540,804 4,064,345 90

88 Boston Safe Deposit & Trus 4,528,871 3,061,521 113

89 Provident Bank, Cincinnati 4,512,278 4,186,755 85

90 Sumitomo Bank of Californi 4,453,639 4,177,702 87

91 Bank of America NA, Irving 4,451,449 5,969,407 67

92 First National Bank of Com 4,448,389 3,868,421 95

93 Bank of The West, San Fran 4,441,818 3,955,817 93

94 North Fork Bank, Mattituck 4,420,278 3,267,792 109

95 Magna Bank NA, Brentwood, 4,273,445 4,028,247 92

96 Deposit Guaranty National 4,232,354 3,438,338 103

97 Compass Bank, Houston 4,215,726 3,852,700 97

98 Compass Bank, Birmingham, 4,207,540 4,183,432 86

99 Commerce Bank NA, Kansas C 4,173,429 3,687,326 101

100 First Union Bank of Connec 4,157,478 2,109,329 150

Totals for the top 100 ban 2,014.30 1,506.50 33.70%

Totals for the top 300 ban 2,406.30 1,839.50 30.80%

Totals for all commercial 3,279.60 3,061.40

Top 100 banks' industry sh 61.40% 49.20%

Top 300 banks' industry sh 73.40% 60.10%

Total number of commercial 9,308 9,689

part 3 of 3

Rank Change Total Deposit Rank

06/97 In Rank 12/31/96 1996

1 Citibank NA, New York ########### 1

2 Bank of America NT&SA, San Francisco 131,177,000 3

3 Chase Manhattan Bank NA, New York 160,212,000 2

4 NationsBank NA, Charlotte, N. 2 47,606,008 6

5 Wells Fargo Bank NA, San Fran -1 75,855,884 4

6 First Union National Bank of 19 20,133,251 20

7 Morgan Guaranty Trust Co., Ne -2 53,130,141 5

8 Bank of New York 38,782,451 7

9 Keybank NA, Cleveland 14 17,750,534 25

10 Bankers Trust Co., New York 2 33,604,000 11

11 BankBoston NA 3 27,624,106 17

12 PNC Bank NA, Pittsburgh 5 36,393,879 8

13 Fleet National Bank, Springfi -6 35,206,585 9

14 First National Bank, Chicago -4 32,894,653 13

15 CoreStates Bank NA, Philadelp 1 34,647,499 10

16 Republic National Bank of New -7 32,042,014 14

17 Barnett Bank NA, Jacksonville -6 33,592,449 12

18 NationsBank of Texas NA, Dall -3 28,466,955 15

19 Wachovia Bank of North Caroli 10 13,228,456 30

20 Mellon Bank NA, Pittsburgh -7 28,317,418 16

21 United States National Bank o 21 9,693,000 42

22 State Street Bank & Trust Co. -2 19,903,820 21

23 First Bank NA, Minneapolis 9 11,402,330 34

24 Union Bank of California, San -5 23,200,204 18

25 Marine Midland Bank, Buffalo, -3 18,900,209 23

26 First Union National Bank, Av -8 21,995,032 19

27 Fleet Bank NA, Jersey City, N -6 19,506,330 22

28 Southtrust Bank NA, Birmingha 26 7,875,669 55

29 Texas Commerce Bank NA, Houst -1 17,810,247 24

30 NBD Bank, Detroit -6 16,485,135 27

31 Comerica Bank, Detroit -5 16,429,146 28

32 Bank One, Texas NA, Dallas -5 16,653,462 26

33 Summit Bank, Princeton, N.J. -2 15,972,397 29

34 Bank One NA, Columbus, Ohio 39 5,704,132 75

35 Crestar Bank, Richmond N/M 12,826,561 31

36 Huntington National Bank, Col 9 8,432,557 49

37 Northern Trust Co., Chicago -4 11,143,250 35

38 Branch Banking & Trust Co., W -8 11,975,969 32

39 AmSouth Bank, Birmingham, Ala N/M 57,566 N/M

40 Norwest Bank Minnesota NA, Mi -2 10,527,425 36

41 MBNA America Bank NA, Wilming -1 10,304,889 39

42 Bank One, Arizona NA, Phoenix -7 11,478,584 33

43 First of America Bank NA, Gra -9 10,355,166 37

44 Harris Trust & Savings Bank, -5 9,738,510 41

45 Manufacturers & Traders Trust 2 8,315,961 50

46 National City Bank of Pittsbu -10 10,317,349 38

47 LaSalle National Bank, Chicag 3 8,975,557 45

48 Banco Popular de Puerto Rico, -11 10,096,000 40

49 Regions Bank, Birmingham -6 9,043,793 44

50 Fleet Bank of New York, Alban -9 9,459,681 43

51 Old Kent Bank, Grand Rapids, -7 $8,499,782 48

52 Suntrust Bank, Atlanta -3 8,511,336 47

53 Star Bank NA, Cincinnati 7,920,302 54

54 First Tennessee Bank NA, Memp -8 8,201,351 51

55 Chase Manhattan Bank USA NA, 20 7,551,630 59

56 Signet Bank, Richmond -4 8,081,167 52

57 Central Fidelity National Ban -9 8,071,846 53

58 First Security Bank of Utah N 2 7,291,849 61

59 Hibernia National Bank, New O 6 7,606,828 58

60 NBD Bank NA, Indianapolis -9 7,833,149 56

61 European American Bank, New Y 1 7,105,632 63

62 Bank of Hawaii, Honolulu -7 7,761,827 57

63 First American National Bank, -4 7,333,451 60

64 Norwest Bank Colorado NA, Den -1 7,186,853 62

65 First National Bank of Maryla 4 6,817,469 67

66 First-Citizens Bank & Trust C -5 6,857,136 66

67 Greenwood Trust Co., New Cast 5 5,874,911 73

68 Michigan National Bank, Farmi -12 7,042,823 64

69 Mercantile Bank NA, S.t Louis N/M 4,811,168 81

70 First Union National Bank of -12 6,814,336 68

71 National City Bank, Cleveland -5 6,564,845 69

72 Bank One Wisconsin, Milwaukee N/M 5,949,652 72

73 American National Bank & Trus 1 6,476,985 70

74 Sanwa Bank California, San Fr -6 6,112,911 71

75 Bank of America Illinois, Chi -18 8,667,000 46

76 Bank One NA, Indianapolis 2 4,426,938 89

77 Wells Fargo Bank NA, Houston -7 6,929,763 65

78 National City Bank, Louisvill -2 4,927,400 80

79 Central Carolina Bank & Trust 5 4,604,030 84

80 Centura Bank, Rocky Mount, N. 3 4,756,636 82

81 Fifth Third Bank, Cincinnati -17 5,788,057 74

82 First Hawaiian Bank, Honolulu -3 4,484,674 86

83 First of America Bank-Illinoi -12 5,303,565 77

84 National City Bank, Columbus -7 4,575,379 85

85 Bank One NA, Louisville 13 4,986,297 79

86 Firstar Bank Milwaukee, NA -6 4,991,700 78

87 Valley National Bank, Passaic 3 4,203,972 94

88 Boston Safe Deposit & Trust C 25 3,698,093 109

89 Provident Bank, Cincinnati -4 4,659,806 83

90 Sumitomo Bank of California, -3 4,238,758 92

91 Bank of America NA, Irving, T -24 5,640,788 76

92 First National Bank of Commer 3 4,114,191 100

93 Bank of The West, San Francisco 4,182,054 95

94 North Fork Bank, Mattituck, N 15 4,477,430 87

95 Magna Bank NA, Brentwood, Mo. -3 4,303,002 90

96 Deposit Guaranty National Ban 7 3,601,751 111

97 Compass Bank, Houston 4,179,132 96

98 Compass Bank, Birmingham, Ala -12 4,231,159 93

99 Commerce Bank NA, Kansas City 2 3,971,955 105

100 First Union Bank of Connectic 50 4,434,734 88

Totals for the top 100 banks ($ billi 1,723.60

Totals for the top 300 banks ($ billi 2,087.90

Totals for all commercial banks ** 3,197.20

Top 100 banks' industry share 53.90%

Top 300 banks' industry share* 65.30%

Total number of commercial banks ** 9,528

Source: Sheshunoff Information Services, Austin, Tex. Total Deposits include interest-bearing and non-interest bearing deposits in domestic offices and foreign offices, Edge Act subsidiaries, and international banking facilities. Total Equity Capital is the sum of perpetual preferred stock, common stock, surplus, undivided profits and capital reserves, net unrealized holding gains (or losses) on available-for-sale securities, and cumulative foreign currency translation adjustments. N/M - Information is not meaningful. * - The data in today's American Banker cover only a portion of the information tabulated. Additional rankings can be found in Ranking the Banks and Ranking the Banks-Update, a two volume series published semi annually. For more information, please contact American Banker at 1-800-367-3989. Compiled by American Banker, 1997 ===

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