+++
Rank Fund Name Bank
1 OFFITBANK High Yield Sel OFFITBANK
2 Dreyfus Strategic Income Mellon Bank, N.A.
3 Monitor Mortgage Secs Tr Huntington Bancshares
4 Dreyfus Short-Term Income Fund Mellon Bank, N.A.
5 Vista Short Term Bond Fund I Chase Manhattan, N.A.
6 One Group-Ultra Short Term Inc FiBanc One Corporation
7 Pegasus Intermediate Bond I First Chicago NBD
8 First American-Limited Term C First Bank, N.A.
9 SSgA Yield Plus Fund State Street Bank & Trust Co.
10 Norwest Advantage-Stable Inc I Norwest Bank Minnesota N.A.
11 Benchmark Short Duration A Northern Trust Company (The)
12 Armada Enhanced Income Inst National City Bank
13 Star Strategic Income Fund Star Bank, N.A.
14 Pegasus Bond I First Chicago NBD
15 Compass Capital-Sh Govt Bd Inst PNC Bank Corp
16 Portico Fds-Short Term Bond Inst Firstar Trust Company
17 Pegasus Bond A First Chicago NBD
18 Marshall Short-Term Income Marshall & Ilsley Bank
19 Dreyfus GNMA Fund Mellon Bank, N.A.
20 Dreyfus Inst Sh-Term Treas A Mellon Bank, N.A.
21 Nations Sh-Term Inc Pr A NationsBank Corporation
22 Pillar Fd-Short Investment A United Jersey Bank
23 Dreyfus Basic GNMA Fd Mellon Bank, N.A.
24 Dreyfus Basic GNMA II Mellon Bank, N.A.
25 Armada GNMA Sec Inst National City Bank
26 Portico Fds-Short Term Bond Ret Firstar Trust Company
27 Parkstone Govt Income Inst First of America
28 CoreFund Short-Term Income Y CoreStates Bank
29 CoreFund Short Interm Bond Y CoreStates Bank
30 Compass Capital-Sh Govt Bd Svc PNC Bank Corp
31 Benchmark Short Interm Bond A Northern Trust Company (The)
32 Pegasus Short Bond I First Chicago NBD
33 Parkstone Govt Income A First of America
34 Emerald Sh-Term Fixed Inc Inst Barnett Banks
35 STI Classic Ltd-Trm Fed Mtg Tr SunTrust Banks, Inc.
36 Atlas USG & Mortgage Secs A World Savings and Loan Assoc.
37 BT Pyramid-Ltd Term US Govt Sec Bankers Trust
38 Overland Express Variable Gov A Wells Fargo Bank, N.A.
39 Compass Capital-Interm Govt Inst PNC Bank Corp
40 DG Investor Series-Ltd Trm Govt Deposit Guaranty Bank
41 Stepstone Ltd Maturity Inst Union Bank
42 One Group-Ltd Volatility Fid Banc One Corporation
43 Compass Capital-Interm Bd Inst PNC Bank Corp
44 ValueStar Short-Interm Bd Inv First Amer. Trust Co., Tennessee
45 Dreyfus Premier GNMA A Mellon Bank, N.A.
46 Pacific Horizon US Government Bank of America
47 First American-Intermed Term C First Bank, N.A.
48 Kent Fds-Short Term Bond Inst Old Kent Bank & Trust
49 Victory Portf-Govt Mortgage KeyCorp
50 Parkstone Limited Mat Inst First of America
Bank Proprietary Bond Avg
Non-Bank Bond Fund Averages
Lehman Bros Corp/Gov
prt 2 of 3
Rank Fund Name Investment Objective
1 OFFITBANK High Yield Sel Corporate High Yield
2 Dreyfus Strategic Income Corporate Bond
3 Monitor Mortgage Secs Tr Government Mortgage-Backed
4 Dreyfus Short-Term Income Fund Corporate Bond
5 Vista Short Term Bond Fund I Government Securities
6 One Group-Ultra Short Term Inc FiCorporate Bond
7 Pegasus Intermediate Bond I Government Securities
8 First American-Limited Term C Corporate Bond
9 SSgA Yield Plus Fund Corporate Bond
10 Norwest Advantage-Stable Inc I Corporate Bond
11 Benchmark Short Duration A Corporate Bond
12 Armada Enhanced Income Inst Corporate Bond
13 Star Strategic Income Fund Corporate Bond
14 Pegasus Bond I Government Securities
15 Compass Capital-Sh Govt Bd Inst Government Securities
16 Portico Fds-Short Term Bond Inst Corporate Bond
17 Pegasus Bond A Government Securities
18 Marshall Short-Term Income Government Securities
19 Dreyfus GNMA Fund Government Mortgage-Backed
20 Dreyfus Inst Sh-Term Treas A Government Securities
21 Nations Sh-Term Inc Pr A Corporate Bond
22 Pillar Fd-Short Investment A Corporate Bond
23 Dreyfus Basic GNMA Fd Government Mortgage-Backed
24 Dreyfus Basic GNMA II Government Mortgage-Backed
25 Armada GNMA Sec Inst Government Securities
26 Portico Fds-Short Term Bond Ret Corporate Bond
27 Parkstone Govt Income Inst Government Mortgage-Backed
28 CoreFund Short-Term Income Y Corporate Bond
29 CoreFund Short Interm Bond Y Corporate Bond
30 Compass Capital-Sh Govt Bd Svc Government Securities
31 Benchmark Short Interm Bond A Corporate Bond
32 Pegasus Short Bond I Corporate Bond
33 Parkstone Govt Income A Government Mortgage-Backed
34 Emerald Sh-Term Fixed Inc Inst Corporate Bond
35 STI Classic Ltd-Trm Fed Mtg Tr Government Mortgage-Backed
36 Atlas USG & Mortgage Secs A Government Mortgage-Backed
37 BT Pyramid-Ltd Term US Govt Sec Government Securities
38 Overland Express Variable Gov A Government Mortgage-Backed
39 Compass Capital-Interm Govt Inst Government Securities
40 DG Investor Series-Ltd Trm Govt Government Securities
41 Stepstone Ltd Maturity Inst Government Securities
42 One Group-Ltd Volatility Fid Corporate Bond
43 Compass Capital-Interm Bd Inst Corporate Bond
44 ValueStar Short-Interm Bd Inv Corporate Bond
45 Dreyfus Premier GNMA A Government Mortgage-Backed
46 Pacific Horizon US Government Government Mortgage-Backed
47 First American-Intermed Term C Corporate Bond
48 Kent Fds-Short Term Bond Inst Corporate Bond
49 Victory Portf-Govt Mortgage Government Securities
50 Parkstone Limited Mat Inst Corporate Bond
Bank Proprietary Bond Avg
Non-Bank Bond Fund Averages
Lehman Bros Corp/Gov
prt 3 of 3
TOTAL RETURN THROUGH YEAREND, 1996 (%)
Rank Fund Name Fund AssFull Yr.4th Qtr.Latest Latest Latest
9/30/96 1996 19963 Year* 5 Years*10 Years*
1 OFFITBANK H$729.90 11.66 3.14
2 Dreyfus Str 293.5 6.63 4.15 6.46 8.65 9.78
3 Monitor Mor 41.6 6.56 2.76 1.75
4 Dreyfus Sho 202.4 6.16 2.22 5.72
5 Vista Short 36.6 6.14 1.86 5.55 5.25
6 One Group-U 67 6.14 1.73 4.98
7 Pegasus Int 379.1 5.85 3 5.79 6.36
8 First Ameri 93.8 5.6 1.51
9 SSgA Yield 1087 5.49 1.36 5.42
10 Norwest Adv 94.7 5.46 1.6
11 Benchmark S 57 5.34 1.33 5.11
12 Armada Enha 70.9 5.29 1.68
13 Star Strate 93 5.29 4.03
14 Pegasus Bon 661.8 5.08 3.5 6.56 7.51
15 Compass Cap 135.8 5 2.12 5.57
16 Portico Fds 144.3 4.99 1.86 5.47 5.95
17 Pegasus Bon 33 4.98 3.43 6.52 7.48
18 Marshall Sh 105.8 4.97 1.86 5.22
19 Dreyfus GNM 1332.2 4.95 2.43 5.51 6 7.43
20 Dreyfus Ins 176.5 4.94 1.49 6.14
21 Nations Sh- 181.9 4.89 1.92 5.19
22 Pillar Fd-S 32.3 4.86 1.32 4.74
23 Dreyfus Bas 54.7 4.81 2.97 6.57 7.09
24 Dreyfus Bas 54.7 4.81 2.97 6.57 7.09
25 Armada GNMA 63.9 4.76 2.76
26 Portico Fds 58.2 4.73 1.8 5.3 5.84
27 Parkstone G 132.4 4.72 2.48 5.84
28 CoreFund Sh 29.6 4.7 1.56
29 CoreFund Sh 162.5 4.62 2.27 4.8
30 Compass Cap 91.9 4.61 2.05 5.58
31 Benchmark S 160.4 4.59 1.77 5.73
32 Pegasus Sho 168.7 4.57 1.71
33 Parkstone G 53.9 4.56 2.37 5.65
34 Emerald Sh- 31.4 4.56 2.18 5.15 5.55 7.15
35 STI Classic 94.4 4.53 1.93
36 Atlas USG & 230.7 4.5 2.57 5.29 6.24
37 BT Pyramid- 52 4.45 1.9 4.65
38 Overland Ex 471.4 4.41 1.37 2.65 3.4
39 Compass Cap 127.1 4.39 2.51 4.71
40 DG Investor 90.2 4.37 1.67 4.68
41 Stepstone L 32.3 4.33 1.95 3.92
42 One Group-L 582.2 4.31 2 5.12 5.66
43 Compass Cap 206.8 4.31 2.55 5.02
44 ValueStar S 98 4.27 2.05
45 Dreyfus Pre 116.6 4.25 2.51 5.32 6.13
46 Pacific Hor 79.1 4.24 2.85 4.23 5.43
47 First Ameri 98.8 4.22 2.15
48 Kent Fds-Sh 278.3 4.22 1.83 5.19
49 Victory Por 124.4 4.18 2.69 5.54 6.22
50 Parkstone L 136.5 4.18 1.86 4.81 5.41
Bank Propri $81.30 3.07 2.52 3.07 6.06 7.52
Non-Bank Bo$270.30 5.39 2.94 5.39 7.07 7.93
Lehman Bros Corp/Go 2.9 3.06 5.79 7.18 8.38
