Top 100 Thrift Institutions in Assets on Dec. 31, 1997

+++ Listed in asset-sized order within states (dollar amounts in thousands)

part 1 of 2

Asset

Rank

Dec-97

CALIFORNIA

2 Home Savings of America FSB, Irwindale, Calif.

3 California Federal Bank FSB, Los Angeles

6 Citibank FSB, San Francisco

8 Glendale Federal Bank FSB, Calif.

9 World Savings & Loan Assn., Oakland, Calif.

15 Coast Federal Bank, Los Angeles

25 Downey Savings & Loan Assn., FA, Newport Beach, Calif.

34 Fidelity Federal Bank FSB, Los Angeles

35 First Federal Bank of California, Santa Monica

40 Western Financial Bank, Irvine, Calif.

51 Bay View Federal Bank FSB, San Mateo, Calif.

57 PFF Bank & Trust, Calif.

65 EurekaBank FSB, Foster City, Calif.

69 People's Bank of California., Los Angeles

70 CenFed Bank, Pasadena, Calif.

93 United Savings Bank FSB, San Francisco

COLORADO

94 First Federal Bank of Colorado, Lakewood

CONNECTICUT

16 People's Bank, Bridgeport, Conn.

19 Webster Bank FSB, Waterbury, Conn.

72 Eagle Bank, Bristol, Conn.

80 New Haven Savings Bank, Conn. (M)

DELAWARE

95 Wilmington Savings Fund Society FSB, Del.

FLORIDA

55 BankAtlantic FSB, Fort Lauderdale, Fla.

60 Ocwen Federal Bank FSB, West Palm Beach, Fla.

87 First Bank of Florida, West Palm Beach

HAWAII

28 American Savings Bank FSB, Honolulu

ILLINOIS

33 St. Paul Federal Bank for Savings, Chicago

45 Mid America Fed. Savings Bank, Clarendon Hills, Ill.

46 Household Bank FSB, Prospect Heights, Ill.

97 Regency Savings Bank FSB, Naperville, Ill.

INDIANA

63 Union Federal Savings Bank, Indianapolis

90 First Indiana Bank FSB, Indianapolis

IOWA

99 AmerUS Bank, Des Monies, Iowa

KANSAS

31 Capital Federal Saving & Loan Assn., Topeka, Kan.(M)

KENTUCKY

54 Great Financial Bank Louisville,Ky

MAINE

42 People Heritage Saving Banmk, Portland, Me.

MASSACHUSETTS

30 Citizens Bank of Massachusetts, Boston

73 Eastern Bank, Lynn, Mass. (M)

88 Middlesex Savings Bank, Natick, Mass. (M)

100 Springfield Institution for Savings, Mass.

MICHIGAN

7 Standard Federal Bank, Troy, Mich.

68 Great Lakes Bancorp FSB, Ann Arbor, Mich.

82 Flagstar Bank FSB, Bloomfield Hills, Mich.

85 D&N Bank FSB, Hancock, Mich.

NEBRASKA

18 Commercial Federal Bank FSB, Omaha, Neb.

NEVADA

47 Norwest Bank Nevada FSB, Reno, Nev.

NEW HAMPSHIRE

36 Citizens Bank of New Hampshire, Manchester

61 CFX Bank, Keene, N.H.

NEW JERSEY

17 Hudson City Savings Bank, Paramus, N.J. (M)

37 Collective Bank, Cologne, N.J.

49 Investors Savings Bank, Millburn, N.J. (M)

75 Provident Savings Bank, Jersey City, N.J. (M)

89 Columbia Savings Bank, Fair Lawn, N.J. (M)

NEW YORK

4 Dime Savings Bank of New York FSB

11 GreenPoint Bank, New York

13 Astoria Federal Savings & Loan Assn., Lake Success, N.Y.

22 Emigrant Savings Bank, New York

23 Long Island Savings Bank FSB, Melville, N.Y.

32 Apple Bank for Savings, New York (M)

38 Independence Savings Bank, Brooklyn, New York

39 Roosevelt Savings Bank, Garden City, N.Y.

41 Albank FSB, Albany, N.Y.

43 Roslyn Savings Bank, N.Y. (M)

50 Home Federal Savings Bank, Queens, New York

589 Staten Island Savings Bank, New York (M)

66 Reliance Federal Savings Bank, Garden City, N.Y.

77 Ridgewood Savings Bank, Queens, New York (M)

79 Columbia Federal Savings Bank, Queens, New York

91 Queens County Savings Bank, Queens, New York

OHIO

5 Charter One Bank FSB, Cleveland

26 Ohio Savings Bank FSB, Cleveland

29 Third Federal Savings & Loan Assn., Cleveland (M)

44 Citizens Federal Bank FSB, Dayton, Ohio

74 State Savings Bank, Columbus, Ohio

OKLAHOMA

84 Local Federal Bank FSB, Oklahoma City

PENNSYLVANIA

10 Sovereign Bank FSB, Reading, Pa.

58 Dollar Bank FSB, Pittsburgh (M)

62 Main Line Bank, Villanova, Pa.

64 Northwest Savings Bank, PaSA, Warren, Pa.

67 Commonwealth Savings Bank, Malvern, Pa.

71 Harris Savings Bank, Harrisburg, Pa.

96 Firstrust Savings Bank, Philadelphia

98 Beneficial Mutual Savings Bank, Philadelphia (M)

TEXAS

12 Bank United, Houston

14 Guaranty Federal Savings Bank, Dallas

20 USAA Federal Savings Bank, San Antonio, Tex.

52 Guardian Savings & Loan Assn., Houston

53 Bluebonnet Savings Bank FSB, Dallas

56 Coastal Banc, SSB, Houston

78 First American Bank Texas, SSB, Bryan, Tex.

VIRGINIA

21 Chevy Chase Bank FSB,Mclean, Va

WASHINGTON

1 Washington Mutual Bank, Seattle

27 Washington Federal Savings, Seattle

76 InterWest Bank, Oak Harbor, Wash.

83 Sterling Savings Assn., Spokane, Wash.

WISCONSIN

24 First Financial Bank FSB, Stevens Point, Wis.

81 AnchorBank, SSB, Madison, Wis.

86 Mutual Savings Bank of Wisconsin, SA, Milwaukee (M)

92 St. Francis Bank FSB, Milwaukee

part 2 of 2

Asset Dep.

Rank Total AssetTotal Depos Rank

Dec-97 12/31/97 12/31/97 Dec-97

CALIFORNIA

2 Home Savings $46,502,564$32,416,904 2

3 California Fe31,299,671 15,464,906 3

6 Citibank FSB,17,907,125 13,743,516 4

8 Glendale Fede16,029,080 9,368,874 9

9 World Savings15,502,549 6,167,119 15

15 Coast Federal 8,837,584 6,418,200 13

25 Downey Saving 5,835,123 4,863,137 21

34 Fidelity Fede 4,161,251 2,894,094 37

35 First Federal 4,160,491 1954779 47

40 Western Finan 3,771,484 1,948,224 49

51 Bay View Fede 3,206,956 1,682,733 61

57 PFF Bank & Tr 2,731,294 1,704,465 60

65 EurekaBank FS 2,275,594 2,016,310 45

69 People's Bank 2,212,993 1,267,351 82

70 CenFed Bank, 2,204,642 1,551,425 64

93 United Saving 1,561,594 1,468,987 70

COLORADO

94 First Federal 1,556,122 1,203,220 85

CONNECTICUT

16 People's Bank 8,184,000 5,818,400 16

19 Webster Bank 6,936,160 4,369,778 25

72 Eagle Bank, B 2,160,674 1,375,342 75

80 New Haven Sav 1,938,280 1,580,925 66

DELAWARE

95 Wilmington Sa 1,517,047 771,571 NR

FLORIDA

55 BankAtlantic 3,035,040 1,765,091 56

60 Ocwen Federal 2,602,642 1,950,626 48

87 First Bank of 1,820,863 1,269,933 81

HAWAII

28 American Savi 5,549,245 3,950,976 28

ILLINOIS

33 St. Paul Fede 4,457,808 3,271,567 33

45 Mid America F 3,424,045 2,361,149 42

46 Household Ban 3,399,507 1,329,094 79

97 Regency Savin 1,502,737 1,256,617 83

INDIANA

63 Union Federal 2,313,396 1,128,515 91

90 First Indiana 1,612,601 1,096,232 94

IOWA

99 AmerUS Bank, 1,479,309 961,334 NR

KANSAS

31 Capital Feder5,035,383 3,887,840 29

KENTUCKY

54 Great Financ3,039,738 1,852,384 52

MAINE

42 People Herit3,744,975 2,562,617 39

MASSACHUSETTS

30 Citizens Bank 5,271,059 4,465,100 24

73 Eastern Bank, 2,106,436 1,771,632 55

88 Middlesex Sav 1,652,301 1,351,332 77

100 Springfield I 1,478,547 1,070,625 95

MICHIGAN

7 Standard Fede16,141,527 10,172,763 7

68 Great Lakes B 2,228,809 1,437,889 72

82 Flagstar Bank 1,901,168 1,152,160 89

85 D&N Bank FSB, 1,828,965 1,056,041 97

NEBRASKA

18 Commercial Fe 7,232,807 4,198,379 26

NEVADA

47 Norwest Bank 3,390,967 2,427,927 40

NEW HAMPSHIRE

36 Citizens Bank 4,067,665 2,834,185 38

61 CFX Bank, Kee 2,599,587 1,632,164 63

NEW JERSEY

17 Hudson City S 7,313,999 6,465,956 12

37 Collective Ba 3,950,708 3,495,775 31

49 Investors Sav 3,331,544 2,041,732 44

75 Provident Sav 2,060,205 1,774,560 54

89 Columbia Savi 1,617,081 1,249,985 84

NEW YORK

4 Dime Savings 21,792,812 13,382,961 5

11 GreenPoint Ba13,083,500 10,973,000 6

13 Astoria Feder10,504,295 6,231,152 14

22 Emigrant Savi 6,077,373 5,329,424 17

23 Long Island S 6,028,561 3,770,105 30

32 Apple Bank fo 4,488,741 4,132,631 27

38 Independence 3,858,775 3,459,110 32

39 Roosevelt Sav 3,835,604 2,260,091 43

41 Albank FSB, A 3,764,541 2,998,050 34

43 Roslyn Saving 3,447,366 1,964,034 46

50 Home Federal 3,266,677 1,726,441 58

589 Staten Island 2,646,970 1,907,885 51

66 Reliance Fede 2,242,567 1,603,031 65

77 Ridgewood Sav 1,963,638 1,571,997 67

79 Columbia Fede 1,958,504 1,367,910 76

91 Queens County 1,603,212 1,113,373 92

OHIO

5 Charter One B19,868,696 10,141,261 8

26 Ohio Savings 5,784,769 4,880,603 20

29 Third Federal 5,442,974 4,523,678 23

44 Citizens Fede 3,446,783 1,764,202 57

74 State Savings 2,079,039 1,778,666 53

OKLAHOMA

84 Local Federal 1,862,504 1,605,573 64

PENNSYLVANIA

10 Sovereign Ban14,306,772 7,852,201 10

58 Dollar Bank F 2,657,015 2,376,332 41

62 Main Line Ban 2,414,251 968,232 NR

64 Northwest Sav 2,276,911 1,939,923 50

67 Commonwealth 2,241,416 1,543,843 69

71 Harris Saving 2,197,218 1,154,876 88

96 Firstrust Sav 1,516,652 997,468 100

98 Beneficial Mu 1,479,788 1,292,393 80

TEXAS

12 Bank United, 12,523,459 5,289,625 18

14 Guaranty Fede10,491,055 7,409,885 11

20 USAA Federal 6,338,161 2,964,653 35

52 Guardian Savi 3,075,516 1,667,695 62

53 Bluebonnet Sa 3,074,925 717,252 NR

56 Coastal Banc, 2,907,896 1,381,053 73

78 First America 1,960,781 1,722,096 59

VIRGINIA

21 Chevy Chase 6,166,001 5,001,104 19

WASHINGTON

1 Washington Mu96,981,099 50,986,017 1

27 Washington Fe 5,712,177 2,914,027 36

76 InterWest Ban 1,983,464 1,155,917 87

83 Sterling Savi 1,870,776 1,047,863 98

WISCONSIN

24 First Financi 5,909,310 4,579,314 22

81 AnchorBank, S 1,920,574 1,349,175 78

86 Mutual Saving 1,826,013 1,385,000 73

92 St. Francis B 1,596,629 1,066,112 96 ===

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