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part 1 of 3
Total Consumer Loans 1997 1996
Total Consumer Loans $1,280.30 $1,224.20
Annual % change 4.58 5.44
Percent nonperforming 1.09 1.15
Percent charged off 1.23 1
Home Equity Lines 98.1 85.6
Annual % change 14.6 8.09
Percent nonperforming 0.44 0.5
Percent charged off 0.15 0.19
Home Mortgage Loans 620.8 573.7
Annual % change 8.21 4.94
Percent nonperforming 0.87 0.98
Percent charged off 0.08 0.08
Credit card loans 231.2 235.2
Annual % change -1.7 8.98
Percent nonperforming 2.14 1.92
Percent charged off 5.06 4.09
All other consumer loans 330.2 329.7
Annual % change 0.16 3.23
Percent nonperforming 0.98 0.97
Percent charged off 1.05 0.89
Total Loans (Consumer & Busine $2,970.80 $2,819.30
Annual % change 5.37 8.32
Percent noncurrent 0.96 1.04
Percent charged off 0.62 0.56
Consumer loans as a % of total 43.1 43.42
part 1 of 3
Total Consume 1995 1994 1993 1992
Total Consume$1,161.10 $1,057.60 $935.70 $848.80
Annual % chang 9.78 13 10.2 3.2
Percent nonper 1 0.93 1.11 1.32
Percent charge 0.9 0.72 0.88 1.13
Home Equity Li 79.2 75.8 72.7 73.3
Annual % chang 4.45 4.3 -0.8 4.4
Percent nonper 0.52 0.54 0.7 0.72
Percent charge 0.19 0.2 0.26 0.18
Home Mortgage 546.7 493.1 443.1 390.1
Annual % chang 10.86 11.3 13.6 8.2
Percent nonper 0.88 0.91 1.19 1.43
Percent charge 0.11 0.13 0.19 0.22
Credit card lo 215.8 188.4 154.4 135.9
Annual % chang 14.56 22 13.6 -2.3
Percent nonper 1.56 1.24 1.42 1.72
Percent charge 3.34 2.65 3.37 4.5
All other cons 319.4 300.3 265.5 249.5
Annual % chang 6.35 13.1 6.4 -1.3
Percent nonper 0.97 0.87 0.92 1.12
Percent charge 0.65 0.47 0.6 0.93
Total Loans (C$2,602.70 $2,358.20 $2,150.90$2,031.90
Annual % chang 10.37 9.6 5.9 -1
Percent noncur 1.17 1.3 1.99 3.06
Percent charge 0.49 0.48 0.84 1.27
Consumer loans 44.6 44.85 43.5 41.77
part 3 of 3
Total Consume 1991 1990 1989 1988
Total Consume $822.60 $803.80 $752.10 $679.60
Annual % chang 2.3 6.9 10.7
Percent nonper 1.5
Percent charge 1.21
Home Equity Li 70.2 61.4 50.8 40
Annual % chang 14.3 20.9 27
Percent nonper 0.75
Percent charge 0.13
Home Mortgage 360.5 338.9 300.1 261.7
Annual % chang 6.4 12.9 14.7
Percent nonper 1.65
Percent charge 0.2
Credit card lo 139.1 133.6 131.5 117.2
Annual % chang 4.1 1.6 12.2
Percent nonper 1.87
Percent charge 4.36
All other cons 252.8 269.9 269.7 260.7
Annual % chang -6.3 0.1 3.5
Percent nonper 1.28
Percent charge 1.18
Total Loans (C$2,052.70$2,110.20$2,058.20$1,932.40
Annual % chang -2.7 2.5 6.5
Percent noncur 3.7 3.7 3 2.92
Percent charge 1.61 1.43 1.14 1
Consumer loans 40.07 38.09 36.54 35.17
