+++
***
Equity Funds
Three years through Dec. 31, 1997
part 1 of 2
Fund Name Bank
1 Dreyfus Disciplined Midcap ResMellon Bank Corp.
2 Vista Small Cap Equity A Chase Manhattan Corp.
3 Stagecoach Small Cap I (1) Wells Fargo Bank
4 Glenmede Equity Fund (1) Glenmede Corp.
5 Excelsior Value and RestructinU.S. Trust Corp.
6 Wachovia Special Values Fund AWachovia Corp.
7 Dreyfus Gr & Value-Sm Co Val Mellon Bank Corp.
8 Highmark Val Momentum Fid Unionbancal
9 Performance Fds-Midcap Gr InstTrustmark Corp.
10 Wilshire Targ-Large Co Growth Northern Trust Corp.
S&P 500
part 2 of 2Three years through Dec. 31, 1997
Investment Total
Fund Name Objective Return %
1 Dreyfus Disciplined Midcap ResMid Cap 33.51
2 Vista Small Cap Equity A Small Cap 32.69
3 Stagecoach Small Cap I (1) Small Cap 32.68
4 Glenmede Equity Fund (1) Growth - Domestic 32.41
5 Excelsior Value and RestructinGrowth - Domestic 32.35
6 Wachovia Special Values Fund ASmall Cap 32.05
7 Dreyfus Gr & Value-Sm Co Val Small Cap 32
8 Highmark Val Momentum Fid Growth & Income 31.59
9 Performance Fds-Midcap Gr InstMid Cap 31.52
10 Wilshire Targ-Large Co Growth Growth - Domestic 31.46
S&P 500 31.15
***
Five years through Dec. 31, 1997
part 1 of 2
Investment
Fund Name Bank Objective
1 Excelsior Value and RestructinU.S. Trust Corp. Growth - Domestic
2 Rimco Monument Stock Fund Riggs National CoGrowth & Income
3 Compass Capital-Lrg Cap Val InPNC Bank Corp. Growth - Domestic
4 First American-Regional EquityU.S. Bancorp Small Cap
5 Glenmede Small Cap Glenmede Corp. Small Cap
6 Compass Capital-Lrg Cap Val SvPNC Bank Corp Growth - Domestic
7 Glenmede Equity Fund (1) Glenmede Corp. Growth - Domestic
8 SSgA SmallCap Fund State Street CorpSmall Cap
9 Compass Capital-Lrg Cap Val InPNC Bank Corp Growth - Domestic
10 Highmark Val Momentum Fid Unionbancal Growth & Income
S&P 500
Five years through Dec. 31, 1997
part 2 of 2
Total
Fund Name Return %
1 Excelsior Value and Restructin 27.19
2 Rimco Monument Stock Fund 20.91
3 Compass Capital-Lrg Cap Val In 20.79
4 First American-Regional Equity 20.62
5 Glenmede Small Cap 20.53
6 Compass Capital-Lrg Cap Val Sv 20.49
7 Glenmede Equity Fund (1) 20.38
8 SSgA SmallCap Fund 20.36
9 Compass Capital-Lrg Cap Val In 20.36
10 Highmark Val Momentum Fid 20.27
S&P 500 20.27
***
10 years through Dec. 31, 1997
part 1 of 2
Fund Name Bank
1 Vista Growth & Income A Chase Manhattan Corp.
2 Vista Capital Growth A Chase Manhattan Corp.
3 Evergreen Growth & Income Fund First Union Corp.
4 Dreyfus Disciplined Stock Fund Mellon Bank Corp.
5 Evergreen Aggressive Growth Y First Union Corp.
6 Evergreen Growth & Income Fund First Union Corp.
7 Evergreen Aggressive Growth A First Union Corp.
8 Composite Northwest Fund A Washington Mutual Inc.
9 Evergreen Aggressive Growth B First Union Corp.
10 Evergreen Growth & Income Fund First Union Corp.
S&P 500
10 years through Dec. 31, 1997
part 2 of 2
Investment Total
Fund Name Objective Return %
1 Vista Growth & Income A Growth & Income 24.11
2 Vista Capital Growth A Mid Cap 21.78
3 Evergreen Growth & Income Fund Growth & Income 18.31
4 Dreyfus Disciplined Stock Fund Growth & Income 18.26
5 Evergreen Aggressive Growth Y Aggressive Growt 18.17
6 Evergreen Growth & Income Fund Growth & Income 18.16
7 Evergreen Aggressive Growth A Aggressive Growt 18.12
8 Composite Northwest Fund A Growth - Domesti 17.93
9 Evergreen Aggressive Growth B Aggressive Growt 17.93
10 Evergreen Growth & Income Fund Growth & Income 17.91
S&P 500 18.05
***
Taxable Bond Funds
Three years through Dec. 31, 1997
part 1 of 2
Fund Name Bank
1 BT Investment-Lifecycle Mid RangBankers Trust New York Corp.
2 Monitor Mortgage Secs Tr Huntington Bancshares
3 Offitbank High Yield Sel (1) Offitbank
4 Sierra Tr Corporate Income A Great Western Financial (2)
5 Dreyfus Strategic Income Mellon Bank Corp.
6 Pegasus Bond I (1) First Chicago NBD Corp.
7 Pegasus Bond A First Chicago NBD Corp.
8 Dreyfus 100% UST Long Term Mellon Bank, N.A. Corp.
9 Benchmark Bond A (1) Northern Trust Corp.
10 Composite Income Fund A Washington Mutual Inc.
Lehman Brothers corporate/government bond index
Three years through Dec. 31, 1997
part 2 of 2
Investment Total
Objective Return %
1 General Bd - Short & Interm 16.21
2 General Mortgage 14.97
3 Corporate - High Yield 14.06
4 Corporate - Investment Grade 12.76
5 Multi-Sector Bond 12.72
6 General Bd - Investment Grad 12.68
7 General Bd - Investment Grad 12.53
8 US Treasury 12.06
9 General Bd - Long 11.63
10 General Bd - Investment Grad 11.6
10.43
***
Five years through Dec. 31, 1997
part 1 of 2
Fund Name Bank
1 Dreyfus Strategic Income Mellon Bank Corp.
2 Evergreen High Yield Bond B First Union Corp.
3 Nations Diversified Inc Pr A NationsBank Corp.
4 Sierra Tr Corporate Income A Great Western Financial (2)
5 Dreyfus 100% UST Long Term Mellon Bank Corp.
6 Pegasus Bond I First Chicago NBD Corp.
7 Pegasus Bond A First Chicago NBD
8 Dreyfus A Bonds Plus Mellon Bank, N.A.
9 Composite Income Fund A Washington Mutual
10 Galaxy High Quality Bond Inst Fleet Financial Group
Lehman Brothers corporate/government bond index
part 2 of 2
Five years through Dec. 31, 1997
Investment Total
Objective Return %
1 Multi-Sector Bond 9.08
2 Corporate - High Yield 8.74
3 General Bd - Investment Gra 8.69
4 Corporate - Investment Grad 8.4
5 US Treasury 8.3
6 General Bd - Investment Gra 8.17
7 General Bd - Investment Gra 8.09
8 Corporate - Investment Grad 7.96
9 General Bd - Investment Gra 7.95
10 Corporate - Investment Grad 7.74
7.61
***
10 years through Dec. 31, 1997
part 1 of 2
Fund Name Bank
1 Dreyfus Strategic Income Mellon Bank Corp.
2 Dreyfus 100% UST Long Term Mellon Bank Corp.
3 Dreyfus A Bonds Plus Mellon Bank Corp.
4 Excelsior Managed Income U.S. Trust Corp.
5 Emerald Managed Bond Inst (1) Barnett Banks Inc. (3)
6 Dreyfus Premier GNMA A Mellon Bank Corp.
7 Pacific Capital Divers Fixed I Pacific Century Financial Corp.
8 Composite Income Fund A Washington Mutual Inc.
9 Dreyfus Basic GNMA II Mellon Bank Corp.
10 Composite US Government A Washington Mutual Inc.
Lehman Brothers corporate/government bond index
part 2 of 2
10 years through Dec. 31, 1997
Investment Total
Objective Return %
1 Multi-Sector Bond 10.34
2 US Treasury 9.81
3 Corporate - Investment Grade 9.42
4 Multi-Sector Bond 9.3
5 General Bd - Investment Grade 9.16
6 General Mortgage 9.05
7 General Bd - Investment Grade 8.62
8 General Bd - Investment Grade 8.61
9 General Mortgage 8.57
10 US Government/Agency 8.44
9.14
***
Data Source: The data were provided by CDA/Wiesenberger, Rockville, Md.,
