Regulatory Roundup: Open For Comment

SENIOR OFFICERS: Proposal by the Office of Thrift Supervision to drop the agency's prior notification requirements for the appointment of new directors or senior executives at thrifts that have undergone a change in ownership or were founded within the past two years. Published March 27. Comments due May 26.

MSAs: Proposal by the National Credit Union Administration to allow federal credit unions to act as trustees or custodians for medical savings accounts. Published March 24. Comments due May 20.

FAIR-LENDING: Advanced notice of proposed rulemaking by the Federal Reserve Board to overhaul the rules implementing the Equal Credit Opportunity Act. Specific comment requested on whether the Fed should allow banks to collect race and gender data on small-business and consumer borrowers. Published March 11. Comments due May 29.

HMDA: Advanced notice of proposed rulemaking by the Fed to overhaul rules implementing the Home Mortgage Disclosure Act. Specific comment requested on how lenders should treat mobile-home loans. Published March 11. Comments due May 29.

EXTERNAL AUDITS: Proposal by the Federal Financial Institutions Examination Council urging banks with less than $500 million of assets to establish external auditing programs. Published Feb. 17. Comments due April 20.

TRUST RATINGS: Proposal by banking and thrift regulators to bring the trust rating system in line with the Camels system used for judging a bank's performance. Published Feb. 17. Comments due April 20.

ELECTRONIC PAYMENTS: A proposal by the Treasury Department that the government follow most of the banking industry's rules for electronic payments via the automated clearing house network. Published Feb. 4. Comments due May 4.

MARGIN RULES: Proposal by the Fed to adjust the margin requirements contained in Regulations T, U, and X. Published Jan. 16. Comment deadline extended to May 1.

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