+++
A
A.G. Edwards, 1
American Bankers Assn, 8,11
American Council of Life Insurance, 11
Amsouth, 1
B
Bank of America, 2
Bank One, 2
BankBoston, 1,24
Bear, Stearns, 24
Bernabei & Katz, 2
Bottomline Technologies, 13
Brown Brothers Harriman, 24
C
California Bankers Assn, 8
California Indep Bankers, 8
Capital One, 24
Chase, 2
Citigroup, 1,2
Comerica, 1
Compass (Birmingham, Ala.), 5
Consumer Bankers Assn, 6
Contifinancial, 24
Credit Suisse, 10
CyberCash, 24
D
Deutsche, 1,2
E
Edward Jones, 1
Everen Securities, 10
F
F5 Networks, 7
Fannie Mae, 22
Fifth Third, 24
First New England Financial, 8
First Union, 1
Firstar, 1
Fleet, 1
Freddie Mac, 22
G
GartnerGroup, 1,13
General Motors, 24
Gimme Credit Publications, 1
Goldman Sachs, 22
Grupo Financiero Banorte, 24
H
Herget Natl (Pekin, Ill.), 8
HSBC, 5
Huntington, 1,10
I
Indep Community Bankers of America, 8
Investment Company Institute, 11
J
J.P. Morgan, 2
K
Keefe Bruyette & Woods, 1,22
KeyCorp, 1
M
MBNA, 24
McGladrey & Pullen, 8
Mellon, 1,5
Merchants Natl (Carson, Calif.), 8
Metris, 24
Mortgage Bankers Assn, 9
N
Natl Assn of Home Builders, 9
Natl City, 1
NextCard, 24
Northern Trust, 13
P
PaineWebber, 24
PNC, 1,5
PricewaterhouseCoopers, 5
Providian, 24
R
Republic Security (West Palm Beach, Fla.), 8
Riggs, 22
Robert Morris Associates, 1
Roney & Co., 1
Ryan, Beck, 1
S
Sandler O'Neill, 22
Sanford Bernstein, 1
Spectrem Group, 11
Standard & Poor's, 1
State Street, 24
SunTrust, 1
T
Tillinghast-Towers Perrin, 6
W
Wachovia, 1
Warburg Dillon Read, 22
Wells Fargo, 1,6,24
Western League of Savings Institutions, 8
X
Xpede, 7