+++
part 1 of 4 Total
Rank 9/30/98
1 Chase Manhattan Corp., New York $35,016.70
2 BankAmerica Corp., Charlotte, N.C. (1 31,173.10
3 First Union Corp., Charlotte, N.C. 23,459.20
4 Norwest Corp., Minneapolis 16,005.40
5 Republic New York 12,549.70
6 ABN Amro Americas, Chicago (3) 7,908.70
7 Fleet Financial Group, Boston 7,525.20
8 Banc One Corp., Columbus, Ohio (2) 6,720.30
9 Fifth Third Bancorp, Cincinnati 6,000.50
10 Mellon Bank Corp., Pittsburgh 5,060.70
11 Wachovia Corp., Winston-Salem, N.C. 3,358.50
12 BankBoston Corp. 3,295.50
13 National City Corp., Cleveland 2,850.50
14 U.S. Bancorp, Minneapolis 2,622.10
15 Wells Fargo & Co., San Francisco 2,530.30
16 KeyCorp, Cleveland 2,478.00
17 Crestar Financial Corp., Richmond, Va 2,410.20
18 Comerica Inc., Detroit 2,259.00
19 Bank of Montreal (3) 2,003.80
20 Commerce Bancorp, Cherry Hill, N.J. 1,974.90
21 AmSouth Bancorp, Birmingham, Ala. 1,899.00
22 Bankers Trust Corp., New York 1,859.50
23 Allied Irish Banks Ltd., Dublin (3) 1,734.00
24 BB&T Corp., Winston-Salem, N.C. 1,676.70
25 TCF Financial Corp., Wayzata, Minn. 1,664.10
26 CNB Bancshares Inc., Evansville, Ind. 1,541.10
27 North Fork Bancorp, Melville, N.Y. 1,466.50
28 SunTrust Banks Inc., Atlanta 1,416.00
29 Cullen/Frost Bankers Inc., San Antoni 1,413.40
30 SouthTrust Corp., Birmingham, Ala. 1,401.40
31 Summit Bancorp, Princeton, N.J. 1,303.40
32 Star Banc Corp., Cincinnati 1,302.10
33 Regions Financial Corp., Birmingham, 1,286.60
34 Mercantile Bancorp, St. Louis 1,224.30
35 Community First Bankshares, Fargo, N. 1,214.50
36 HSBC Holdings, Plc, Hong Kong (3) 1,195.00
37 Pacific Century Financial Corp., Hono 1,191.90
38 Huntington Bancshares Inc., Columbus, 1,082.10
39 Royal Bank of Scotland, Edinburgh (3) 1,080.00
40 Firstar Corp., Milwaukee 1,048.90
41 Marshall &Ilsley Corp., Milwaukee 1,044.20
42 US Bancorp Inc., Johnstown, Pa. 774.9
43 Union Planters Corp., Memphis 768.6
44 M & T Bancorp, Buffalo 732.3
45 Hibernia Corp. New Orleans 731.9
46 Centura Banks Inc., Rocky Mount, N.C. 726.3
47 First Security Corp., Salt Lake City 705.2
48 Fulton Financial Corp., Lancaster, Pa 660.2
49 UST Corp., Boston 611.7
50 Valley National Bancorp, Wayne, N.J. 587
Totals for the top 50 banks $212,545
Totals for all commercial banks $277,192
part 2 of 4
Pass-Throughs as
Total a %of book Value
Rank 9/30/97 % Change 9/30/98 9/30/97
1 Chase Manh$22,007.50 59.1 101.38 99.29
2 BankAmeric 26,162.70 19.2 102.49 99.68
3 First Unio 11,726.70 100 101.76 100.12
4 Norwest Co 12,532.70 27.7 101.71 101.48
5 Republic N 10,005.70 25.4 100.7 100.41
6 ABN Amro A 5,259.90 50.4 100.64 100.18
7 Fleet Fina 6,285.30 19.7 103.8 101.4
8 Banc One C 6,955.30 -3.4 101.5 100.82
9 Fifth Thir 4,953.30 21.1 102.1 100.96
10 Mellon Ban 3,807.70 32.9 101.77 99.58
11 Wachovia C 2,520.50 33.2 101.8 101.02
12 BankBoston 2,156.70 52.8 101.44 99.87
13 National C 2,349.10 21.3 101.81 101.17
14 U.S. Banco 3,179.40 -17.5 102.5 100.91
15 Wells Farg 3,304.00 -23.4 101.59 101.14
16 KeyCorp, C 3,141.10 -21.1 102.04 101.15
17 Crestar Fi 2,142.40 12.5 101.29 98.68
18 Comerica I 2,948.00 -23.4 101.75 99.95
19 Bank of Mo 993.5 101.7 101.77 100.33
20 Commerce B 1,879.00 5.1 100.75 106.31
21 AmSouth Ba 2,262.10 -16 101.36 102.86
22 Bankers Tr 529.5 251.2 101.69 100
23 Allied Iri 1,888.90 -8.2 101.97 100.76
24 BB&T Corp. 1,638.00 2.4 101.98 100.8
25 TCF Financ 1,606.60 3.6 101.48 101.01
26 CNB Bancsh 1,392.50 10.7 101.13 99.57
27 North Fork 1,343.20 9.2 100.7 100.06
28 SunTrust B 2,080.10 -31.9 101.39 101.22
29 Cullen/Fro 1,189.10 18.9 101.47 98.13
30 SouthTrust 1,582.70 -11.5 101.71 100.93
31 Summit Ban 1,514.90 -14 100.46 99.68
32 Star Banc 529.1 146.1 101.8 100.69
33 Regions Fi 868.7 48.1 101.33 99.27
34 Mercantile 1,098.50 11.5 101.2 100.42
35 Community 465.2 161.1 102.01 101.23
36 HSBC Holdi 670 78.4 102.18 101.32
37 Pacific Ce 816.6 46 100.67 99.89
38 Huntington 1,373.20 -21.2 102.19 99.88
39 Royal Bank 1,399.00 -22.8 102.36 99.79
40 Firstar Co 999.9 4.9 100.4 99.62
41 Marshall & 412.4 153.2 102.75 102.08
42 US Bancorp 722.7 7.2 100.97 100.19
43 Union Plan 995.3 -22.8 103.28 99.29
44 M & T Banc 1,145.40 -36.1 101.04 100.26
45 Hibernia C 1,161.40 -37 102.05 100.61
46 Centura Ba 662.2 9.7 102.44 101.46
47 First Secu 871.1 -19 101.57 99.9
48 Fulton Fin 370.1 78.4 101.12 100.34
49 UST Corp., 208.7 193.1 101.86 101.08
50 Valley Nat 647 -9.3 100.22 99.44
Totals for $166,754 27.5 101.63 100.52
Totals for $243,799 13.7 101.64 100.86
part 4 of 4
Weighted
avg. matu Held Availabe
Years Maturity For Sale GNMA
Rank 9/30/98 9/30/98 9/30/98 9/30/98
1 Chase Manh 3.3 $987.40 $34,029.30$11,710.20
2 BankAmeric 3.7 1,573.60 29,599.50 1,906.30
3 First Unio 6.5 835.7 22,623.60 5,847.50
4 Norwest Co 4.9 0 16,005.40 1,414.20
5 Republic N 7.4 6,714.40 5,835.20 9,325.40
6 ABN Amro A 8 99.8 7,809.00 1,812.60
7 Fleet Fina 4.8 0 7,525.20 181
8 Banc One C 3.7 62.8 6,657.50 3,240.60
9 Fifth Thir 4.7 0 6,000.50 585
10 Mellon Ban 4.6 1,605.20 3,455.40 2,378.20
11 Wachovia C 3.3 525.7 2,832.80 1,020.10
12 BankBoston 2.8 137.8 3,157.70 425.8
13 National C 4.9 0 2,850.50 634.6
14 U.S. Banco 4.3 0 2,622.10 244
15 Wells Farg 2.3 0 2,530.30 101.8
16 KeyCorp, C 5.9 0 2,478.00 1,587.40
17 Crestar Fi 3.8 20.1 2,390.10 73.8
18 Comerica I 5.3 0 2,259.00 35.3
19 Bank of Mo 3.9 0 2,003.80 1,795.60
20 Commerce B 7 977.3 997.6 409.1
21 AmSouth Ba 7.5 975.1 923.9 395.7
22 Bankers Tr 2 0 1,859.50 1,342.20
23 Allied Iri 5.8 0 1,734.00 301.2
24 BB&T Corp. 4.7 0 1,676.70 5.7
25 TCF Financ 5.2 0 1,664.10 36.8
26 CNB Bancsh 9.4 58.4 1,482.60 810.5
27 North Fork 8.1 638.8 827.6 586.2
28 SunTrust B 1.5 0 1,416.00 750.5
29 Cullen/Fro 5.8 115.2 1,298.20 928.4
30 SouthTrust 4.1 351 1,050.50 272.2
31 Summit Ban 4.1 986.9 316.5 431.8
32 Star Banc 3.6 0 1,302.10 394.6
33 Regions Fi 2.2 50.1 1,236.60 142.6
34 Mercantile 4.3 73.3 1,151.10 151.8
35 Community 3.6 0 1,214.50 66.7
36 HSBC Holdi 5.2 0 1,195.00 88.3
37 Pacific Ce 3.5 456.4 735.5 582.9
38 Huntington 5.4 0 1,082.10 53.8
39 Royal Bank 7.7 0 1,080.00 194
40 Firstar Co 5.3 906.3 142.6 777.5
41 Marshall & 1.5 0 1,044.20 4.6
42 US Bancorp 8.7 289.1 485.8 353.8
43 Union Plan 4.4 0 768.6 145.6
44 M & T Banc 2.5 0 732.3 121.3
45 Hibernia C 4.7 0 731.9 369.5
46 Centura Ba 4.7 0 726.3 190.3
47 First Secu 4.6 0 705.2 145
48 Fulton Fin 4.8 133.7 526.5 12.7
49 UST Corp., 5.8 0 611.7 10.4
50 Valley Nat 4.5 64.3 522.7 425.8
Totals for 4.8 $18,638 $193,907 $54,821
Totals for all co $32,506 $244,686 $76,786
part 4 of 4
FNMA/ Other
Rank FHLMC 9/30/98
1 Chase Manh$23,306.50 -
2 BankAmeric 28,997.80 269
3 First Unio 17,611.80 -
4 Norwest Co 14,590.50 0.6
5 Republic N 3,092.10 132.2
6 ABN Amro A 5,996.40 99.8
7 Fleet Fina 7,344.20 -
8 Banc One C 3,279.70 199.9
9 Fifth Thir 5,183.60 231.9
10 Mellon Ban 2,682.50 -
11 Wachovia C 2,338.40 -
12 BankBoston 2,869.80 -
13 National C 2,167.00 48.9
14 U.S. Banco 2,370.20 7.9
15 Wells Farg 2,428.10 0.5
16 KeyCorp, C 890.7 -
17 Crestar Fi 2,336.40 -
18 Comerica I 2,205.70 18
19 Bank of Mo 208.3 -
20 Commerce B 1,564.30 1.5
21 AmSouth Ba 1,503.30 -
22 Bankers Tr 510 7.3
23 Allied Iri 1,432.70 -
24 BB&T Corp. 1,671.00 -
25 TCF Financ 1,521.30 106
26 CNB Bancsh 725.2 5.4
27 North Fork 833.1 47.3
28 SunTrust B 664.7 0.8
29 Cullen/Fro 485 -
30 SouthTrust 1,127.40 1.8
31 Summit Ban 844.8 26.8
32 Star Banc 907.6 -
33 Regions Fi 1,019.40 124.6
34 Mercantile 1,072.60 -
35 Community 1,147.80 0.1
36 HSBC Holdi 1,098.40 8.3
37 Pacific Ce 609 -
38 Huntington 1,028.20 -
39 Royal Bank 886 -
40 Firstar Co 271.4 -
41 Marshall & 1,039.60 -
42 US Bancorp 421.1 -
43 Union Plan 622.8 0.3
44 M & T Banc 554.8 56.2
45 Hibernia C 362.4 -
46 Centura Ba 536 -
47 First Secu 559.9 0.4
48 Fulton Fin 647.5 -
49 UST Corp., 601.3 -
50 Valley Nat 160.7 0.4
Totals for $156,329 $1,396
Totals for $197,950 $2,456
Source: Sheshunoff Information Services Inc., Austin Tex. and American