Top 15 Thrifts' Institutional OwnershipChange from 3/31/99 to 6/30/99

Chg. in Holdings

Rank Rank Total Total No. Net Net Total Total Stock Total Stocks Total No.

June 30 Mar 31 Security Name Holdings ($) Percent of Capital Managers Change Change (%) Purchase Purchased Sold Stocks Sold

2 - Golden West Financial Corp., Oakland, Calif. 4,037 73.44 329 85 1.55 433 171 348 116

3 - Greenpoint Financial Corp., New York 2,213 61.83 242 -49 -1.37 253 133 302 90

4 - Astoria Financial Corp., Lake Success, N.Y. 1,777 72.96 229 32 1.32 258 127 226 102

5 - Dime Bancorp Inc. New York 1,561 67.88 266 0 0.01 206 126 206 121

6 - Golden State Bancorp Inc., Glendale, Calif. 1,425 47.31 194 117 3.90 338 106 220 93

7 - Peoples Heritage Financial Group, Portland, Maine (1) 1,150 58.54 233 69 3.53 249 121 180 87

8 - Bank United Corp., Houston 1,026 89.73 169 140 12.25 206 89 65 59

9 -1 Commercial Federal Corp., Omaha, Neb. 882 62.81 205 -37 -2.64 89 99 126 89

11 - Washington Federal Corp., Seattle 639 52.12 148 -7 -0.57 89 74 96 73

12 - Webster Financial Corp., Waterbury, Conn. 565 57.92 147 18 1.89 72 80 54 63

13 - Telebanc Financial Corp., Arlington, Va. 478 37.08 99 -9 -0.67 207 79 215 36

14 - Roslyn Bancorp Inc., Garden City, N.Y. 425 32.17 131 -87 -6.58 80 67 167 62

15 -1 St. Paul Bancorp Inc., Chicago 386 37.93 131 12 1.13 56 60 44 48

Totals for the Top 15 Holders of the Top 25 Thrifts $35,066 $537 1.53% $4,558 $4,021

Totals for the Top 25 Holders of the Top 25 Thrifts $37,040 $323 0.87% $5,012 $4,689

Source: Thomson Financial Securites Data. Net Change is from the end of the first quarter to the end of the second quarter. Top 25 Banks are based on the Market Monitor as of 6/30/99. (1) Announced on June 2 plans to acquire BankNorth Group Inc. of Burlington, Vt. Peoples Heritage will convert to a Bank Holding Compnay once merger is complete in fourth quarter.

American Banker 1999