+++
A
America Online, 28
America's Community Bankers, 3,16
American Bankers Association, 1,3
American Natl, (Chicago), 13
Associated (Green Bay, Wis.), 5
B
BAC Intl Bank Panama, 6
Bank of New York, 11
Bank of Tokyo-Mitsubishi, 10
Bank One, 5,13,28
BankAmerica, 10,11,16,28
BankBoston, 10,28
Bankers Trust, 4,24,28
Business Dynamics Consulting, 1
C
Carrollton (Baltimore), 1
Chase, 11,28
Chesapeake Bank and Trust, 12
Citibank Florida, 5
Citigroup, 11,16
Conseco, 16
Consumer Bankers Assn, 3
Countrywide, 16
Credit Union Natl Assn, 3
D
Dain Rauscher, 8
Deluxe, 28
Deutsche, 4,24,28
E
E-Funds, 28
Electronic Check Services, 13
Everen Securities, 5
F
Fannie Mae, 16
Faulkner & Gray, 1
First Bank (Lewiston, Idaho), 16
First Bank of Frederick (Md.), 12
First Colonial (Nazareth, Pa.), 6
First Data, 13
First Financial (Stevens Point, Wis.), 5
First Merchants (Muncie, Ind.), 6
First Natl Bank of Newman Grove (Neb.), 12
First Peoples (Port St. Lucie, Fla.), 6
First Union, 10,11,16
First Union Capital Markets, 28
Fitch, 11
Fleet, 5,16
Forrester Research, 12
Fox-Pitt, Kelton, 26
Freddie Mac, 16
G
Grant Thornton, 12
H
Honor Technologies, 1
Housing Development Finance Corp. Bank, 11
HSBC Holdings, 10
Hughes, Hubbard & Reed, 1
I
Indep Bankers Assn. of America, 1,3
Indiana Bankers Assn, 6
Indiana County Treasurers Assn, 6
Intl Business Machines, 13
Israel Discount, 10
J
J.P. Morgan, 28
Jaffe, Raitt, Heuer & Weiss., 15
Jay Alix, 26
K
Keefe, Bruyette & Woods, 5
Kroger, 1
L
Landor Associates, 5
Lehman Bros., 16,28
M
MAC, 1
Martaus & Associates, 13
MasterCard Int, 1
McDonald Investments, 5
Mellon, 1,9
Mercantile Financial (Brownsville, Tex.), 28
Moody's, 26
Moody's Investors Services, 16
Morgan Stanley Dean Witter, 10,28
N
Natl Credit Union Assn, 1
Natl Westminster, 11
Norman Spencer McKernan, 13
Norwest, 16
O
Online Banking Assn, 12
P
PaineWebber, 28
Paribas, 11
Paymentech, 13
Pioneer Trust (Salem, ore.), 1
Popular Bank of Florida, 6
Publix Super Markets, 1
Pulse EFT, 1
R
Reliance Group Holdings, 13
S
Salomon Smith Barney, 16
Saratoga (Calif.) Natl, 1
Sears, Roebuck, 1
Securities Data, 24
Societe Generale, 11
Standard & Poor's, 11
Standard Life Investments, 11
Sun (Vineland, N.J.), 6
T
Total System Services, 1
U
U.S. Bancorp (Minneapolis), 5,10
United Companies Financial, 26
V
Visa U.S.A., 1
Vital Processing Services, 1
W
Wal-Mart, 1
Washington Trust (Westerly, R.I.), 6
Wells Fargo, 3,28
White Papers, 13
World Economic Forum, 28