+++
part 1 of 3
Return on EquityNonperf. Asset Ratio
1998 1997 1998
Money Center (6) 9.86% 15.86% 1.40%
Trust based (8) 18.01 19.65 0.44
Foreign parent co. (6) 14.9 13.33 0.75
Northeast regional (4) 18.25 19.98 0.51
Southern regional (13) 15.94 16.18 0.58
Midwest regional (10) 16.39 17.9 0.65
Western regional (5) 13.41 15.18 0.75
Multi regional (4) 17.62 15.86 0.62
Savings & Loans (11) 14.6 13.4 1.18
Overall commercial banks (56) 15.98 17.11 0.78
part 2 of 3
U.S. Banking Companies by Sector
Net Interest MaEfficiency Ratio
1997 1998 1997 1998 1997
Money Center 1.33% 2.52% 2.69% 75.83 64.74
Trust based 0.48 3.42 3.65 61.59 60.42
Foreign pare 0.83 3.63 3.85 58.3 60.01
Northeast re 0.69 4.28 4.57 51.66 50.85
Southern reg 0.62 4.22 4.38 60.39 60.57
Midwest regi 0.68 4.17 4.38 56.83 56.28
Western regi 0.76 4.51 4.45 63.81 60.96
Multi region 0.68 4.75 5.05 59.48 57.63
Savings & Lo 1.48 2.96 2.94 50.35 51.48
Overall comm 0.81 3.94 4.13 61.09 59.49
part 3 of 3
U.S. Banking Companies by Sector
Stock Price Return
1998 1997
Money Center -4.06% 25.93%
Trust based 24.45 77.88
Foreign pare 14.44 31.73
Northeast re -2.28 66.91
Southern reg -1.67 64.32
Midwest regi -5.22 59.48
Western regi 6.01 70.33
Multi region 5.07 51.75
Savings & Lo -17.35 66.71
Overall comm 3.91 59.99